Last 46 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Fifth Third Bancorp's quarterly P/E stands at 12.2x, down 10.9% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has compressed 10.0% YoY to 11.8x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 15.82 | 12.24 | 11.68 | 13.80 | 12.44 | 13.73 | 11.26 | 13.29 | 11.98 | 6.96 | 7.99 | 8.54 | 8.12 |
| — | -10.9% | +3.7% | +3.9% | +3.8% | +97.3% | +40.9% | +55.6% | +47.5% | -20.7% | -27.7% | -46.0% | -32.9% | |
| P/S Ratio | 2.55 | 2.26 | 2.16 | 2.15 | 2.23 | 2.22 | 1.93 | 1.97 | 1.80 | 1.37 | 1.50 | 1.61 | 2.08 |
| — | +2.0% | +11.5% | +9.6% | +23.9% | +61.9% | +29.1% | +22.0% | -13.7% | -41.8% | -46.8% | -59.2% | -45.9% | |
| P/B Ratio | 1.74 | 1.42 | 1.31 | 1.30 | 1.47 | 1.41 | 1.31 | 1.35 | 1.24 | 1.05 | 1.01 | 1.00 | 1.31 |
| — | +0.1% | +0.1% | -3.9% | +18.5% | +34.4% | +29.8% | +35.1% | -5.9% | -20.7% | -17.9% | -32.6% | -3.9% | |
| P/FCF | 13.81 | 5.47 | 6.22 | 6.01 | — | 4.25 | 10.72 | 20.01 | 3.05 | 8.38 | 13.04 | 3.80 | 2.97 |
| — | +28.6% | -42.0% | -70.0% | — | -49.3% | -17.8% | +426.5% | +2.7% | +137.6% | +94.6% | -19.2% | -50.9% | |
| EV / EBITDA | 14.43 | 11.85 | 11.31 | 13.87 | 12.59 | 13.16 | 11.94 | 13.19 | 13.07 | 9.28 | 9.42 | 10.72 | 9.24 |
| — | -10.0% | -5.2% | +5.2% | -3.7% | +41.8% | +26.7% | +23.0% | +41.5% | -5.4% | -18.1% | -19.6% | -25.6% | |
| EV / EBIT | 16.88 | 13.72 | 13.25 | 16.74 | 14.63 | 15.39 | 13.81 | 15.75 | 15.39 | 10.54 | 10.82 | 12.47 | 10.37 |
| — | -10.9% | -4.1% | +6.2% | -4.9% | +46.0% | +27.6% | +26.3% | +48.4% | -4.5% | -18.2% | -20.7% | -14.2% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Fifth Third Bancorp's operating margin was 25.4% in Q3 2025, up 0.2 pp QoQ and up 3.4 pp YoY. This marks the 3rd consecutive quarter of margin expansion, signaling a sustained improvement in operating efficiency. The trailing four-quarter average of 23.9% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin expanded 10.9% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 59.2% | 63.8% | 63.8% | 62.0% | 60.7% | 57.5% | 59.2% | 59.7% | 61.0% | 61.9% | 63.7% | 69.8% | 75.2% |
| — | +10.9% | +7.8% | +3.9% | -0.5% | -7.1% | -7.1% | -14.6% | -18.9% | -24.7% | -25.4% | -24.6% | -22.8% | |
| Operating Margin | 22.3% | 25.4% | 25.2% | 21.2% | 23.7% | 22.0% | 23.4% | 20.1% | 19.7% | 26.7% | 25.8% | 25.2% | 33.4% |
| — | +15.4% | +7.3% | +5.5% | +20.0% | -17.5% | -9.2% | -20.0% | -41.0% | -25.7% | -26.1% | -22.0% | -20.3% | |
| Net Margin | 17.7% | 19.7% | 19.6% | 16.7% | 19.2% | 17.3% | 18.4% | 15.9% | 16.1% | 20.8% | 20.0% | 19.6% | 27.0% |
| — | +13.6% | +6.0% | +5.3% | +19.3% | -16.8% | -7.9% | -18.7% | -40.4% | -24.9% | -26.2% | -24.9% | -19.7% |
