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FINV logoFinVolution Group (FINV) Earnings History

Annual and quarterly earnings data from 2015 to 2024

TTM Net Income
$2.80B
Profitable
TTM EPS
$10.37
Diluted
YoY EPS Growth
+8.4%
Solid
Net Margin
18.2%
Profitability
Operating Margin19.4%
Gross Margin79.3%
ROE16.2%
ROA10.6%
Highest Annual Net Income$2.51B (2021)
Highest Quarterly EPS$2.85 (Q1 2025)
Consecutive Profitable Years9 years
Q3 2025
Net Income$624M
EPS$2.30
QoQ Growth-16.4%Declining

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FINV EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+8.4%
Solid
3-Year
+2.3%
Solid
5-Year
+3.4%
Solid
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

FINV Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202479.3%19.4%18.2%
202382.8%18.9%18.6%
202280.6%22.3%20.1%
202179.9%27.4%26.3%
202082.5%30.5%26.1%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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FinVolution Group (FINV) Earnings Overview

As of May 6, 2026, FinVolution Group (FINV) reported trailing twelve-month net income of $2.80B, reflecting +8.4% year-over-year growth. The company earned $10.37 per diluted share over the past four quarters, with a net profit margin of 18.2%.

Looking at the long-term picture, FINV's 5-year EPS compound annual growth rate (CAGR) stands at +3.4%, reflecting modest earnings expansion. The company achieved its highest annual net income of $2.51B in fiscal 2021.

FinVolution Group maintains industry-leading profitability with a gross margin of 79.3%, operating margin of 19.4%, and net margin of 18.2%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including QFIN ($6.89B net income, 36.5% margin), LX ($1.61B net income, 7.7% margin), CNF (-$51M net income, -73.1% margin), FINV has room to improve margins relative to the peer group. Compare FINV vs QFIN →

FINV Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
FINV logoFINVCurrent
$2.8B$10.3718.2%16.2%+8.4%—
QFIN logoQFIN
$6.9B$51.7636.5%27.1%+60.7%
LX logoLX
$1.6B$9.017.7%10.8%+2.5%
CNF logoCNF
-$51M$-150.19-73.1%-12.0%-12229.1%
JFIN logoJFIN
$1.7B$33.3418.2%38.4%-18.0%
UPST logoUPST
$49M$0.515.0%7.5%+131.3%
Best in group
Lowest in group

FINV Historical Earnings Data (2015–2024)

10 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2024$2.38B+1.8%$2.54B$9.0518.2%19.4%
2023$2.34B+3.3%$2.38B$8.3518.6%18.9%
2022$2.27B-9.7%$2.52B$7.8020.1%22.3%
2021$2.51B+27.2%$2.61B$8.4526.3%27.4%
2020$1.97B-16.9%$2.31B$6.6026.1%30.5%
2019$2.37B-3.9%$2.65B$7.6539.8%44.4%
2018$2.47B+128.0%-$2.50B$7.7054.3%-55.1%
2017$1.08B+116.0%-$2.35B$-12.7527.6%-59.9%
2016$501M+795.2%-$979M$-0.2041.2%-80.5%
2015-$72M--$341M$-0.60-36.9%-174.1%

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Compare FINV vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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FINV — Frequently Asked Questions

Quick answers to the most common questions about buying FINV stock.

Is FINV growing earnings?

FINV EPS stands at $10.37, with +8.4% growth matching the 5-year CAGR of +3.4%. TTM net income is $2.8B. Earnings trajectory remains consistent.

What are FINV's profit margins?

FinVolution Group net margin is +18.2%, with operating margin at +19.4%. Above-average margins indicate pricing power.

How consistent are FINV's earnings?

FINV earnings data spans 2015-2024. The current earnings trend is +8.4% YoY. Historical data enables comparison across business cycles.

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FINV Earnings Over Time (2015–2024)

Net income and EPS trends