Kearny Financial Corp. (KRNY) P/E Ratio History
Premium ValuationTrading at 20.2x vs 5Y avg 15.0x · 95th percentile · Premium to historical baseline · Data 2005–2026
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P/E Ratio Analysis
As of June 21, 2026, Kearny Financial Corp. (KRNY) trades at a price-to-earnings ratio of 20.2x, with a stock price of $8.47 and trailing twelve-month earnings per share of $0.51.
The current P/E is 35% above its 5-year average of 15.0x. Over the past five years, KRNY's P/E has ranged from a low of 11.2x to a high of 24.2x, placing the current valuation at the 95th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.6x, KRNY trades at a 48% premium to its sector peers. The sector includes 783 companies with P/E ratios ranging from 0.0x to 196.5x.
Relative to the broader market, KRNY trades roughly in line with the S&P 500 median P/E of 24.4x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our KRNY DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
KRNY Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
KRNY P/E vs Peers
Commercial real estate and multifamily lenders peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $2B | 14.0 | 1.99 | +13% | |
| $1B | 15.4 | 5.54 | -29% | |
| $602M | 727.8 | - | -97% | |
| $3B | 13.9 | 4.51 | +5% | |
| $522M | 18.3 | 1.23Best | +78% | |
| $2B | 16.5 | 2.58 | +331%Best | |
| $12B | 13.2Lowest | - | +38% | |
| $76B | 23.2 | 2.61 | +21% | |
| $20B | 50.9 | 2.09 | -47% | |
| $13B | 1814.5 | - | -95% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
KRNY Historical P/E Data (2005–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q2 | Dec 31 2025 | $7.41 | $0.52 | 14.3x | -84% |
| FY2026 Q1 | - | $6.57 | $0.47 | 14.0x | -84% |
| FY2025 Q4 | Jun 30 2025 | $6.46 | $0.42 | 15.5x | -83% |
| FY2024 Q3 | Mar 31 2024 | $6.44 | $0.33 | 19.5x | -78% |
| FY2024 Q2 | Dec 31 2023 | $8.97 | $0.37 | 24.2x | -73% |
| FY2024 Q1 | Sep 30 2023 | $6.93 | $0.54 | 12.8x | -86% |
| FY2023 Q4 | Jun 30 2023 | $7.05 | $0.63 | 11.2x | -88% |
| FY2023 Q3 | Mar 31 2023 | $8.12 | $0.61 | 13.3x | -85% |
| FY2023 Q2 | Dec 31 2022 | $10.15 | $0.70 | 14.5x | -84% |
| FY2023 Q1 | Sep 30 2022 | $10.62 | $0.93 | 11.4x | -87% |
| FY2022 Q4 | - | $11.11 | $0.94 | 11.8x | -87% |
| FY2022 Q3 | - | $12.88 | $1.01 | 12.8x | -86% |
| FY2022 Q2 | Dec 31 2021 | $13.25 | $0.96 | 13.8x | -85% |
| FY2022 Q1 | - | $12.43 | $0.90 | 13.8x | -85% |
| FY2021 Q4 | Jun 30 2021 | $11.95 | $0.77 | 15.5x | -83% |
| FY2021 Q3 | Mar 31 2021 | $12.08 | $0.70 | 17.3x | -81% |
| FY2021 Q2 | - | $10.56 | $0.61 | 17.3x | -81% |
| FY2021 Q1 | Sep 30 2020 | $7.21 | $0.54 | 13.4x | -85% |
| FY2020 Q4 | - | $8.18 | $0.54 | 15.1x | -83% |
