Finward Bancorp (FNWD) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 15.07M | 15.04M | 14.44M | 13.95M | 13.31M | 12.61M | 12.01M | 12.05M | 11.78M | 12.71M | 13.13M | 14.04M |
| NII Growth % | 13.21% | 19.31% | 20.3% | 15.69% | 13.01% | -0.85% | -8.58% | -14.14% | -19.69% | -24.36% | -24.98% | -18.84% |
| Net Interest Margin % | 0.75% | 0.74% | 0.7% | 0.68% | 0.65% | 0.61% | 0.58% | 0.58% | 0.57% | 0.6% | 0.63% | 0.65% |
| Interest Income | 22.72M | 23.41M | 23.34M | 22.67M | 22.34M | 22.59M | 22.47M | 22.13M | 21.98M | 22.26M | 21.78M | 21.61M |
| Interest Expense | 7.65M | 8.37M | 8.9M | 8.72M | 9.03M | 9.99M | 10.47M | 10.07M | 10.2M | 9.54M | 8.64M | 7.57M |
| Loan Loss Provision | 55K | -84K | -301K | -274K | 454K | -579K | 0 | 76K | 0 | 779K | 244K | 514K |
| Non-Interest Income | 2.42M | 1.47M | 2.91M | 2.68M | 2.23M | 3.73M | 2.87M | 2.57M | 13.47M | 2.73M | 2.4M | 3.01M |
| Non-Interest Income % | 9.61% | 5.92% | 11.1% | 10.58% | 9.07% | 14.17% | 11.31% | 10.42% | 38% | 10.94% | 9.92% | 12.21% |
| Total Revenue | 25.14M | 24.88M | 26.25M | 25.35M | 24.57M | 26.33M | 25.34M | 24.7M | 35.46M | 24.99M | 24.18M | 24.62M |
| Revenue Growth % | 2.31% | -5.47% | 3.61% | 2.64% | -30.71% | 5.34% | 4.81% | 0.33% | 55.9% | 10.09% | 14.2% | 19.3% |
| Non-Interest Expense | 14.77M | 14.78M | 14.1M | 14.79M | 14.47M | 14.25M | 14.47M | 14.42M | 15M | 13.52M | 13.49M | 13.99M |
| Efficiency Ratio | 58.75% | 59.4% | 53.7% | 58.32% | 58.9% | 54.12% | 57.12% | 58.37% | 42.31% | 54.08% | 55.81% | 56.85% |
| Operating Income | 2.67M | 1.82M | 3.56M | 2.12M | 616K | 2.67M | 399K | 134K | 10.25M | 1.16M | 1.79M | 2.54M |
| Operating Margin % | 10.6% | 7.31% | 13.56% | 8.35% | 2.51% | 10.14% | 1.57% | 0.54% | 28.91% | 4.62% | 7.42% | 10.3% |
| Operating Income Growth % | 332.63% | -31.91% | 792.23% | 1479.1% | -93.99% | 131.17% | -77.75% | -94.72% | 300.27% | -71.15% | -65.03% | -49.46% |
| Pretax Income | 2.67M | 1.82M | 3.56M | 2.12M | 616K | 2.67M | 399K | 134K | 10.25M | 1.16M | 1.79M | 2.54M |
| Pretax Margin % | 10.6% | 7.31% | 13.56% | 8.35% | 2.51% | 10.14% | 1.57% | 0.54% | 28.91% | 4.62% | 7.42% | 10.3% |
| Income Tax | 423K | -166K | 63K | -35K | 161K | 569K | -207K | -9K | 972K | -356K | -398K | 98K |
| Effective Tax Rate % | 15.87% | -9.13% | 1.77% | -1.65% | 26.14% | 21.31% | -51.88% | -6.72% | 9.48% | -30.82% | -22.2% | 3.86% |
| Net Income | 2.24M | 1.98M | 3.5M | 2.15M | 455K | 2.1M | 606K | 143K | 9.28M | 1.51M | 2.19M | 2.44M |
| Net Margin % | 8.92% | 7.97% | 13.32% | 8.48% | 1.85% | 7.98% | 2.39% | 0.58% | 26.17% | 6.05% | 9.06% | 9.9% |
| Net Income Growth % | 392.75% | -5.57% | 477.06% | 1404.2% | -95.1% | 39.05% | -72.34% | -94.13% | 314.24% | -61.82% | -51.91% | -44.98% |
| Net Income (Continuing) | 2.24M | 1.98M | 3.5M | 2.15M | 455K | 2.1M | 606K | 143K | 9.28M | 1.51M | 2.19M | 2.44M |
| EPS (Diluted) | 0.52 | 0.46 | 0.81 | 0.50 | 0.11 | 0.49 | 0.14 | 0.03 | 2.17 | 0.35 | 0.51 | 0.57 |
| EPS Growth % | 372.73% | -6.12% | 478.57% | 1392.54% | -94.93% | 40% | -72.55% | -94.12% | 325.49% | -62.37% | -52.34% | -45.19% |
| EPS (Basic) | 0.52 | 0.46 | 0.82 | 0.50 | 0.11 | 0.49 | 0.14 | 0.03 | 2.18 | 0.36 | 0.52 | 0.57 |
| Diluted Shares Outstanding | 4.3M | 4.3M | 4.3M | 4.29M | 4.27M | 4.31M | 4.28M | 4.27M | 4.27M | 4.31M | 4.26M | 4.26M |