Finance Of America Companies Inc. (FOA) Earnings History
Annual and quarterly earnings data from 2018 to 2025
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FOA EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
FOA Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 19.4% | 5.3% | 2.1% |
| 2024 | 13.9% | 2.2% | 0.8% |
| 2023 | 11.3% | -10.6% | -5.1% |
| 2022 | -4.7% | -49.9% | -27.8% |
| 2021 | 95.3% | 15.7% | -19.1% |
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Finance Of America Companies Inc. (FOA) Earnings Overview
As of May 8, 2026, Finance Of America Companies Inc. (FOA) reported trailing twelve-month net income of $45M, reflecting +660.3% year-over-year growth. The company earned $5.73 per diluted share over the past four quarters, with a net profit margin of 2.1%.
Looking at the long-term picture, FOA's 5-year EPS compound annual growth rate (CAGR) stands at -32.8%, signaling declining earnings. The company achieved its highest annual net income of $518M in fiscal 2020.
Finance Of America Companies Inc. maintains positive profitability with a gross margin of 19.4%, operating margin of 5.3%, and net margin of 2.1%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including RKT (-$68M net income, -1.0% margin), UWMC ($27M net income, 0.9% margin), PFSI ($507M net income, 11.5% margin), FOA has outperformed on profitability metrics. Compare FOA vs RKT →
FOA Earnings vs Peers
Earnings metrics vs comparable public companies
FOA Historical Earnings Data (2018–2025)
8 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $45M | +192.1% | $113M | $11.86 | 2.1% | 5.3% |
| 2024 | $15M | +119.3% | $43M | $1.56 | 0.8% | 2.2% |
| 2023 | -$80M | +58.0% | -$167M | $-9.77 | -5.1% | -10.6% |
| 2022 | -$191M | +24.3% | -$343M | $-10.09 | -27.8% | -49.9% |
| 2021 | -$252M | -148.6% | $207M | $-13.30 | -19.1% | 15.7% |
| 2020 | $518M | +852.7% | $500M | $86.57 | 21.7% | 20.9% |
| 2019 | $54M | +69.7% | $78M | $23.69 | 3.6% | 5.1% |
| 2018 | $32M | - | $56M | $8.92 | 4.1% | 7.0% |
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Start ComparisonFOA — Frequently Asked Questions
Quick answers to the most common questions about buying FOA stock.
Is FOA growing earnings?
FOA EPS is $5.73, with earnings growth accelerating to +660.3%. This exceeds the 5-year CAGR of -32.8%. TTM net income reached $45M.
What are FOA's profit margins?
Finance Of America Companies Inc. net margin is +2.1%, with operating margin at +5.3%. Below-average margins reflect competitive or cost pressures.
How consistent are FOA's earnings?
FOA earnings data spans 2018-2025. The accelerating earnings trend is +660.3% YoY. Historical data enables comparison across business cycles.