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 11.9% | 3.1% | 3.0% | 2.6% | 3.1% | 2.9% | 3.1% | 2.7% | 3.0% | 3.8% | 3.3% | 3.1% | 4.3% |
| — | +7.3% | -3.8% | -5.6% | +3.3% | -25.5% | -5.4% | -12.9% | -31.4% | +5.1% | +15.7% | +34.1% | +46.0% | |
| ROA | 1.1% | 0.3% | 0.3% | 0.2% | 0.3% | 0.3% | 0.3% | 0.2% | 0.2% | 0.3% | 0.3% | 0.3% | 0.4% |
| — | +14.5% | +5.8% | -0.2% | +17.1% | -14.7% | -2.8% | -9.6% | -30.6% | -0.9% | +7.6% | +14.7% | +12.8% | |
| ROIC | 5.7% | 1.6% | 1.5% | 1.2% | 1.5% | 1.4% | 1.5% | 1.3% | 1.3% | 1.7% | 1.6% | 1.4% | 1.9% |
| — | +13.9% | +1.5% | -4.6% | +15.0% | -19.3% | -4.1% | -10.4% | -33.9% | -1.7% | -0.8% | +4.8% | +8.6% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Fifth Third Bancorp's Debt/EBITDA ratio is 19.5x — elevated, raising questions about debt serviceability. The current ratio has weakened 12.8% YoY to 0.35x, tightening the short-term liquidity position.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.97 | 0.90 | 0.86 | 0.99 | 0.97 | 0.90 | 1.03 | 0.98 | 1.01 | 1.28 | 1.02 | 1.10 | 1.07 |
| — | +0.1% | -17.1% | +1.6% | -4.7% | -29.7% | +1.2% | -11.4% | -5.6% | +17.5% | +5.0% | +92.1% | +88.6% | |
| Debt / EBITDA | 5.56 | 19.54 | 19.09 | 25.66 | 21.34 | 21.89 | 22.42 | 23.61 | 25.40 | 21.97 | 20.39 | 24.22 | 18.14 |
| — | -10.7% | -14.8% | +8.7% | -16.0% | -0.3% | +10.0% | -2.5% | +40.0% | +14.9% | -7.7% | +51.0% | +15.6% | |
| Current Ratio | 0.38 | 0.35 | 0.34 | 0.35 | 0.38 | 0.40 | 0.38 | 0.38 | 0.47 | 0.41 | 0.38 | 0.38 | 0.41 |
| — | -12.8% | -10.4% | -8.1% | -18.6% | -4.2% | +0.1% | +0.3% | +14.9% | +10.8% | -2.4% | -12.4% | -15.2% | |
| Quick Ratio | 0.38 | 0.35 | 0.34 | 0.35 | 0.38 | 0.40 | 0.38 | 0.38 | 0.47 | 0.41 | 0.38 | 0.38 | 0.41 |
| — | -12.8% | -10.4% | -8.1% | -18.6% | -4.2% | +0.1% | +0.3% | +14.9% | +10.8% | -2.4% | -12.4% | -15.2% | |
| Interest Coverage | 0.61 | 0.84 | 0.82 | 0.66 | 0.70 | 0.58 | 0.62 | 0.54 | 0.53 | 0.78 | 0.85 | 1.03 | 1.84 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 46 years · Updated daily
Analyst consensus, bull case, AI-generated risk factors, and peer comparison — all in one place.
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorDCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare business quality, growth, and profitability against top sector peers.
Start ComparisonQuick answers to the most common questions about buying FITB stock.
Fifth Third Bancorp's current P/E is 15.8x. The average P/E over the last 4 quarters is 12.5x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Fifth Third Bancorp's current operating margin is 22.3%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Fifth Third Bancorp's business trajectory between earnings reports.