| FY2020 Q3 | - | $8.59 | $0.47 | 18.3x | -80% |
| FY2020 Q2 | - | $13.83 | $0.49 | 28.2x | -69% |
| FY2020 Q1 | Sep 30 2019 | $13.04 | $0.48 | 27.2x | -70% |
| FY2019 Q4 | Jun 30 2019 | $13.29 | $0.47 | 28.3x | -69% |
| FY2019 Q3 | Mar 31 2019 | $12.87 | $0.45 | 28.6x | -68% |
| FY2019 Q2 | Dec 31 2018 | $12.82 | $0.39 | 32.9x | -63% |
| FY2019 Q1 | Sep 30 2018 | $13.85 | $0.29 | 47.8x | -47% |
| FY2018 Q4 | Jun 30 2018 | $13.45 | $0.24 | 56.0x | -38% |
| FY2018 Q3 | Mar 31 2018 | $13.00 | $0.21 | 61.9x | -31% |
| FY2018 Q2 | Dec 31 2017 | $14.45 | $0.19 | 76.1x | -15% |
| FY2018 Q1 | Sep 30 2017 | $15.35 | $0.23 | 66.7x | -26% |
| FY2017 Q4 | Jun 30 2017 | $14.85 | $0.21 | 70.7x | -21% |
| FY2017 Q3 | Mar 31 2017 | $15.05 | $0.21 | 71.7x | -20% |
| FY2017 Q2 | Dec 31 2016 | $15.55 | $0.21 | 74.0x | -18% |
| FY2017 Q1 | Sep 30 2016 | $13.61 | $0.19 | 71.6x | -20% |
| FY2016 Q4 | - | $12.58 | $0.17 | 74.0x | -18% |
| FY2016 Q3 | - | $12.35 | $0.08 | 154.4x | +72% |
| FY2016 Q2 | - | $12.67 | $0.07 | 172.4x | +92% |
| FY2016 Q1 | Sep 30 2015 | $11.47 | $0.06 | 207.8x | +131% |
| FY2015 Q4 | - | $11.16 | $0.05 | 205.9x | +129% |
| FY2015 Q3 | - | $9.84 | $0.12 | 79.9x | -11% |
| FY2015 Q2 | Dec 31 2014 | $9.96 | $0.10 | 98.2x | +9% |
| FY2015 Q1 | - | $9.66 | $0.12 | 83.3x | -7% |
| FY2014 Q4 | Jun 30 2014 | $10.97 | $0.12 | 94.7x | +5% |
| FY2014 Q3 | Mar 31 2014 | $10.71 | $0.11 | 98.6x | +10% |
| FY2014 Q2 | - | $8.43 | $0.11 | 77.6x | -14% |
| FY2014 Q1 | Sep 30 2013 | $7.40 | $0.09 | 85.2x | -5% |
| FY2013 Q4 | Jun 30 2013 | $7.60 | $0.08 | 95.5x | +6% |
| FY2013 Q3 | Mar 31 2013 | $7.39 | $0.07 | 102.1x | +14% |
| FY2013 Q2 | Dec 31 2012 | $7.06 | $0.07 | 108.3x | +20% |
| FY2013 Q1 | Sep 30 2012 | $7.06 | $0.06 | 121.9x | +36% |
| FY2012 Q4 | Jun 30 2012 | $7.02 | $0.06 | 121.2x | +35% |
| FY2012 Q3 | Mar 31 2012 | $7.06 | $0.08 | 83.3x | -7% |
| FY2012 Q2 | Dec 31 2011 | $6.88 | $0.10 | 69.3x | -23% |
| FY2012 Q1 | Sep 30 2011 | $6.40 | $0.09 | 69.6x | -23% |
| FY2011 Q4 | - | $6.60 | $0.08 | 77.8x | -13% |
| FY2011 Q3 | - | $7.27 | $0.06 | 112.0x | +25% |
| FY2011 Q2 | Dec 31 2010 | $6.23 | $0.06 | 108.2x | +20% |
| FY2011 Q1 | - | $6.40 | $0.08 | 80.6x | -10% |
| FY2010 Q4 | Jun 30 2010 | $6.64 | $0.08 | 83.6x | -7% |
| FY2010 Q3 | Mar 31 2010 | $7.56 | $0.07 | 108.3x | +21% |
| FY2010 Q2 | - | $7.30 | $0.06 | 116.6x | +30% |
| FY2010 Q1 | Sep 30 2009 | $7.55 | $0.06 | 120.6x | +34% |
| FY2009 Q4 | - | $8.29 | $0.07 | 118.8x | +32% |
| FY2009 Q3 | - | $7.59 | $0.07 | 114.0x | +27% |
| FY2009 Q2 | Dec 31 2008 | $9.27 | $0.08 | 114.3x | +27% |
| FY2009 Q1 | - | $8.87 | $0.07 | 120.0x | +34% |
| FY2008 Q4 | Jun 30 2008 | $7.97 | $0.06 | 134.2x | +49% |
