8-K Announcements
6Apr 14, 2026·SEC
Feb 23, 2026·SEC
Feb 17, 2026·SEC
Equity Bancshares, Inc. (EQBK) fundamental analysis — strengths, weaknesses & financial health based on data analysis
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Equity Bancshares, Inc. (EQBK) stock price & volume — 10-year historical chart
Equity Bancshares, Inc. (EQBK) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Equity Bancshares, Inc. (EQBK) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 14, 2026 | $1.32vs $1.15+14.8% | $83Mvs $83M+0.6% |
| Q2 2026 | Mar 6, 2026 | $1.15 | $100M |
| Q1 2026 | Jan 21, 2026 | $1.26vs $1.22+3.3% | $73Mvs $74M-0.8% |
| Q4 2025 | Oct 14, 2025 | $1.21vs $0.99+22.2% | $48Mvs $77M-38.2% |
Equity Bancshares, Inc. (EQBK) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
Equity Bancshares, Inc. (EQBK) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Equity Bancshares, Inc. (EQBK) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 52.6M | 86M | 124.8M | 125.86M | 132.65M | 142.58M | 162.83M | 159.02M | 186.16M | 212.05M |
| NII Growth % | 13.69% | 63.51% | 45.11% | 0.85% | 5.4% | 7.48% | 14.2% | -2.34% | 17.07% | 82.08% |
| Net Interest Margin % | 2.4% | 2.71% | 3.07% | 3.19% | 3.31% | 2.77% | 3.27% | 3.16% | 3.49% | 3.34% |
| Interest Income | 61.8M | 102.69M | 161.56M | 175.5M | 155.56M | 157.37M | 188.25M | 246.71M | 296.84M | 314.95M |
| Interest Expense | 9.2M | 16.69M | 36.76M | 49.64M | 22.91M | 14.79M | 25.42M | 87.69M | 110.68M | 102.9M |
| Loan Loss Provision | 2.12M | 2.63M | 3.96M | 18.35M | 24.25M | -8.56M | -124K | 1.36M | -1.83M | 51.23M |
| Non-Interest Income | 9.2M | 13.19M | 17.36M | 22.43M | 21.48M | 29.44M | 32.04M | -22.04M | 29.67M | -18.01M |
| Non-Interest Income % | 12.95% | 11.38% | 9.71% | 11.33% | 12.13% | 15.76% | 14.54% | -9.81% | 9.09% | -6.06% |
| Total Revenue | 70.99M▲ 0% | 115.88M▲ 63.2% | 178.92M▲ 54.4% | 197.93M▲ 10.6% | 177.04M▼ 10.6% | 186.81M▲ 5.5% | 220.28M▲ 17.9% | 224.68M▲ 2.0% | 326.51M▲ 45.3% | 296.94M▲ 0% |
| Revenue Growth % | 15.83% | 63.23% | 54.4% | 10.63% | -10.55% | 5.52% | 17.92% | 1.99% | 45.33% | 274.54% |
| Non-Interest Expense | 45.8M | 65.53M | 92.03M | 97.08M | 204.45M | 116.15M | 124.71M | 133.21M | 139.38M | 116.34M |
| Efficiency Ratio | 64.52% | 56.55% | 51.43% | 49.05% | 115.48% | 62.18% | 56.61% | 59.29% | 42.69% | 39.18% |
| Operating Income | 13.87M▲ 0% | 31.03M▲ 123.7% | 46.17M▲ 48.8% | 32.86M▼ 28.8% | -74.57M▼ 327.0% | 64.44M▲ 186.4% | 70.28M▲ 9.1% | 2.42M▼ 96.6% | 78.28M▲ 3141.4% | 26.46M▲ 0% |
| Operating Margin % | 19.54% | 26.77% | 25.81% | 16.6% | -42.12% | 34.49% | 31.91% | 1.07% | 23.97% | 8.91% |
| Operating Income Growth % | -3.97% | 123.71% | 48.83% | -28.84% | -326.95% | 186.41% | 9.07% | -96.56% | 3141.45% | - |
