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FFIC logoFlushing Financial Corporation (FFIC) P/E Ratio History

Historical price-to-earnings valuation from 1996 to 2025

Current P/E
29.9
Overvalued
5Y Avg P/E
11.5
+160% vs avg
PE Percentile
100%
High
PEG Ratio
N/A
N/A
TTM EPS$0.55
Price$16.16
5Y PE Range6.9 - 28.1
Earnings Yield3.34%

Loading P/E history...

FFIC Valuation Context

How does the current P/E compare to historical and market benchmarks?

vs. 5Y Average
29.9vs11.5
+160%
Premium vs History
vs. Financial Services
29.9vs13.3
+125%
Above Sector
vs. S&P 500
29.9vs25.1
+19%
Above Market
PEG Analysis
N/A
P/E ÷ EPS Growth
Based on 151% EPS growth (1Y)
Export Data

P/E Ratio Analysis

As of May 6, 2026, Flushing Financial Corporation (FFIC) trades at a price-to-earnings ratio of 29.9x, with a stock price of $16.16 and trailing twelve-month earnings per share of $0.55.

The current P/E is 160% above its 5-year average of 11.5x. Over the past five years, FFIC's P/E has ranged from a low of 6.9x to a high of 28.1x, placing the current valuation at the 100th percentile of its historical range.

Compared to the Financial Services sector median P/E of 13.3x, FFIC trades at a 125% premium to its sector peers. The sector includes 779 companies with P/E ratios ranging from 0.0x to 197.4x.

Relative to the broader market, FFIC trades roughly in line with the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.

For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our FFIC DCF Valuation Calculator →

Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.

FFIC P/E vs Peers

P/E ratio compared to closely matched public peers

CompanyMarket CapP/E RatioPEG RatioEPS Growth (1Y)
DCOM logoDCOMDime Community Bancshares, Inc.
$2B15.32.40+331%Best
NBTB logoNBTBNBT Bancorp Inc.
$2B13.41.91Best+13%
TRST logoTRSTTrustCo Bank Corp NY
$852M14.84.08+26%
CZWI logoCZWICitizens Community Bancorp, Inc.
$204M14.52.85+9%
KRNY logoKRNYKearny Financial Corp.
$511M19.3-+130%
NFBK logoNFBKNorthfield Bancorp, Inc.
$592M19.7--16%
CTBI logoCTBICommunity Trust Bancorp, Inc.
$1B14.32.96+6%
OCFC logoOCFCOceanFirst Financial Corp.
$1B16.35.85-29%
FNF logoFNFFidelity National Financial, Inc.
$14B11.0Lowest2.78+143%

Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.

FFIC Historical P/E Data (1996–2025)

Quarterly P/E ratios calculated from closing price and TTM EPS

QuarterDatePriceTTM EPSP/E Ratiovs Avg
FY2025 Q4Wed Dec 31 2025 00:00:00 GM$15.17$0.5428.1x+76%
FY2024 Q3Mon Sep 30 2024 00:00:00 GM$14.58$0.8716.8x+5%
FY2024 Q2Sun Jun 30 2024 00:00:00 GM$13.15$0.8914.8x-8%
FY2024 Q1Sun Mar 31 2024 00:00:00 GM$12.61$1.0012.6x-21%
FY2023 Q4Sun Dec 31 2023 00:00:00 GM$16.48$1.0515.7x-2%
FY2023 Q3Sat Sep 30 2023 00:00:00 GM$13.13$1.1211.7x-27%
FY2023 Q2Fri Jun 30 2023 00:00:00 GM$12.29$1.567.9x-51%
FY2023 Q1Fri Mar 31 2023 00:00:00 GM$14.89$2.087.2x-55%
FY2022 Q4Sat Dec 31 2022 00:00:00 GM$19.38$2.497.8x-51%
FY2022 Q3Fri Sep 30 2022 00:00:00 GM$19.37$2.737.1x-56%
FY2022 Q2$21.26$2.787.6x-52%
FY2022 Q1$22.35$2.588.7x-46%

Average P/E for displayed period: 16.0x

See FFIC's True Return

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Is FFIC Undervalued?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

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Compare FFIC vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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FFIC — Frequently Asked Questions

Quick answers to the most common questions about buying FFIC stock.

Is FFIC stock overvalued or undervalued?

FFIC trades at 29.9x P/E, above its 5-year average of 11.5x. The 100th percentile ranking indicates a premium to historical valuation.

How does FFIC's valuation compare to peers?

Flushing Financial Corporation P/E of 29.9x compares to sector median of 13.3x. The premium reflects expected growth above peers.

What is FFIC's PEG ratio?

FFIC PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 1996-2025.

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FFIC P/E Ratio History (1996–2025)

P/E ratio calculated as closing price divided by trailing 12-month diluted EPS at each quarter end.