First Bancorp (FBNC) Earnings History
Annual and quarterly earnings data from 1991 to 2025
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FBNC EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
FBNC Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 70.1% | 26.6% | 20.4% |
| 2024 | 61.7% | 18.5% | 14.4% |
| 2023 | 70.4% | 24.4% | 19.2% |
| 2022 | 93.0% | 45.4% | 36.0% |
| 2021 | 92.4% | 37.0% | 29.4% |
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First Bancorp (FBNC) Earnings Overview
As of May 8, 2026, First Bancorp (FBNC) reported trailing twelve-month net income of $111M, reflecting +45.7% year-over-year growth. The company earned $2.69 per diluted share over the past four quarters, with a net profit margin of 20.4%.
Looking at the long-term picture, FBNC's 5-year EPS compound annual growth rate (CAGR) stands at -0.9%, signaling declining earnings. The company achieved its highest annual net income of $147M in fiscal 2022.
First Bancorp maintains industry-leading profitability with a gross margin of 70.1%, operating margin of 26.6%, and net margin of 20.4%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including SFNC (-$398M net income, -63.4% margin), HOMB ($458M net income, 27.7% margin), FFIN ($243M net income, 30.2% margin), FBNC has outperformed on profitability metrics. Compare FBNC vs SFNC →
FBNC Earnings vs Peers
Earnings metrics vs comparable public companies
FBNC Historical Earnings Data (1991–2025)
35 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $111M | +45.7% | $144M | $2.68 | 20.4% | 26.6% |
| 2024 | $76M | -26.8% | $98M | $1.84 | 14.4% | 18.5% |
| 2023 | $104M | -29.1% | $132M | $2.51 | 19.2% | 24.4% |
| 2022 | $147M | +53.6% | $185M | $4.12 | 36.0% | 45.4% |
| 2021 | $96M | +17.4% | $120M | $2.68 | 29.4% | 37.0% |
| 2020 | $81M | -11.5% | $103M | $2.81 | 25.6% | 32.4% |
| 2019 | $92M | +3.1% | $116M | $3.10 | 29.8% | 37.7% |
| 2018 | $89M | +94.2% | $113M | $3.01 | 30.8% | 39.2% |
| 2017 | $46M | +67.1% | $68M | $1.82 | 20.3% | 30.0% |
| 2016 | $28M | +1.8% | $42M | $1.33 | 16.5% | 25.3% |
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Start ComparisonFBNC — Frequently Asked Questions
Quick answers to the most common questions about buying FBNC stock.
Is FBNC growing earnings?
FBNC EPS is $2.69, with earnings growth accelerating to +45.7%. This exceeds the 5-year CAGR of -0.9%. TTM net income reached $111M.
What are FBNC's profit margins?
First Bancorp net margin is +20.4%, with operating margin at +26.6%. Above-average margins indicate pricing power.
How consistent are FBNC's earnings?
FBNC earnings data spans 1991-2025. The accelerating earnings trend is +45.7% YoY. Historical data enables comparison across business cycles.