| Pretax Income | 13.87M▲ 0% | 31.03M▲ 123.7% | 46.17M▲ 48.8% | 32.86M▼ 28.8% | -74.57M▼ 327.0% | 64.44M▲ 186.4% | 70.28M▲ 9.1% | 2.42M▼ 96.6% | 78.28M▲ 3141.4% | 20.3M▲ 0% |
| Pretax Margin % | 19.54% | 26.77% | 25.81% | 16.6% | -42.12% | 34.49% | 31.91% | 1.07% | 23.97% | 6.84% |
| Income Tax | 4.5M | 10.38M | 10.35M | 7.28M | 400K | 11.96M | 12.59M | -5.41M | 15.66M | 2.67M |
| Effective Tax Rate % | 32.41% | 33.45% | 22.41% | 22.15% | -0.54% | 18.55% | 17.92% | -223.85% | 20% | 13.17% |
| Net Income | 9.37M▲ 0% | 20.65M▲ 120.3% | 35.83M▲ 73.5% | 25.58M▼ 28.6% | -74.97M▼ 393.1% | 52.48M▲ 170.0% | 57.69M▲ 9.9% | 7.82M▼ 86.4% | 62.62M▲ 700.7% | 17.63M▲ 0% |
| Net Margin % | 13.2% | 17.82% | 20.02% | 12.92% | -42.35% | 28.09% | 26.19% | 3.48% | 19.18% | 5.94% |
| Net Income Growth % | -8.99% | 120.28% | 73.5% | -28.6% | -393.09% | 170% | 9.92% | -86.44% | 700.68% | 1.68% |
| Net Income (Continuing) | 9.37M | 20.65M | 35.83M | 25.58M | -74.97M | 52.48M | 57.69M | 7.82M | 62.62M | 17.63M |
| EPS (Diluted) | 1.07▲ 0% | 1.62▲ 51.4% | 2.28▲ 40.7% | 1.61▼ 29.4% | -4.97▼ 408.7% | 3.43▲ 169.0% | 3.51▲ 2.3% | 0.50▼ 85.8% | 4.00▲ 700.0% | 0.92▲ 0% |
| EPS Growth % | -30.52% | 51.4% | 40.74% | -29.39% | -408.7% | 169.01% | 2.33% | -85.76% | 700% | 9.09% |
| EPS (Basic) | 1.09 | 1.66 | 2.33 | 1.64 | -4.97 | 3.49 | 3.56 | 0.50 | 4.04 | - |
| Diluted Shares Outstanding | 8.76M | 12.75M | 15.71M | 15.84M | 15.1M | 15.31M | 16.44M | 15.65M | 15.67M | 19.13M |
Equity Bancshares, Inc. (EQBK) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 133.62M | 213.8M | 366.6M | 233.54M | 1.15B | 1.59B | 1.29B | 1.28B | 1.19B | 5.31B |
| Cash & Due from Banks | 37.89M | 51.53M | 197.73M | 91.47M | 280.4M | 259.13M | 104.01M | 363.29M | 383.5M | 699.16M |
| Short Term Investments | 95.73M | 162.27M | 168.88M | 142.07M | 871.83M | 1.33B | 1.18B | 919.65M | 803.23M | 903.86M |
| Total Investments | 1.94B | 2.81B | 3.48B | 3.46B | 3.44B | 4.44B | 4.45B | 4.21B | 4.47B | 4.47B |
| Investments Growth % | 38.85% | 44.53% | 24.04% | -0.65% | -0.56% | 28.96% | 0.3% | -5.41% | 6.08% | 8.84% |
| Long-Term Investments | 1.85B | 2.65B | 3.32B | 3.32B | 2.57B | 3.11B | 3.27B | 3.29B | 3.66B | 14.75B |
| Accounts Receivables | 6.99M | 12.37M | 17.37M | 15.74M | 15.83M | 18.05M | 20.63M | 25.5M | 28.91M | 34.75M |
| Goodwill & Intangibles | 63.59M | 115.64M | 153.44M | 156.34M | 47.66M | 69.34M | 63.7M | 60.32M | 68.07M | 100.47M |
| Goodwill | 58.87M | 104.91M | 131.71M | 136.43M | 31.6M | 54.47M | 53.1M | 53.1M | 53.1M | 77.57M |
| Intangible Assets | 4.71M | 10.74M | 21.73M | 19.91M | 16.06M | 14.88M | 10.6M | 7.22M | 14.97M | 22.89M |
