First Bancorp (FBNC) P/E Ratio History
Historical price-to-earnings valuation from 1991 to 2025
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FBNC Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 6, 2026, First Bancorp (FBNC) trades at a price-to-earnings ratio of 21.6x, with a stock price of $57.87 and trailing twelve-month earnings per share of $2.69.
The current P/E is 53% above its 5-year average of 14.1x. Over the past five years, FBNC's P/E has ranged from a low of 9.2x to a high of 23.8x, placing the current valuation at the 90th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.3x, FBNC trades at a 62% premium to its sector peers. The sector includes 779 companies with P/E ratios ranging from 0.0x to 197.4x.
Relative to the broader market, FBNC trades roughly in line with the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our FBNC DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
FBNC P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $5B | 13.3 | 4.36 | +4% | |
| $5B | 20.7 | 3.96 | +12% | |
| $6B | 13.3 | 2.09 | +19%Best | |
| $2B | 13.4 | 1.91 | +13% | |
| $4B | 14.1 | 0.81Best | +15% | |
| $3B | 15.8 | 8.26 | +3% | |
| $2B | 11.5Lowest | 0.99 | +16% | |
| $2B | 14.2 | 2.58 | +8% | |
| $2B | 20.3 | - | -16% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
FBNC Historical P/E Data (1991–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q4 | Wed Dec 31 2025 00:00:00 GM | $50.79 | $2.68 | 19.0x | -7% |
| FY2025 Q3 | $52.89 | $2.39 | 22.2x | +9% | |
| FY2025 Q2 | Mon Jun 30 2025 00:00:00 GM | $44.09 | $2.35 | 18.8x | -8% |
| FY2025 Q1 | Mon Mar 31 2025 00:00:00 GM | $40.14 | $2.12 | 19.0x | -7% |
| FY2024 Q4 | $43.97 | $1.85 | 23.8x | +17% | |
| FY2024 Q3 | Mon Sep 30 2024 00:00:00 GM | $41.59 | $2.48 | 16.8x | -18% |
| FY2024 Q2 | Sun Jun 30 2024 00:00:00 GM | $31.92 | $2.76 | 11.6x | -43% |
| FY2024 Q1 | Sun Mar 31 2024 00:00:00 GM | $36.12 | $2.77 | 13.0x | -36% |
| FY2023 Q4 | Sun Dec 31 2023 00:00:00 GM | $37.01 | $2.53 | 14.6x | -28% |
| FY2023 Q3 | Sat Sep 30 2023 00:00:00 GM | $28.14 | $2.89 | 9.7x | -52% |
| FY2023 Q2 | Fri Jun 30 2023 00:00:00 GM | $29.75 | $3.22 | 9.2x | -55% |
| FY2023 Q1 | Fri Mar 31 2023 00:00:00 GM | $35.52 | $3.54 | 10.0x | -51% |
Average P/E for displayed period: 20.4x
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Start ComparisonFBNC — Frequently Asked Questions
Quick answers to the most common questions about buying FBNC stock.
Is FBNC stock overvalued or undervalued?
FBNC trades at 21.6x P/E, above its 5-year average of 14.1x. The 90th percentile ranking indicates a premium to historical valuation.
How does FBNC's valuation compare to peers?
First Bancorp P/E of 21.6x compares to sector median of 13.3x. The premium reflects expected growth above peers.
What is FBNC's PEG ratio?
FBNC PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 1991-2025.