EZCORP, Inc. (EZPW) P/E Ratio History
Historical price-to-earnings valuation from 1992 to 2026
Loading P/E history...
Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of March 2, 2026, EZCORP, Inc. (EZPW) trades at a price-to-earnings ratio of 18.7x, with a stock price of $26.53 and trailing twelve-month earnings per share of $1.48.
The current P/E is 71% below its 5-year average of 65.1x. Over the past five years, EZPW's P/E has ranged from a low of 10.0x to a high of 305.5x, placing the current valuation at the 55th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.8x, EZPW trades at a 36% premium to its sector peers. The sector includes 789 companies with P/E ratios ranging from 0.0x to 196.2x.
Relative to the broader market, EZPW trades at a notable discount to the S&P 500 median P/E of 26.2x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our EZPW DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
Peer Comparison
P/E metrics vs. Debt Collection and Collateral Lending peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
FCFSFirstCash Holdings, Inc | $8B | 26.0 | 1.10Best | +29% |
EZPWEZCORP, Inc. | $2B | 18.7 | - | +29% |
JCAPJefferson Capital, Inc. Common Stock | $1B | 11.4 | - | -5% |
PRAAPRA Group, Inc. | $616M | 8.8Lowest | - | +184%Best |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
Historical P/E Data
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | Wed Dec 31 2025 00:00:00 GM | $19.42 | $1.56 | 12.4x | -75% |
| FY2025 Q4 | $19.04 | $1.41 | 13.5x | -73% | |
| FY2025 Q3 | Mon Jun 30 2025 00:00:00 GM | $13.88 | $0.17 | 81.6x | +65% |
| FY2025 Q2 | Mon Mar 31 2025 00:00:00 GM | $14.72 | $0.08 | 184.0x | +271% |
| FY2025 Q1 | $12.22 | $0.04 | 305.5x | +516% | |
| FY2024 Q3 | Sun Jun 30 2024 00:00:00 GM | $10.47 | $1.05 | 10.0x | -80% |
| FY2024 Q2 | Sun Mar 31 2024 00:00:00 GM | $11.33 | $1.01 | 11.2x | -77% |
| FY2024 Q1 | Sun Dec 31 2023 00:00:00 GM | $8.74 | $0.64 | 13.6x | -72% |
| FY2023 Q4 | Sat Sep 30 2023 00:00:00 GM | $8.25 | $0.53 | 15.6x | -69% |
| FY2023 Q3 | Fri Jun 30 2023 00:00:00 GM | $8.38 | $0.47 | 17.9x | -64% |
| FY2023 Q2 | Fri Mar 31 2023 00:00:00 GM | $8.60 | $0.41 | 21.0x | -58% |
| FY2023 Q1 | Sat Dec 31 2022 00:00:00 GM | $8.15 | $0.67 | 12.2x | -75% |
Average P/E for displayed period: 49.6x
See EZPW's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs EZPW Undervalued?
See our Bear / Base / Bull DCF models and intrinsic value estimates.
View ValuationCompare EZPW vs JPM
See how EZPW stacks up against sector leader JPMorgan Chase & Co..
Start ComparisonFrequently Asked Questions
Is EZPW stock overvalued or undervalued?
EZPW trades at 18.7x P/E, below its 5-year average of 65.1x. At the 55th percentile of historical range, the stock is priced at a discount to its own history.
How does EZPW's valuation compare to peers?
EZCORP, Inc. P/E of 18.7x compares to sector median of 13.8x. The premium reflects expected growth above peers.
What is EZPW's PEG ratio?
EZPW PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 1992-2026.