| PP&E (Net) | 50.52M | 63.45M | 80.44M | 84.48M | 89.41M | 104.04M | 101.49M | 112.63M | 117.13M | 132.86M |
| Other Assets | 89.77M | 118.66M | 128.58M | 140.07M | 137.85M | 248.15M | 239.43M | 261.14M | 266.69M | -3.56B |
| Total Current Assets | 140.61M | 226.17M | 383.97M | 249.28M | 1.17B | 1.6B | 1.31B | 1.31B | 1.22B | 1.64B |
| Total Non-Current Assets | 2.05B | 2.94B | 3.68B | 3.7B | 2.85B | 3.53B | 3.67B | 3.73B | 4.12B | 233.32M |
| Total Assets | 2.19B▲ 0% | 3.17B▲ 44.6% | 4.06B▲ 28.1% | 3.95B▼ 2.8% | 4.01B▲ 1.6% | 5.14B▲ 28.1% | 4.98B▼ 3.1% | 5.03B▲ 1.1% | 5.33B▲ 5.9% | 6.36B▲ 0% |
| Asset Growth % | 38.25% | 44.63% | 28.11% | -2.76% | 1.61% | 28.07% | -3.08% | 1.06% | 5.91% | 31% |
| Return on Assets (ROA) | 0.5% | 0.77% | 0.99% | 0.64% | -1.88% | 1.15% | 1.14% | 0.16% | 1.21% | 0.28% |
| Accounts Payable | 7.36M | 10.73M | 13.69M | 18.53M | 19.07M | 47.41M | 32.83M | 36.46M | 0 | 0 |
| Total Debt | 293.91M | 401.65M | 464.68M | 383.63M | 133.86M | 151.89M | 281.73M | 380.5M | 312.8M | 481.77M |
| Net Debt | 256.02M | 350.12M | 266.95M | 292.16M | -146.54M | -107.24M | 177.72M | 17.21M | -70.71M | -217.97M |
| Long-Term Debt | 273.27M | 364.16M | 414.61M | 347.92M | 97.83M | 95.89M | 235.26M | 336.92M | 275.55M | 439.55M |
| Short-Term Debt | 20.64M | 37.49M | 50.07M | 35.71M | 36.03M | 56.01M | 46.48M | 43.58M | 37.25M | 42.22M |
| Other Liabilities | 2.5M | 1.97M | 3.96M | 5.84M | 5.19M | 17.69M | 15.22M | 19.32M | 51.54M | 77.2M |
| Total Current Liabilities | 1.66B | 2.43B | 3.19B | 3.12B | 3.5B | 4.52B | 4.32B | 4.23B | 4.41B | 5.14B |
| Total Non-Current Liabilities | 273.27M | 364.16M | 414.61M | 353.76M | 103.02M | 113.58M | 250.47M | 356.24M | 327.09M | 516.75M |
| Total Liabilities | 1.93B | 2.8B | 3.61B | 3.47B | 3.61B | 4.64B | 4.57B | 4.58B | 4.74B | 5.64B |
| Total Equity | 257.96M▲ 0% | 374.14M▲ 45.0% | 455.94M▲ 21.9% | 478.06M▲ 4.9% | 407.65M▼ 14.7% | 500.63M▲ 22.8% | 410.06M▼ 18.1% | 452.86M▲ 10.4% | 592.92M▲ 30.9% | 711.89M▲ 0% |
| Equity Growth % | 54.25% | 45.04% | 21.86% | 4.85% | -14.73% | 22.81% | -18.09% | 10.44% | 30.93% | 145.07% |
| Equity / Assets (Capital Ratio) | 11.77% | 11.8% | 11.23% | 12.1% | 10.16% | 9.74% | 8.23% | 8.99% | 11.12% | 11.2% |
| Return on Equity (ROE) | 4.41% | 6.53% | 8.63% | 5.48% | -16.93% | 11.56% | 12.67% | 1.81% | 11.98% | 2.48% |
| Book Value per Share | 29.45 | 29.35 | 29.02 | 30.17 | 27.00 | 32.71 | 24.95 | 28.94 | 37.83 | 37.22 |
| Tangible BV per Share | 22.19 | 20.28 | 19.26 | 20.31 | 23.84 | 28.18 | 21.07 | 25.08 | 33.49 | 31.96 |
| Common Stock | 132K | 161K | 173K | 174K | 174K | 203K | 205K | 207K | 230K | 249K |
| Additional Paid-in Capital | 236.1M | 331.34M | 379.08M | 382.73M | 386.82M | 478.86M | 484.99M | 489.19M | 584.42M | 658.48M |