| FY2008 Q3 | Mar 31 2008 | $7.93 | $0.05 | 149.6x | +67% |
| FY2008 Q2 | Dec 31 2007 | $8.63 | $0.03 | 325.7x | +262% |
| FY2008 Q1 | Sep 30 2007 | $9.27 | $0.02 | 482.8x | +437% |
| FY2007 Q4 | Jun 30 2007 | $9.77 | $0.02 | 508.9x | +466% |
| FY2007 Q3 | Mar 31 2007 | $10.42 | $0.04 | 289.4x | +222% |
| FY2007 Q2 | Dec 31 2006 | $11.63 | $0.06 | 210.7x | +134% |
| FY2007 Q1 | Sep 30 2006 | $11.00 | $0.07 | 157.8x | +76% |
| FY2006 Q4 | Jun 30 2006 | $10.72 | $0.09 | 117.2x | +30% |
| FY2006 Q3 | Mar 31 2006 | $9.95 | $0.15 | 64.2x | -29% |
| FY2006 Q2 | Dec 31 2005 | $8.84 | $0.18 | 50.0x | -44% |
| FY2006 Q1 | Sep 30 2005 | $9.06 | $0.19 | 48.5x | -46% |
| FY2005 Q4 | - | $8.55 | $0.21 | 40.7x | -55% |
Average P/E for displayed period: 89.9x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
21+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
KRNY — Frequently Asked Questions
Quick answers to the most common questions about buying KRNY stock.
What is KRNY's P/E ratio?
Kearny Financial Corp. (KRNY) trailing twelve-month P/E ratio is 20.2x, based on TTM diluted EPS of $0.51. The 5-year average P/E is 15.0x and the historical range spans 11.2x to 24.2x.
Is KRNY stock overvalued or undervalued?
KRNY trades at 20.2x P/E, above its 5-year average of 15.0x. The 95th percentile ranking within the 11.2x–24.2x historical range indicates a premium to historical valuation.
Is KRNY stock expensive?
Yes, KRNY is expensive relative to its own history. The current P/E of 20.2x is above the 5-year average of 15.0x and also above the Financial Services sector median of 13.6x. The stock sits at the 95th percentile of its 5-year valuation range.
What is KRNY's historical P/E range?
Over the past 5 years, KRNY's P/E ratio has ranged from 11.2x to 24.2x, with a median of 14.3x and an average of 15.0x. The current P/E of 20.2x places the stock at the 95th percentile of this range. Full historical data spans 2005–2026.
How does KRNY's P/E compare to the S&P 500?
KRNY trades at 20.2x P/E versus the S&P 500 median of 24.4x. The 17% discount to the market suggests lower growth expectations or perceived higher risk.
How does KRNY's valuation compare to Financial Services peers?
Kearny Financial Corp. P/E of 20.2x compares to the Financial Services sector median of 13.6x. The premium reflects expected growth above peers or stronger fundamentals. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is KRNY's PEG ratio?
KRNY PEG ratio is N/A, based on a P/E of 20.2x and EPS growth of 130.2%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is KRNY's earnings yield?
KRNY earnings yield is 4.96%, the inverse of its 20.2x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.