FinVolution Group(FINV)Earnings, Financials & Key Ratios
FINV•NYSE•Banking & Credit
$5.10
$2.89B mkt cap·3.8× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryCredit ServicesSub-IndustryConsumer Credit Issuers and Installment Lenders
AboutFinVolution Group operates fintech platform that connects underserved individual borrowers with financial institutions in China. It operates in online consumer finance industry. The company's platform empowered by proprietary technologies, features automated loan transaction process, which enables a user experience. As of March 31, 2022, it had approximately 145.3 million cumulative registered users. The company was formerly known as PPDAI Group Inc. and changed its name to FinVolution Group in November 2019. FinVolution Group was founded in 2007 and is headquartered in Shanghai, the People's Republic of China.Show more
- Net Interest Income$0
- Total Revenue$13.07B+3.7%
- Net Income$2.38B+1.8%
- Return on Equity16.2%-9.0%
- Net Interest Margin0%
- Efficiency Ratio59.92%-6.2%
- ROA10.62%-3.2%
- Equity / Assets65.89%+1.1%
- Book Value per Share58.91+19.2%
- Tangible BV/Share58.19+19.0%
- Debt/Equity0.00-26.4%
FINV Key Insights
FinVolution Group (FINV) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Company is almost debt free
- ✓Well capitalized: 65.9% equity/assets
- ✓Good 3Y average ROE of 17.9%
- ✓Healthy dividend yield of 4.8%
- ✓Share count reduced 5.9% through buybacks
- ✓Diversified revenue: 100.0% from non-interest income
✗Weaknesses
- ✗Weak momentum: RS Rating 19 (bottom 19%)
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
FINV Price & Volume
FinVolution Group (FINV) stock price & volume — 10-year historical chart
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FINV Growth Metrics
FinVolution Group (FINV) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years16.99%
3 Years11.04%
TTM-
Profit CAGR
10 Years-
5 Years0.09%
3 Years-1.7%
TTM25.66%
EPS CAGR
10 Years-
5 Years3.42%
3 Years2.31%
TTM27.88%
Return on Capital
10 Years-15.88%
5 Years17.76%
3 Years14.74%
Last Year13.77%
FINV Recent Earnings
FinVolution Group (FINV) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 1/12 qtrs (50%)●Beat Revenue 1/12 qtrs (25%)
Q2 2026Latest
Mar 16, 2026EPS
$0.25
Est $0.23
+8.6%
Revenue
$432M
Est $440M
-1.8%
Q4 2025
Nov 19, 2025EPS
$0.34
Est $0.36
-5.4%
Revenue
$490M
Est $510M
-4.0%
Q3 2025
Aug 20, 2025EPS
$0.41
Revenue
$499M
Q2 2025
May 20, 2025EPS
$0.41
Revenue
$478M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Mar 16, 2026 | $0.25vs $0.23+8.6% | $432Mvs $440M-1.8% |
| Q4 2025 | Nov 19, 2025 | $0.34vs $0.36-5.4% | $490Mvs $510M-4.0% |
