Eastern Bankshares, Inc. (EBC) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 244.66M | 237.41M | 200.25M | 202.03M | 188.9M | 179.19M | 169.85M | 128.65M | 129.9M | 133.31M | 137.21M | 141.59M | 138.31M | 149.99M | 152.18M | 137.76M | 128.12M | 122.44M | 102.69M | 104.61M |
| NII Growth % | 29.52% | 32.49% | 17.89% | 57.04% | 45.42% | 34.42% | 23.8% | -9.14% | -6.08% | -11.13% | -9.84% | 2.78% | 7.95% | 22.51% | 48.19% | 31.69% | 28.01% | 18.17% | 4% | 5.93% |
| Net Interest Margin % | 0.8% | 0.78% | 0.79% | 0.79% | 0.76% | 0.7% | 0.67% | 0.61% | 0.61% | 0.63% | 0.65% | 0.66% | 0.61% | 0.66% | 0.69% | 0.62% | 0.56% | 0.52% | 0.59% | 0.61% |
| Interest Income | 339.55M | 336.17M | 283.02M | 279.34M | 265.7M | 270.76M | 266.02M | 207.38M | 202.61M | 203.65M | 202.17M | 201.76M | 188.88M | 175M | 157.83M | 140.87M | 131.49M | 124.88M | 103.47M | 105.68M |
| Interest Expense | 94.89M | 98.77M | 82.77M | 77.31M | 76.81M | 91.57M | 96.16M | 78.73M | 72.71M | 70.34M | 64.96M | 60.18M | 50.57M | 25M | 5.65M | 3.11M | 3.36M | 2.44M | 777K | 1.07M |
| Loan Loss Provision | 5.76M | 4.9M | 7.1M | 7.6M | 6.6M | 6.82M | 46.98M | 6.13M | 7.45M | 5.2M | 7.33M | 7.5M | 25K | 10.88M | 6.48M | 1.05M | -485K | -4.32M | -1.49M | -3.3M |
| Non-Interest Income | 36.03M | 46.74M | 39.73M | 42.23M | -236.12M | 37.35M | 33.53M | 25.09M | 27.69M | 25.57M | 19.16M | 26.2M | -310.95M | 41.58M | 17.31M | 40.25M | 44.5M | 47.77M | 41.62M | 43.88M |
| Non-Interest Income % | 9.59% | 12.21% | 12.31% | 13.13% | -798.05% | 12.12% | 11.19% | 10.79% | 12.02% | 11.15% | 8.66% | 11.49% | 254.73% | 19.2% | 9.89% | 22.22% | 25.28% | 27.67% | 28.69% | 29.34% |
| Total Revenue | 375.57M | 382.91M | 322.74M | 321.57M | 29.59M | 308.11M | 299.55M | 232.47M | 230.3M | 229.21M | 221.32M | 227.97M | -122.07M | 216.57M | 175.14M | 181.12M | 175.98M | 172.65M | 145.09M | 149.56M |
| Revenue Growth % | 1169.38% | 24.28% | 7.74% | 38.33% | -87.15% | 34.42% | 35.34% | 1.97% | 288.67% | 5.83% | 26.37% | 25.86% | -169.36% | 25.44% | 20.71% | 21.1% | 13.91% | 13.33% | -1.08% | 1.36% |
| Non-Interest Expense | 191.1M | 190.09M | 138.91M | 136.34M | 130.12M | 137.54M | 159.75M | 109.87M | 101.2M | 119.86M | 101.75M | 99.93M | 94.8M | 129.82M | 93.55M | 109.51M | 106.95M | 142.37M | 97.38M | 105.48M |
| Efficiency Ratio | 50.88% | 49.64% | 43.04% | 42.4% | 439.79% | 44.64% | 53.33% | 47.26% | 43.94% | 52.29% | 45.97% | 43.84% | -77.66% | 59.94% | 53.42% | 60.46% | 60.77% | 82.46% | 67.12% | 70.53% |
| Operating Income | 83.83M | 89.16M | 93.97M | 100.32M | -183.94M | 72.18M | -3.35M | 38M | 48.94M | 33.82M | 47.29M | 60.36M | -267.46M | 50.87M | 69.46M | 67.44M | 66.16M | 32.15M | 48.42M | 46.31M |
