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FDBC logoFidelity D & D Bancorp, Inc. (FDBC) Earnings History

Annual and quarterly earnings data from 2000 to 2025

TTM Net Income
$28M
Profitable
TTM EPS
$4.88
Diluted
YoY EPS Growth
+35.6%
Excellent
Net Margin
20.1%
Profitability
Operating Margin23.6%
Gross Margin65.5%
ROE12.7%
ROA1.1%
Highest Annual Net Income$30M (2022)
Highest Quarterly EPS$1.37 (Q4 2025)
Consecutive Profitable Years15 years
Q4 2025
Net Income$8M
EPS$1.37
QoQ Growth+8.1%Solid

Loading earnings history...

FDBC EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+35.6%
Excellent
3-Year
-2.7%
Slow
5-Year
+11.6%
Strong
10-Year
+9.7%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

FDBC Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202565.5%23.6%20.1%
202463.5%19.1%16.6%
202369.2%19.4%17.4%
202292.7%37.8%32.0%
202198.2%35.1%30.1%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Fidelity D & D Bancorp, Inc. (FDBC) Earnings Overview

As of May 8, 2026, Fidelity D & D Bancorp, Inc. (FDBC) reported trailing twelve-month net income of $28M, reflecting +35.6% year-over-year growth. The company earned $4.88 per diluted share over the past four quarters, with a net profit margin of 20.1%.

Looking at the long-term picture, FDBC's 5-year EPS compound annual growth rate (CAGR) stands at +11.6%, showing solid earnings momentum. The company achieved its highest annual net income of $30M in fiscal 2022.

Fidelity D & D Bancorp, Inc. maintains industry-leading profitability with a gross margin of 65.5%, operating margin of 23.6%, and net margin of 20.1%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including CZWI ($14M net income, 16.0% margin), NFBK ($39M net income, 11.9% margin), PBFS ($20M net income, 21.8% margin), FDBC has outperformed on profitability metrics. Compare FDBC vs CZWI →

FDBC Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
FDBC logoFDBCCurrent
$28M$4.8820.1%12.7%+35.6%—
CZWI logoCZWI
$14M$1.4916.0%7.9%+9.0%
NFBK logoNFBK
$39M$0.9911.9%4.3%-16.3%
PBFS logoPBFS
$20M$0.8421.8%6.3%+24.6%
FXNC logoFXNC
$18M$1.9615.8%10.0%+96.0%
FUNC logoFUNC
$25M$3.8318.4%12.1%+40.0%
Best in group
Lowest in group

FDBC Historical Earnings Data (2000–2025)

26 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$28M+35.6%$33M$4.8820.1%23.6%
2024$21M+14.2%$24M$3.6016.6%19.1%
2023$18M-39.3%$20M$3.1917.4%19.4%
2022$30M+25.0%$35M$5.2932.0%37.8%
2021$24M+84.2%$28M$4.4830.1%35.1%
2020$13M+12.6%$15M$2.8221.5%25.2%
2019$12M+5.2%$14M$3.0323.8%28.6%
2018$11M+26.3%$13M$2.9025.1%29.9%
2017$9M+13.3%$10M$2.3322.5%25.6%
2016$8M+8.3%$10M$2.0922.3%30.3%

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FDBC — Frequently Asked Questions

Quick answers to the most common questions about buying FDBC stock.

Is FDBC growing earnings?

FDBC EPS is $4.88, with earnings growth accelerating to +35.6%. This exceeds the 5-year CAGR of +11.6%. TTM net income reached $28M.

What are FDBC's profit margins?

Fidelity D & D Bancorp, Inc. net margin is +20.1%, with operating margin at +23.6%. Above-average margins indicate pricing power.

How consistent are FDBC's earnings?

FDBC earnings data spans 2000-2025. The accelerating earnings trend is +35.6% YoY. Historical data enables comparison across business cycles.

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FDBC Earnings Over Time (2014–2025)

Net income and EPS trends