| Q3 2025 | Aug 20, 2025 | $0.41 | $499M |
| Q2 2025 | May 20, 2025 | $0.41 | $478M |
Based on last 12 quarters of dataView full earnings history →
FINV Peer Comparison
FinVolution Group (FINV) competitors in Consumer Credit Issuers and Installment Lenders — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 QFIN | 3.76B | 13.26 | 2.16 | 5.38% | 36.49% | 28.76% | 35.81% | 0.07 |
 LX | 148.39M | 2.08 | 2.18 | 8.78% | 7.75% | 14.68% | 82.48% | 0.49 |
 CNF | 1.02M | 3.04 | -0.02 | -60.88% | -73.1% | -1.25% | 100% | 1.18 |
 JFIN | 529.2M | 4.90 | 1.68 | 6.11% | 26.17% | 39.74% | 19.03% | 0.02 |
 UPST | 2.98B | 31.17 | 69.27 | 58.87% | 4.98% | 6.59% | 2.32 | |
 LC | 1.97B | 17.08 | 14.85 | 14.97% | 10.17% | 9.47% | 0.01 | |
 SOFI | 20.43B | 16.02 | 41.08 | 28.78% | 10.09% | 5.87% | 0.17 | |
 TREE | 562.82M | 40.62 | 3.77 | 24.12% | 13.54% | 85.96% | 10.78% | 1.52 |
Compare FINV vs Peers
FinVolution Group (FINV) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
FINV Income Statement
FinVolution Group (FINV) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 41.79M | 31.38M | 256.11M | 1.11B | 1.11B | 0 | 0 | 0 | 0 | 0 |
| NII Growth % | 883.5% | -24.92% | 716.23% | 332.11% | 0.6% | -100% | - | - | - | 0% |
| Net Interest Margin % | 1.95% | 0.36% | 1.95% | 6.05% | 7.48% | 0% | 0% | 0% | 0% | 0% |
| Interest Income | 59.98M | 46.98M | 316.19M | 1.34B | 1.34B | 0 | 0 | 0 | 0 | 0 |
| Interest Expense | 18.19M | 15.6M | 60.09M | 235.62M | 228.32M | 0 | 0 | 0 | 0 | 0 |
| Loan Loss Provision | 369.96M | 958.92M | 925.49M | 972.59M | 1.1B | 1.92B | 2.18B | 2.16B | 2.7B | 2.78B |
| Non-Interest Income | 1.16B | 3.88B | 4.23B | 4.62B | 6.22B | 9.54B | 11.28B | 12.6B | 13.07B | 14B |
| Non-Interest Income % | 95.07% | 98.8% | 93.04% | 77.49% | 82.26% | 100% | 100% | 100% | 100% | 100% |
| Total Revenue | 1.22B▲ 0% | 3.93B▲ 223.0% | 4.54B▲ 15.7% | 5.96B▲ 31.2% | 7.56B▲ 26.8% | 9.54B▲ 26.2% | 11.28B▲ 18.2% | 12.6B▲ 11.7% | 13.07B▲ 3.7% | 14B▲ 0% |
| Revenue Growth % | 521.27% | 223.03% | 15.7% | 31.23% | 26.84% | 26.19% | 18.2% | 11.7% | 3.69% | 34.84% |
| Non-Interest Expense | 1.81B | 5.3B | 6.06B | 2.11B | 3.93B | 5.01B | 6.58B | 8.05B | 7.83B | 8B |
| Efficiency Ratio | 148.59% | 135.06% | 133.43% | 35.35% | 51.96% | 52.54% | 58.33% | 63.9% | 59.92% | 57.15% |
| Operating Income | -978.91M▲ 0% | -2.35B▼ 140.2% | -2.5B▼ 6.5% | 2.65B▲ 205.7% | 2.31B▼ 12.8% | 2.61B▲ 13.3% | 2.52B▼ 3.8% | 2.38B▼ 5.2% | 2.54B▲ 6.3% | 3.22B▲ 0% |
| Operating Margin % | -80.52% | -59.88% | -55.12% | 44.38% | 30.51% | 27.39% | 22.3% | 18.92% | 19.4% | 22.99% |
| Operating Income Growth % | -187.27% | -140.21% | -6.5% | 205.67% | -12.81% | 13.27% | -3.77% | -5.23% | 6.34% | - |
