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FNF logoFidelity National Financial, Inc. (FNF) Earnings History

Annual and quarterly earnings data from 2004 to 2024

TTM Net Income
$1.17B
Profitable
TTM EPS
$4.28
Diluted
YoY EPS Growth
+143.5%
Excellent
Net Margin
9.5%
Profitability
Operating Margin13.0%
Gross Margin52.9%
ROE15.9%
ROA1.4%
Highest Annual Net Income$2.80B (2021)
Highest Quarterly EPS$2.73 (Q4 2020)
Consecutive Profitable Years16 years
Q3 2025
Net Income$358M
EPS$1.33
QoQ Growth+28.8%Excellent

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FNF EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+143.5%
Excellent
3-Year
-18.0%
Declining
5-Year
+4.0%
Solid
10-Year
+8.3%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

FNF Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202452.9%13.0%9.5%
202349.1%6.0%4.5%
202262.3%15.1%11.3%
202159.6%23.6%18.6%
202063.6%16.7%13.3%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Fidelity National Financial, Inc. (FNF) Earnings Overview

As of May 6, 2026, Fidelity National Financial, Inc. (FNF) reported trailing twelve-month net income of $1.17B, reflecting +143.5% year-over-year growth. The company earned $4.28 per diluted share over the past four quarters, with a net profit margin of 9.5%.

Looking at the long-term picture, FNF's 5-year EPS compound annual growth rate (CAGR) stands at +4.0%, reflecting modest earnings expansion. The company achieved its highest annual net income of $2.80B in fiscal 2021.

Fidelity National Financial, Inc. maintains positive profitability with a gross margin of 52.9%, operating margin of 13.0%, and net margin of 9.5%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including FAF ($673M net income, 8.4% margin), STC ($116M net income, 4.0% margin), ITIC ($35M net income, 12.9% margin), FNF has outperformed on profitability metrics. Compare FNF vs FAF →

FNF Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
FNF logoFNFCurrent
$1.2B$4.289.5%15.9%+143.5%—
FAF logoFAF
$673M$6.518.4%11.9%+376.2%
STC logoSTC
$116M$3.984.0%7.5%+54.8%
ITIC logoITIC
$35M$18.5612.9%13.5%+13.1%
RDN logoRDN
$576M$4.1846.8%13.4%+4.0%
ESNT logoESNT
$703M$6.9557.6%13.6%+5.4%
Best in group
Lowest in group

FNF Historical Earnings Data (2004–2024)

21 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2024$1.27B+145.6%$1.74B$4.659.5%13.0%
2023$517M-60.0%$693M$1.914.5%6.0%
2022$1.29B-53.7%$1.73B$4.6711.3%15.1%
2021$2.80B+96.0%$3.56B$8.4418.6%23.6%
2020$1.43B+34.4%$1.78B$4.9913.3%16.7%
2019$1.06B+69.1%$1.37B$3.8312.5%16.2%
2018$628M-18.5%$750M$2.268.3%9.9%
2017$771M+18.6%$864M$2.3810.1%11.3%
2016$650M+23.3%$955M$1.929.0%13.2%
2015$527M-9.6%$770M$1.517.9%11.6%

Full FNF Stock Analysis

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Compare FNF vs BRK-A

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FNF — Frequently Asked Questions

Quick answers to the most common questions about buying FNF stock.

Is FNF growing earnings?

FNF EPS is $4.28, with earnings growth accelerating to +143.5%. This exceeds the 5-year CAGR of +4.0%. TTM net income reached $1.2B.

What are FNF's profit margins?

Fidelity National Financial, Inc. net margin is +9.5%, with operating margin at +13.0%. Margins sit within typical range for the sector.

How consistent are FNF's earnings?

FNF earnings data spans 2004-2024. The accelerating earnings trend is +143.5% YoY. Historical data enables comparison across business cycles.

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FNF Earnings Over Time (2013–2024)

Net income and EPS trends