First Commonwealth Financial Corporation (FCF) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 108.97M | 113.2M | 110.34M | 105.55M | 94.98M | 94.53M | 96.07M | 94.54M | 91.7M | 94.84M | 96.93M | 97.04M |
| NII Growth % | 14.73% | 19.76% | 14.85% | 11.64% | 3.58% | -0.33% | -0.89% | -2.58% | -2.29% | 8.22% | 17.99% | 32.01% |
| Net Interest Margin % | 0.89% | 0.92% | 0.9% | 0.86% | 0.81% | 0.82% | 0.8% | 0.81% | 0.78% | 0.83% | 0.85% | 0.86% |
| Interest Income | 157.22M | 163.93M | 161.92M | 158.23M | 146.59M | 149.44M | 153.88M | 150.23M | 144.86M | 143.36M | 139.06M | 130.49M |
| Interest Expense | 48.24M | 50.72M | 51.59M | 52.69M | 51.61M | 54.91M | 57.81M | 55.69M | 53.16M | 48.52M | 42.13M | 33.44M |
| Loan Loss Provision | 10.73M | 0 | 11.33M | 12.66M | 5.74M | 6.49M | 10.62M | 7.83M | 4.24M | -1.86M | 5.88M | 2.79M |
| Non-Interest Income | 22.07M | 24.72M | 25.64M | 25.37M | 23.04M | 25.89M | 25.14M | 25.58M | 24.59M | 25.2M | 25.65M | 25.3M |
| Non-Interest Income % | 12.31% | 13.1% | 13.67% | 13.82% | 13.58% | 14.77% | 14.04% | 14.55% | 14.51% | 14.95% | 15.57% | 16.24% |
| Total Revenue | 179.29M | 188.64M | 187.57M | 183.6M | 169.63M | 175.33M | 179.02M | 175.81M | 169.45M | 168.55M | 164.71M | 155.78M |
| Revenue Growth % | 5.69% | 7.59% | 4.77% | 4.43% | 0.11% | 4.02% | 8.69% | 12.86% | 23.19% | 39.77% | 47.57% | 53.88% |
| Non-Interest Expense | 73.08M | 74.48M | 72.83M | 76.2M | 71.25M | 69.3M | 70.07M | 65.72M | 65.57M | 65.18M | 67.41M | 65.94M |
| Efficiency Ratio | 40.76% | 39.48% | 38.83% | 41.5% | 42% | 39.53% | 39.14% | 37.38% | 38.7% | 38.67% | 40.93% | 42.33% |
| Operating Income | 47.23M | 63.44M | 51.82M | 42.06M | 41.04M | 44.62M | 40.53M | 46.58M | 46.48M | 56.72M | 49.28M | 53.61M |
| Operating Margin % | 26.34% | 33.63% | 27.63% | 22.91% | 24.19% | 25.45% | 22.64% | 26.49% | 27.43% | 33.65% | 29.92% | 34.42% |
| Operating Income Growth % | 15.1% | 42.17% | 27.86% | -9.69% | -11.71% | -21.33% | -17.77% | -13.13% | 22.52% | 26.37% | 16.1% | 39.65% |
| Pretax Income | 47.23M | 56.44M | 51.82M | 42.06M | 41.04M | 44.62M | 40.53M | 46.58M | 46.48M | 56.72M | 49.28M | 53.61M |
| Pretax Margin % | 26.34% | 29.92% | 27.63% | 22.91% | 24.19% | 25.45% | 22.64% | 26.49% | 27.43% | 33.65% | 29.92% | 34.42% |
| Income Tax | 9.69M | 11.56M | 10.49M | 8.66M | 8.34M | 8.77M | 8.44M | 9.49M | 8.93M | 11.89M | 10.05M | 10.83M |
| Effective Tax Rate % | 20.5% | 20.48% | 20.25% | 20.59% | 20.33% | 19.66% | 20.83% | 20.37% | 19.22% | 20.97% | 20.4% | 20.21% |
| Net Income | 37.55M | 44.88M | 41.33M | 33.4M | 32.7M | 35.85M | 32.09M | 37.09M | 37.55M | 44.83M | 39.23M | 42.78M |
| Net Margin % | 20.94% | 23.79% | 22.03% | 18.19% | 19.27% | 20.45% | 17.92% | 21.09% | 22.16% | 26.6% | 23.82% | 27.46% |
| Net Income Growth % | 14.84% | 25.18% | 28.8% | -9.94% | -12.92% | -20.03% | -18.21% | -13.31% | 24.24% | 25.45% | 15.49% | 39.11% |
| Net Income (Continuing) | 37.55M | 44.88M | 41.33M | 33.4M | 32.7M | 35.85M | 32.09M | 37.09M | 37.55M | 44.83M | 39.23M | 42.78M |
| EPS (Diluted) | 0.37 | 0.43 | 0.39 | 0.32 | 0.32 | 0.35 | 0.31 | 0.36 | 0.37 | 0.44 | 0.38 | 0.42 |
| EPS Growth % | 15.63% | 22.86% | 25.81% | -11.11% | -13.51% | -20.45% | -18.42% | -14.29% | 27.59% | 15.79% | 5.56% | 27.27% |
| EPS (Basic) | 0.37 | 0.43 | 0.40 | 0.32 | 0.32 | 0.35 | 0.31 | 0.36 | 0.37 | 0.44 | 0.38 | 0.42 |
| Diluted Shares Outstanding | 102.39M | 103.64M | 104.75M | 103.93M | 101.86M | 101.96M | 102.42M | 102.29M | 102.2M | 102.27M | 102.44M | 102.76M |