| Pretax Income | 549.76M▲ 0% | 1.36B▲ 146.9% | 2.62B▲ 93.0% | 2.86B▲ 9.0% | 2.42B▼ 15.1% | 2.74B▲ 12.9% | 2.74B▼ 0.0% | 2.78B▲ 1.6% | 2.85B▲ 2.4% | 3.41B▲ 0% |
| Pretax Margin % | 45.22% | 34.57% | 57.68% | 47.91% | 32.05% | 28.67% | 24.25% | 22.05% | 21.78% | 24.37% |
| Income Tax | 48.27M | 274.71M | 151.21M | 481.96M | 455.42M | 240.82M | 454.77M | 395.1M | 457.4M | 601.45M |
| Effective Tax Rate % | 8.78% | 20.23% | 5.77% | 16.87% | 18.79% | 8.8% | 16.62% | 14.22% | 16.08% | 17.63% |
| Net Income | 501.49M▲ 0% | 1.08B▲ 116.0% | 2.47B▲ 128.0% | 2.37B▼ 3.9% | 1.97B▼ 16.9% | 2.51B▲ 27.2% | 2.27B▼ 9.7% | 2.34B▲ 3.3% | 2.38B▲ 1.8% | 2.8B▲ 0% |
| Net Margin % | 41.25% | 27.58% | 54.34% | 39.79% | 26.08% | 26.29% | 20.09% | 18.58% | 18.24% | 19.99% |
| Net Income Growth % | 795.16% | 115.95% | 127.99% | -3.9% | -16.86% | 27.18% | -9.67% | 3.29% | 1.81% | 25.66% |
| Net Income (Continuing) | 501.49M | 1.08B | 2.47B | 2.37B | 1.97B | 2.5B | 2.28B | 2.38B | 2.39B | 2.81B |
| EPS (Diluted) | -0.20▲ 0% | -12.75▼ 6275.0% | 7.70▲ 160.4% | 7.65▼ 0.6% | 6.60▼ 13.7% | 8.45▲ 28.0% | 7.80▼ 7.7% | 8.35▲ 7.1% | 9.05▲ 8.4% | 10.37▲ 0% |
| EPS Growth % | 66.67% | -6275% | 160.39% | -0.65% | -13.73% | 28.03% | -7.69% | 7.05% | 8.38% | 27.88% |
| EPS (Basic) | -0.20 | -12.75 | 8.25 | 7.80 | 6.70 | 8.85 | 8.00 | 8.50 | 9.25 | - |
| Diluted Shares Outstanding | 299.63M | 155.96M | 319.92M | 310.48M | 298.27M | 296.5M | 290.86M | 280.59M | 264.05M | 269.9M |
FINV Balance Sheet
FinVolution Group (FINV) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 664.68M | 3.85B | 3.31B | 2.44B | 4.6B | 5.62B | 7.06B | 7.93B | 7.51B | 30.9B |
| Cash & Due from Banks | 404.68M | 1.89B | 1.62B | 2.32B | 2.63B | 4.42B | 3.64B | 4.97B | 4.67B | 4.24B |
| Short Term Investments | 260M | 1.96B | 1.69B | 114.56M | 1.97B | 1.2B | 3.43B | 2.96B | 2.83B | 2.8B |
| Total Investments | 468.95M | 1.97B | 1.86B | 1.07B | 2.92B | 2.18B | 4.51B | 4.1B | 4.01B | 4.01B |
| Investments Growth % | 220.04% | 320.33% | -5.53% | -42.68% | 173.7% | -25.52% | 107.31% | -9.2% | -2.21% | 2.45% |
| Long-Term Investments | 208.95M | 12.23M | 167.5M | 952.83M | 950.51M | 971.12M | 1.08B | 1.14B | 1.17B | 4.67B |
| Accounts Receivables | 14.2M | 17.77M | 812.04M | 882.3M | 863.91M | 1.89B | 2.22B | 2.21B | 2.41B | 2.42B |
| Goodwill & Intangibles | 0 | 114.17M | 119.29M | 114.69M | 149.36M | 149.36M | 149.1M | 149.1M | 187.71M | 147.63M |
| Goodwill | 0 | 50.41M | 50.41M | 50.41M | 50.41M | 50.41M | 50.41M | 50.41M | 50.41M | 0 |
| Intangible Assets | 0 | 63.76M | 68.88M | 64.28M | 98.95M | 98.95M | 98.69M | 98.69M | 137.3M | 147.63M |
