FinVolution Group (FINV) P/E Ratio History
Historical price-to-earnings valuation from 2018 to 2025
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FINV Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 8, 2026, FinVolution Group (FINV) trades at a price-to-earnings ratio of 3.8x, with a stock price of $5.12 and trailing twelve-month earnings per share of $10.37.
The current P/E is 463% above its 5-year average of 0.7x. Over the past five years, FINV's P/E has ranged from a low of 0.4x to a high of 1.2x, placing the current valuation at the 100th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.1x, FINV trades at a 71% discount to its sector peers. The sector includes 775 companies with P/E ratios ranging from 0.0x to 195.8x.
The PEG ratio of 1.13 (P/E divided by 8% EPS growth) suggests a fair valuation relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.
Relative to the broader market, FINV trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our FINV DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
FINV P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $4B | 2.1 | 0.11Best | +61% | |
| $147M | 2.2 | - | +3% | |
| $534M | 1.7Lowest | 0.12 | -18% | |
| $3B | 64.4 | 4.49 | +131% | |
| $2B | 14.5 | - | +156% | |
| $20B | 41.0 | - | +0% | |
| $552M | 3.7 | - | +443%Best | |
| $5B | 13.9 | 1.41 | +89% | |
| $340B | 17.9 | - | +71% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
FINV Historical P/E Data (2018–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q3 | $7.37 | $10.55 | 0.7x | +18% | |
| FY2025 Q2 | Mon Jun 30 2025 00:00:00 GM | $9.48 | $10.60 | 0.9x | +51% |
| FY2025 Q1 | Mon Mar 31 2025 00:00:00 GM | $9.63 | $9.85 | 1.0x | +65% |
| FY2024 Q4 | $6.79 | $8.95 | 0.8x | +28% | |
| FY2024 Q3 | Mon Sep 30 2024 00:00:00 GM | $6.18 | $8.25 | 0.7x | +26% |
| FY2024 Q2 | Sun Jun 30 2024 00:00:00 GM | $4.77 | $7.95 | 0.6x | +1% |
| FY2024 Q1 | Sun Mar 31 2024 00:00:00 GM | $5.04 | $7.85 | 0.6x | +8% |
| FY2023 Q4 | Sun Dec 31 2023 00:00:00 GM | $4.90 | $8.30 | 0.6x | -1% |
| FY2023 Q3 | Sat Sep 30 2023 00:00:00 GM | $4.98 | $8.30 | 0.6x | +1% |
| FY2023 Q2 | Fri Jun 30 2023 00:00:00 GM | $4.60 | $8.30 | 0.6x | -7% |
| FY2023 Q1 | Fri Mar 31 2023 00:00:00 GM | $4.17 | $8.35 | 0.5x | -16% |
| FY2022 Q4 | Sat Dec 31 2022 00:00:00 GM | $4.96 | $7.75 | 0.6x | +8% |
Average P/E for displayed period: 0.6x
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Start ComparisonFINV — Frequently Asked Questions
Quick answers to the most common questions about buying FINV stock.
Is FINV stock overvalued or undervalued?
FINV trades at 3.8x P/E, above its 5-year average of 0.7x. The 100th percentile ranking indicates a premium to historical valuation.
How does FINV's valuation compare to peers?
FinVolution Group P/E of 3.8x compares to sector median of 13.1x. The discount suggests lower growth expectations or higher risk.
What is FINV's PEG ratio?
FINV PEG ratio is 1.13. Between 1-2 suggests valuation aligns with growth. Historical P/E data spans 2018-2025.