| Retained Earnings | 44.33M | 65.51M | 101.33M | 125.76M | 50.79M | 88.32M | 140.09M | 141.01M | 194.92M | 186.72M |
| Accumulated OCI | -2.7M | -3.09M | -4.87M | -3K | 19.78M | 1.78M | -113.51M | -57.92M | -55.18M | 4.72M |
| Treasury Stock | -19.66M | -19.66M | -19.66M | -30.52M | -49.87M | -68.53M | -101.72M | -119.62M | -131.47M | -138.28M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Equity Bancshares, Inc. (EQBK) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 15.55M | 27.63M | 36.67M | 48.52M | 43.62M | 102.7M | 74.07M | 76.53M | 73.84M | 73.84M |
| Operating CF Growth % | 14.16% | 77.69% | 32.71% | 32.33% | -10.1% | 135.43% | -27.87% | 3.31% | -3.5% | 151.2% |
| Net Income | 9.37M | 20.65M | 35.83M | 25.58M | -74.97M | 52.48M | 57.69M | 7.82M | 62.62M | 17.63M |
| Depreciation & Amortization | 2.18M | 3.57M | 5.62M | 7.41M | 8.24M | 8.91M | 9.37M | 8.64M | 10.26M | 10.88M |
| Deferred Taxes | 909K | 2.62M | 3.48M | 1.56M | -11.09M | 1.59M | 2.59M | -2.44M | 796K | 3.7M |
| Other Non-Cash Items | 2.17M | 1.21M | -4.04M | 13.57M | 122.23M | 20.94M | -818K | 52.22M | -15.79M | 48.04M |
| Working Capital Changes | 356K | -1.52M | -6.73M | -2.47M | -4.26M | 15.88M | 1.92M | 7.07M | 11.91M | -5.54M |
| Cash from Investing | -140.69M | -222.92M | -171.49M | 96.1M | 96M | -315.34M | -214.18M | 232.17M | 123.73M | 359.11M |
| Purchase of Investments | -193.11M | -239.04M | -188.38M | -154.57M | -268.59M | -785.38M | -188.53M | -522.35M | -187.64M | -584.74M |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 4M |
| Net Investment Activity | -192.11M | -238.04M | -187.38M | -153.57M | -267.59M | -784.38M | -187.53M | -521.35M | -186.64M | -580.74M |
| Acquisitions | -2.97M | -3.49M | 20.09M | 85.36M | 25.93M | 173.86M | -41.27M | 0 | 62.17M | 0 |
| Other Investing | -83.71M | -133.8M | -126.21M | 12.28M | 12.75M | -171.62M | -149.32M | -19.29M | -30.88M | 198.09M |
| Cash from Financing | 103.41M | 212.4M | 275.44M | -248.15M | 51.78M | 191.9M | -15.41M | -34.03M | -192.93M | 24.71M |
| Dividends Paid | -42K | 0 | 0 | 0 | 0 | -1.15M | -5.56M | -6.61M | -7.89M | -10.27M |
| Share Repurchases | 0 | 0 | 0 | -10.87M | -19.35M | -18.66M | -33.19M | -17.9M | -11.86M | -6.87M |
| Stock Issued | 23.75M | 1.22M | 133K | 0 | 0 | 0 | 0 | 0 | 86.98M | 86.98M |
| Net Stock Activity | 23.75M | 1.22M | 133K | -10.87M | -19.35M | -18.66M | -33.19M | -17.9M | 75.12M | 80.11M |
| Debt Issuance (Net) | 1000K | 1000K | 1000K | -1000K | -1000K | -1000K | 1000K | 1000K | -1000K | 2M |
| Other Financing | 34.47M | 132.08M | 243.63M | -170.37M | 319.3M | 236.18M | -115.53M | -110.65M | -190.49M | -86.98M |