| PP&E (Net) | 37.63M | 108.25M | 144M | 230.11M | 148.84M | 161.53M | 333.77M | 179.04M | 660.62M | 645.49M |
| Other Assets | 763.65M | 0 | 56.29M | 0 | 0 | 0 | 0 | 0 | 0 | 1.22B |
| Total Current Assets | 1.11B | 8.24B | 12.53B | 16.88B | 13.48B | 16.4B | 18.9B | 18.21B | 19.07B | 19.67B |
| Total Non-Current Assets | 1.04B | 363.01M | 609.84M | 1.43B | 1.4B | 1.74B | 2.49B | 3.09B | 4.54B | 6.62B |
| Total Assets | 2.15B▲ 0% | 8.6B▲ 300.7% | 13.14B▲ 52.8% | 18.3B▲ 39.3% | 14.88B▼ 18.7% | 18.14B▲ 21.9% | 21.38B▲ 17.9% | 21.29B▼ 0.4% | 23.61B▲ 10.9% | 26.29B▲ 0% |
| Asset Growth % | 191.39% | 300.68% | 52.75% | 39.28% | -18.7% | 21.88% | 17.89% | -0.42% | 10.86% | 57.27% |
| Return on Assets (ROA) | 34.77% | 20.15% | 22.71% | 15.09% | 11.89% | 15.2% | 11.47% | 10.97% | 10.62% | 11.2% |
| Accounts Payable | 421.66M | 1.11B | 905.03M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 0 | 0 | 25M | 320.14M | 43.3M | 33.36M | 176.99M | 41.63M | 34.36M | 1.15B |
| Net Debt | -404.68M | -1.89B | -1.59B | -2B | -2.59B | -4.38B | -3.46B | -4.93B | -4.64B | -3.09B |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.03B |
| Short-Term Debt | 0 | 0 | 25M | 235M | 0 | 0 | 0 | 5.76M | 5.59M | 91.84M |
| Other Liabilities | 703.14M | 348.68M | -137.69M | -555K | 1.18B | 3.25B | 3.6B | 6.1B | 3.11B | 3.09B |
| Total Current Liabilities | 509.03M | 4.29B | 7.03B | 9.95B | 3.86B | 4B | 4.93B | 3.66B | 4.42B | 4.76B |
| Total Non-Current Liabilities | 866.04M | 629.71M | 127.84M | 339.24M | 2.59B | 3.42B | 4.01B | 6.48B | 3.63B | 4.82B |
| Total Liabilities | 1.38B | 4.92B | 7.16B | 10.29B | 6.45B | 7.43B | 8.94B | 7.42B | 8.05B | 9.58B |
| Total Equity | 772.22M▲ 0% | 3.68B▲ 376.8% | 5.99B▲ 62.6% | 8.01B▲ 33.8% | 8.43B▲ 5.2% | 10.71B▲ 27.0% | 12.44B▲ 16.2% | 13.87B▲ 11.5% | 15.55B▲ 12.1% | 16.71B▲ 0% |
| Equity Growth % | 187.74% | 376.83% | 62.56% | 33.84% | 5.23% | 27.04% | 16.2% | 11.46% | 12.13% | 51.01% |
| Equity / Assets (Capital Ratio) | 35.96% | 42.8% | 45.55% | 43.77% | 56.65% | 59.04% | 58.2% | 65.14% | 65.89% | 63.58% |
| Return on Equity (ROE) | 96.38% | 48.63% | 51.08% | 33.9% | 24% | 26.22% | 19.58% | 17.79% | 16.2% | 17.43% |
| Book Value per Share | 2.58 | 23.61 | 18.71 | 25.80 | 28.26 | 36.12 | 42.79 | 49.43 | 58.91 | 61.93 |
| Tangible BV per Share | 2.58 | 22.88 | 18.34 | 25.43 | 27.76 | 35.62 | 42.27 | 48.90 | 58.19 | 61.38 |
| Common Stock | 0 | 100K | 102K | 103K | 103K | 103K | 103K | 103K | 103K | 103K |
| Additional Paid-in Capital | 0 | 5.95B | 5.9B | 5.64B | 5.66B | 5.69B | 5.69B | 5.75B | 5.82B | 5.88B |
| Retained Earnings | -369.07M | -2.4B | 45.67M | 1.97B | 2.65B | 4.69B | 6.5B | 9.12B | 11.06B | 11.82B |
