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FinVolution Group (FINV) Earnings History

Annual and quarterly earnings data from 2015 to 2024

TTM Net Income
$2.80B
Profitable
TTM EPS
$10.37
Diluted
YoY EPS Growth
+0.1%
Solid
Net Margin
0.2%
Profitability
Operating Margin0.2%
Gross Margin0.8%
ROE0.2%
ROA0.1%
Highest Annual Net Income$2.51B (2021)
Highest Quarterly EPS$2.85 (Q1 2025)
Consecutive Profitable Years9 years
Q3 2025
Net Income$624M
EPS$2.30
QoQ Growth-16.4%Declining

Loading earnings history...

EPS Growth Rates (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+8.4%
Solid
3-Year
+2.3%
Solid
5-Year
+3.4%
Solid
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202479.3%19.4%18.2%
202382.8%18.9%18.6%
202280.6%22.3%20.1%
202179.9%27.4%26.3%
202082.5%30.5%26.1%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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FinVolution Group (FINV) Earnings Overview

As of March 2, 2026, FinVolution Group (FINV) reported trailing twelve-month net income of $2.80B, reflecting +0.1% year-over-year growth. The company earned $10.37 per diluted share over the past four quarters, with a net profit margin of 0.2%.

Looking at the long-term picture, FINV's 5-year EPS compound annual growth rate (CAGR) stands at +3.4%, reflecting modest earnings expansion. The company achieved its highest annual net income of $2.51B in fiscal 2021.

FinVolution Group maintains positive profitability with a gross margin of 0.8%, operating margin of 0.2%, and net margin of 0.2%. The company continues to generate positive earnings from operations. View revenue history →

Compared to industry peers including COF ($1.42B net income, 0.1% margin), SYF ($3.58B net income, 0.2% margin), SYF-PB ($3.58B net income, 0.2% margin), FINV has outperformed on profitability metrics. Compare FINV vs COF →

Peer Comparison

Earnings metrics vs industry competitors

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
FINVCurrent
$2.8B$10.370.2%0.2%+0.1%—
COF
$1.4B$2.210.1%0.1%-0.0%
SYF
$3.6B$9.420.2%0.2%+0.6%
SYF-PB
$3.6B$9.420.2%0.2%+0.6%
OMF
$705M$5.900.1%0.2%+0.5%
ENVA
$308M$11.700.1%0.2%+0.6%
Best in group
Lowest in group

Historical Data

10 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2024$2.38B+1.8%$2.54B$9.0518.2%19.4%
2023$2.34B+3.3%$2.38B$8.3518.6%18.9%
2022$2.27B-9.7%$2.52B$7.8020.1%22.3%
2021$2.51B+27.2%$2.61B$8.4526.3%27.4%
2020$1.97B-16.9%$2.31B$6.6026.1%30.5%
2019$2.37B-3.9%$2.65B$7.6539.8%44.4%
2018$2.47B+128.0%-$2.50B$7.7054.3%-55.1%
2017$1.08B+116.0%-$2.35B$-12.7527.6%-59.9%
2016$501M+795.2%-$979M$-0.2041.2%-80.5%
2015-$72M--$341M$-0.60-36.9%-174.1%

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Compare FINV vs JPM

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Frequently Asked Questions

Is FINV growing earnings?

FINV EPS of $10.37 reflects slowing growth at +0.1%, below the 5-year CAGR of +3.4%. TTM net income is $2.8B. Expansion rate has moderated.

What are FINV's profit margins?

FinVolution Group net margin is +0.2%, with operating margin at +0.2%. Below-average margins reflect competitive or cost pressures.

How consistent are FINV's earnings?

FINV earnings data spans 2015-2024. The current earnings trend is +0.1% YoY. Historical data enables comparison across business cycles.

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Earnings Over Time

Net income and EPS trends