| Net Change in Cash | -21.73M▲ 0% | 17.1M▲ 178.7% | 140.62M▲ 722.4% | -103.53M▼ 173.6% | 191.41M▲ 284.9% | -20.74M▼ 110.8% | -155.53M▼ 649.7% | 274.67M▲ 276.6% | 4.65M▼ 98.3% | 463.93M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 56.83M | 35.09M | 52.2M | 192.82M | 89.29M | 280.7M | 259.95M | 104.43M | 379.1M | 366.2M |
| Cash at End | 35.09M | 52.2M | 192.82M | 89.29M | 280.7M | 259.95M | 104.43M | 379.1M | 383.75M | 699.41M |
| Interest Paid | 8.94M | 15.04M | 32.67M | 48.37M | 25.67M | 15.03M | 25.8M | 80.81M | 116.19M | 105.28M |
| Income Taxes Paid | 3.21M | 6.44M | 9.21M | 3.11M | 11.61M | 4.59M | 1.22M | 3.47M | 6.2M | 12.81M |
| Free Cash Flow | 12.75M▲ 0% | 20.75M▲ 62.8% | 27.84M▲ 34.1% | 41.52M▲ 49.2% | 34.01M▼ 18.1% | 97.6M▲ 187.0% | 70.58M▼ 27.7% | 60.39M▼ 14.4% | 65.35M▲ 8.2% | 70.5M▲ 0% |
| FCF Growth % | 61.75% | 62.76% | 34.11% | 49.15% | -18.08% | 186.97% | -27.68% | -14.44% | 8.22% | 29.41% |
Equity Bancshares, Inc. (EQBK) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 4.41% | 6.53% | 8.63% | 5.48% | -16.93% | 11.56% | 12.67% | 1.81% | 11.98% | 2.48% |
| Return on Assets (ROA) | 0.5% | 0.77% | 0.99% | 0.64% | -1.88% | 1.15% | 1.14% | 0.16% | 1.21% | 0.28% |
| Net Interest Margin | 2.4% | 2.71% | 3.07% | 3.19% | 3.31% | 2.77% | 3.27% | 3.16% | 3.49% | 3.34% |
| Efficiency Ratio | 64.52% | 56.55% | 51.43% | 49.05% | 115.48% | 62.18% | 56.61% | 59.29% | 42.69% | 39.18% |
| Equity / Assets | 11.77% | 11.8% | 11.23% | 12.1% | 10.16% | 9.74% | 8.23% | 8.99% | 11.12% | 11.2% |
| Book Value / Share | 29.45 | 29.35 | 29.02 | 30.17 | 27 | 32.71 | 24.95 | 28.94 | 37.83 | 37.22 |
| NII Growth | 13.69% | 63.51% | 45.11% | 0.85% | 5.4% | 7.48% | 14.2% | -2.34% | 17.07% | 20.38% |
| Dividend Payout | - | - | - | - | - | 2.19% | 9.64% | 84.57% | 12.6% | 58.24% |
Equity Bancshares, Inc. (EQBK) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 14, 2026·SEC
Feb 23, 2026·SEC
Feb 17, 2026·SEC
Equity Bancshares, Inc. (EQBK) stock FAQ — growth, dividends, profitability & financials explained
Equity Bancshares, Inc. (EQBK) grew revenue by 45.3% over the past year. This is strong growth.
Yes, Equity Bancshares, Inc. (EQBK) is profitable, generating $17.6M in net income for fiscal year 2024 (19.2% net margin).
Yes, Equity Bancshares, Inc. (EQBK) pays a dividend with a yield of 1.10%. This makes it attractive for income-focused investors.
Equity Bancshares, Inc. (EQBK) has a return on equity (ROE) of 12.0%. This is reasonable for most industries.
Equity Bancshares, Inc. (EQBK) has a net interest margin (NIM) of 3.5%. This indicates healthy earnings from lending activities.
Equity Bancshares, Inc. (EQBK) has an efficiency ratio of 42.7%. This is excellent, indicating strong cost control.
Equity Bancshares, Inc. (EQBK) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates