Finance Of America Companies Inc. (FOA) Earnings History
Turnaround8 years of earnings data (2018–2025) · Recovering earnings after a multi-year decline
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Finance Of America Companies Inc. (FOA) Earnings Overview
As of June 28, 2026, Finance Of America Companies Inc. (FOA) reported trailing twelve-month net income of $33M, reflecting +139.7% year-over-year growth. The company earned $4.12 per diluted share over the past four quarters, with a net profit margin of 2.1%.
Looking at the long-term picture, FOA's 5-year EPS compound annual growth rate (CAGR) stands at -46.7%, signaling declining earnings. The company achieved its highest annual net income of $518M in fiscal 2020.
Finance Of America Companies Inc. maintains positive profitability with a gross margin of 19.4%, operating margin of 5.3%, and net margin of 2.1%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including RKT ($239M net income, -1.0% margin), UWMC ($66M net income, 0.9% margin), PFSI ($507M net income, 11.5% margin), FOA has outperformed on profitability metrics. Compare FOA vs RKT →
FOA Earnings vs Peers
Earnings metrics vs comparable public companies
FOA Historical Earnings Data (2018–2025)
8 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $45M | +192.1% | $113M | $3.74 | 2.1% | 5.3% |
| 2024 | $15M | +119.3% | $43M | $1.56 | 0.8% | 2.2% |
| 2023 | -$80M | +58.0% | -$167M | $-9.77 | -5.1% | -10.6% |
| 2022 | -$191M | +24.3% | -$343M | $-10.09 | -27.8% | -49.9% |
| 2021 | -$252M | -148.6% | $207M | $-13.30 | -19.1% | 15.7% |
| 2020 | $518M | +852.7% | $500M | $86.57 | 21.7% | 20.9% |
| 2019 | $54M | +69.7% | $78M | $23.69 | 3.6% | 5.1% |
| 2018 | $32M | - | $56M | $8.92 | 4.1% | 7.0% |
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FOA — Frequently Asked Questions
Quick answers to the most common questions about buying FOA stock.
What is FOA earnings per share (EPS)?
FOA trailing twelve-month (TTM) diluted EPS is $4.12, reflecting +139.7% year-over-year growth. The 5-year EPS CAGR is -46.7%. Complete EPS history from 2018 to 2025 is available in the table on this page.
What is Finance Of America Companies Inc.'s net income?
Finance Of America Companies Inc. (FOA) trailing twelve-month net income is $33M as of 2025. Earnings grew +139.7% year-over-year. Finance Of America Companies Inc. has been profitable for 2 consecutive years.
Is FOA profitable?
Yes, FOA is profitable with a TTM net income of $33M and a net profit margin of +2.1%. Finance Of America Companies Inc. has generated profits for 2 consecutive years.
What is FOA's earnings growth rate?
FOA compound annual EPS growth rates (CAGR): 1-Year: +139.7%, 3-Year: N/A, 5-Year: -46.7%, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2018 to 2025.
What are FOA's profit margins?
Finance Of America Companies Inc. net profit margin is +2.1%, operating margin is +5.3%, and gross margin is +19.4%. Below-average margins reflect competitive or cost pressures. Return on Equity is +12.7%.
Is FOA growing earnings?
Yes, FOA earnings are accelerating — EPS growth of +139.7% exceeds the 5-year CAGR of -46.7%. TTM net income reached $33M. Earnings momentum is strengthening.
What was FOA's best earnings year?
Finance Of America Companies Inc.'s highest annual net income on record is $518M, achieved in fiscal year 2020. Earnings history on this page spans 2018 to 2025 and includes all annual and quarterly figures.
What were FOA's earnings last quarter?
FOA's most recent reported quarter was Q1 2026. Net income was $18M with diluted EPS of $1.77. For a full breakdown of all quarters, see the quarterly earnings table on this page.