| Operating Margin % | 22.32% | 23.28% | 29.12% | 31.2% | -621.69% | 23.43% | -1.12% | 16.35% | 21.25% | 14.75% | 21.36% | 26.48% | 219.11% | 23.49% | 39.66% | 37.24% | 37.59% | 18.62% | 33.37% | 30.96% |
| Operating Income Growth % | 145.57% | 23.53% | 2902.48% | 163.99% | -475.85% | 113.42% | -107.09% | -37.04% | 118.3% | -33.52% | -31.92% | -10.51% | -504.27% | 58.22% | 43.45% | 45.65% | 6.99% | 168.67% | 34.74% | 24.99% |
| Pretax Income | 83.83M | 89.16M | 93.97M | 100.32M | -183.94M | 72.18M | -3.35M | 38M | 48.94M | 33.82M | 47.29M | 60.36M | -267.46M | 50.87M | 69.46M | 67.44M | 66.16M | 32.15M | 48.42M | 46.31M |
| Pretax Margin % | 22.32% | 23.28% | 29.12% | 31.2% | -621.69% | 23.43% | -1.12% | 16.35% | 21.25% | 14.75% | 21.36% | 26.48% | 219.11% | 23.49% | 39.66% | 37.24% | 37.59% | 18.62% | 33.37% | 30.96% |
| Income Tax | 18.57M | -10.35M | -12.18M | 87K | 33.73M | 11.41M | 2.83M | 11.67M | 10.29M | 2.31M | -16.18M | 15.94M | -65.38M | 8.58M | 16.65M | 16.27M | 14.64M | -2.93M | 11.31M | 11.5M |
| Effective Tax Rate % | 22.15% | -11.61% | -12.96% | 0.09% | -18.34% | 15.8% | -84.55% | 30.71% | 21.03% | 6.83% | -34.21% | 26.41% | 24.44% | 16.86% | 23.97% | 24.13% | 22.13% | -9.12% | 23.36% | 24.83% |
| Net Income | 65.26M | 99.51M | 106.14M | 100.23M | -217.67M | 60.77M | -6.19M | 26.33M | 38.65M | 318.5M | 59.11M | 48.66M | -194.1M | 42.29M | 54.78M | 51.17M | 51.52M | 35.09M | 37.11M | 34.81M |
| Net Margin % | 17.38% | 25.99% | 32.89% | 31.17% | -735.68% | 19.72% | -2.07% | 11.33% | 16.78% | 138.96% | 26.71% | 21.34% | 159.01% | 19.53% | 31.28% | 28.25% | 29.27% | 20.32% | 25.57% | 23.27% |
| Net Income Growth % | 129.98% | 63.74% | 1815.32% | 280.67% | -663.22% | -80.92% | -110.47% | -45.88% | 119.91% | 653.07% | 7.92% | -4.91% | -476.77% | 20.54% | 47.62% | 47.01% | 8.08% | 179.63% | 30.17% | 16.61% |
| Net Income (Continuing) | 65.26M | 99.51M | 106.14M | 100.23M | -217.67M | 60.77M | -6.19M | 26.33M | 38.65M | 31.51M | 63.46M | 44.42M | -202.08M | 42.29M | 52.81M | 51.17M | 51.52M | 35.09M | 37.11M | 34.81M |
| EPS (Diluted) | 0.29 | 0.46 | 0.53 | 0.50 | -1.09 | 0.30 | -0.03 | 0.16 | 0.24 | 1.96 | 0.36 | 0.30 | -1.20 | 0.26 | 0.33 | 0.31 | 0.30 | 0.20 | 0.22 | 0.20 |
| EPS Growth % | 126.61% | 53.33% | 1782.54% | 212.5% | -554.17% | -84.69% | -108.75% | -46.67% | 120% | 653.85% | 9.09% | -3.23% | -500% | 30% | 50% | 55% | 7.14% | 176.92% | 57.14% | 42.86% |
| EPS (Basic) | 0.29 | 0.46 | 0.53 | 0.50 | -1.09 | 0.30 | -0.03 | 0.16 | 0.24 | 1.96 | 0.36 | 0.30 | -1.20 | 0.26 | 0.33 | 0.31 | 0.30 | 0.20 | 0.22 | 0.20 |
| Diluted Shares Outstanding | 223.4M | 216.4M | 199.5M | 199M | 201.4M | 202.64M | 197.71M | 163.5M | 163.19M | 162.72M | 162.47M | 162.25M | 161.99M | 162.26M | 164.03M | 166.57M | 169.97M | 172.48M | 172.3M | 172.17M |