| Accumulated OCI | -69.36M | 70.01M | 314.22M | 387.52M | 452.92M | 593.63M | 750.64M | 842.48M | 92.63M | 884.12M |
| Treasury Stock | 0 | 0 | -332.12M | -47.17M | -401.62M | -324.17M | -568.6M | -1.2B | -1.77B | -2.18B |
| Preferred Stock | 1.21B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
FINV Cash Flow Statement
FinVolution Group (FINV) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 1.09B | 1.86B | 1.88B | -215.52M | 2.21B | 630.23M | 268.83M | 1.41B | 2.89B | 2.89B |
| Operating CF Growth % | 667.12% | 71.34% | 1.09% | -111.43% | 1123.98% | -71.44% | -57.34% | 425.76% | 104.69% | 4218.79% |
| Net Income | 501.49M | 1.08B | 2.47B | 2.37B | 1.97B | 2.5B | 2.28B | 2.38B | 2.38B | 2.8B |
| Depreciation & Amortization | 12.09M | 22.55M | 42.16M | 107.08M | 96.43M | 69.23M | 65.01M | 69.09M | 0 | 107.82M |
| Deferred Taxes | 0 | -96.64M | -27.7M | -6.98M | 151.34M | 580.28M | -463.62M | 0 | 0 | 0 |
| Other Non-Cash Items | -27.7M | 458.96M | 54.62M | -531.29M | -630.39M | -1.22B | 578.41M | 114.04M | -383.81M | -1.74B |
| Working Capital Changes | 602.35M | 290.61M | -703.89M | -2.2B | 578.78M | -1.39B | -2.28B | -1.27B | 749.77M | 362.65M |
| Cash from Investing | -684.11M | -2.5B | -1.45B | -828.22M | 1.04B | 1.99B | -1.55B | 1.41B | -2.3B | -2.6B |
| Purchase of Investments | -295.19M | -8.16B | -12.95B | -4.71B | -8.04B | -12.71B | -17.25B | -12B | 0 | -1.19B |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 0 | 1000K |
| Net Investment Activity | -294.19M | -8.16B | -12.95B | -4.7B | -8.04B | -12.71B | -17.25B | -12B | 0 | -1.18B |
| Acquisitions | 14M | -34.08M | 5.12M | 0 | -21M | 0 | 0 | 4M | 0 | 1000K |
| Other Investing | -441.61M | -698.76M | -1.53B | -1.63B | 2.95B | 1.22B | 15.75B | 1.51B | -2.3B | -2.41B |
| Cash from Financing | 438.7M | 2.13B | 530.1M | 1.75B | -3.09B | -239.8M | -795.86M | -2.56B | -622.72M | 738.11M |
| Dividends Paid | 0 | 0 | 0 | -390.71M | -263.57M | -317.57M | -372.48M | -430.35M | -441.33M | -441.33M |
| Share Repurchases | 0 | 0 | -452.26M | -42.28M | -379.98M | -25.99M | -340.78M | -694.52M | -643.21M | -656.88M |
| Stock Issued | 0 | 1.68B | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | 0 | 1.68B | -452.26M | -42.28M | -379.98M | -25.99M | -340.78M | -694.52M | -643.21M | -656.88M |
| Debt Issuance (Net) | -1000K | 0 | 1000K | 1000K | -1000K | 0 | 0 | 1000K | -168K | 1000K |
| Other Financing | 458.7M | 455.71M | 959.03M | 1.97B | -2.21B | 103.76M | -82.59M | -1.44B | 461.99M | 1.82B |
| Net Change in Cash | 845.31M▲ 0% | 1.49B▲ 75.8% | 1.01B▼ 32.1% | 717.02M▼ 29.0% | 105.66M▼ 85.3% | 2.38B▲ 2148.0% | -2.01B▼ 184.7% | 290.3M▲ 114.4% | -22.32M▼ 107.7% | -325.06M▲ 0% |
