FirstCash Holdings, Inc (FCFS) P/E Ratio History
Historical price-to-earnings valuation from 1991 to 2025
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Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of March 2, 2026, FirstCash Holdings, Inc (FCFS) trades at a price-to-earnings ratio of 26.0x, with a stock price of $192.79 and trailing twelve-month earnings per share of $6.89.
The current P/E is 19% above its 5-year average of 21.9x. Over the past five years, FCFS's P/E has ranged from a low of 16.2x to a high of 28.6x, placing the current valuation at the 85th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.8x, FCFS trades at a 89% premium to its sector peers. The sector includes 789 companies with P/E ratios ranging from 0.0x to 196.2x.
The PEG ratio of 1.10 (P/E divided by 29% EPS growth) suggests a fair valuation relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.
Relative to the broader market, FCFS trades roughly in line with the S&P 500 median P/E of 26.2x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our FCFS DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
Peer Comparison
P/E metrics vs. Debt Collection and Collateral Lending peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
FCFSFirstCash Holdings, Inc | $8B | 26.0 | 1.10Best | +29% |
EZPWEZCORP, Inc. | $2B | 18.7 | - | +29% |
JCAPJefferson Capital, Inc. Common Stock | $1B | 11.4 | - | -5% |
PRAAPRA Group, Inc. | $616M | 8.8Lowest | - | +184%Best |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
Historical P/E Data
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q3 | $158.42 | $6.93 | 22.9x | -21% | |
| FY2025 Q2 | Mon Jun 30 2025 00:00:00 GM | $135.14 | $6.51 | 20.8x | -28% |
| FY2025 Q1 | Mon Mar 31 2025 00:00:00 GM | $120.32 | $6.25 | 19.3x | -34% |
| FY2024 Q4 | $103.60 | $5.73 | 18.1x | -38% | |
| FY2024 Q3 | Mon Sep 30 2024 00:00:00 GM | $114.80 | $5.40 | 21.3x | -27% |
| FY2024 Q2 | Sun Jun 30 2024 00:00:00 GM | $104.88 | $5.22 | 20.1x | -31% |
| FY2024 Q1 | Sun Mar 31 2024 00:00:00 GM | $127.54 | $5.13 | 24.9x | -14% |
| FY2023 Q4 | Sun Dec 31 2023 00:00:00 GM | $108.39 | $4.80 | 22.6x | -22% |
| FY2023 Q3 | Sat Sep 30 2023 00:00:00 GM | $100.38 | $4.99 | 20.1x | -31% |
| FY2023 Q2 | Fri Jun 30 2023 00:00:00 GM | $93.33 | $4.99 | 18.7x | -35% |
| FY2023 Q1 | Fri Mar 31 2023 00:00:00 GM | $95.37 | $5.81 | 16.4x | -43% |
| FY2022 Q4 | Sat Dec 31 2022 00:00:00 GM | $86.91 | $5.37 | 16.2x | -44% |
Average P/E for displayed period: 29.0x
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Start ComparisonFrequently Asked Questions
Is FCFS stock overvalued or undervalued?
FCFS trades at 26.0x P/E, near its 5-year average of 21.9x. The 85th percentile ranking places valuation within normal historical bounds.
How does FCFS's valuation compare to peers?
FirstCash Holdings, Inc P/E of 26.0x compares to sector median of 13.8x. The premium reflects expected growth above peers.
What is FCFS's PEG ratio?
FCFS PEG ratio is 1.10. Between 1-2 suggests valuation aligns with growth. Historical P/E data spans 1991-2025.