| Exchange Rate Effect | 1000K | -1000K | 1000K | 1000K | -1000K | -1000K | 1000K | 1000K | 1000K | 0 |
| Cash at Beginning | 362.26M | 404.68M | 4.28B | 5.29B | 6.01B | 6.12B | 8.49B | 6.48B | 6.77B | 7.07B |
| Cash at End | 1.21B | 1.89B | 5.29B | 6.01B | 6.12B | 8.49B | 6.48B | 6.77B | 6.75B | 6.61B |
| Interest Paid | 554K | 5.38M | 58.31M | 94.96M | 268.18M | 161.43M | 83.41M | 87.1M | 38.31M | 8.76M |
| Income Taxes Paid | 0 | 216.06M | 180.23M | 145.82M | 367M | 574.94M | 963.25M | 960.48M | 673.74M | 132.15M |
| Free Cash Flow | 1.06B▲ 0% | 1.77B▲ 67.6% | 1.8B▲ 1.3% | -264.18M▼ 114.7% | 2.17B▲ 923.3% | 574.96M▼ 73.6% | 216.06M▼ 62.4% | 875.33M▲ 305.1% | 2.87B▲ 227.4% | 1.52B▲ 0% |
| FCF Growth % | 605.37% | 67.58% | 1.27% | -114.71% | 923.26% | -73.56% | -62.42% | 305.14% | 227.35% | -31.44% |
FINV Banking Ratios
FinVolution Group (FINV) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 96.38% | 48.63% | 51.08% | 33.9% | 24% | 26.22% | 19.58% | 17.79% | 16.2% | 17.43% |
| Return on Assets (ROA) | 34.77% | 20.15% | 22.71% | 15.09% | 11.89% | 15.2% | 11.47% | 10.97% | 10.62% | 11.2% |
| Net Interest Margin | 1.95% | 0.36% | 1.95% | 6.05% | 7.48% | 0% | 0% | 0% | 0% | 0% |
| Efficiency Ratio | 148.59% | 135.06% | 133.43% | 35.35% | 51.96% | 52.54% | 58.33% | 63.9% | 59.92% | 57.15% |
| Equity / Assets | 35.96% | 42.8% | 45.55% | 43.77% | 56.65% | 59.04% | 58.2% | 65.14% | 65.89% | 63.58% |
| Book Value / Share | 2.58 | 23.61 | 18.71 | 25.8 | 28.26 | 36.12 | 42.79 | 49.43 | 58.91 | 61.93 |
| NII Growth | 883.5% | -24.92% | 716.23% | 332.11% | 0.6% | -100% | - | - | - | - |
| Dividend Payout | - | - | - | 16.47% | 13.36% | 12.66% | 16.44% | 18.38% | 18.52% | 15.77% |
FINV Frequently Asked Questions
FinVolution Group (FINV) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
FinVolution Group (FINV) grew revenue by 3.7% over the past year. Growth has been modest.
Yes, FinVolution Group (FINV) is profitable, generating $2.80B in net income for fiscal year 2024 (18.2% net margin).
Dividend & Returns
Yes, FinVolution Group (FINV) pays a dividend with a yield of 4.81%. This makes it attractive for income-focused investors.
FinVolution Group (FINV) has a return on equity (ROE) of 16.2%. This is reasonable for most industries.
Industry Metrics
FinVolution Group (FINV) has a net interest margin (NIM) of N/A. NIM has been under pressure due to interest rate environment.
FinVolution Group (FINV) has an efficiency ratio of 59.9%. This is reasonable for a bank.
Explore More FINV
FinVolution Group (FINV) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates