Finance Of America Companies Inc. (FOA) Earnings History
Annual and quarterly earnings data from 2018 to 2024
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EPS Growth Rates (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2024 | 13.9% | 2.2% | 0.8% |
| 2023 | 11.3% | -10.6% | -5.1% |
| 2022 | -4.7% | -49.9% | -27.8% |
| 2021 | - | - | - |
| 2020 | 72.8% | 20.9% | 21.7% |
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Finance Of America Companies Inc. (FOA) Earnings Overview
As of March 3, 2026, Finance Of America Companies Inc. (FOA) reported trailing twelve-month net income of $6M, reflecting +1.1% year-over-year growth. The company earned $0.67 per diluted share over the past four quarters, with a net profit margin of 0.0%.
Looking at the long-term picture, FOA's 5-year EPS compound annual growth rate (CAGR) stands at -45.1%, signaling declining earnings. The company achieved its highest annual net income of $518M in fiscal 2020.
Finance Of America Companies Inc. maintains positive profitability with a gross margin of 0.1%, operating margin of 0.0%, and net margin of 0.0%. The company continues to generate positive earnings from operations. View revenue history →
Compared to industry peers including KKRS ($6.00B net income, 0.2% margin), CGABL ($773M net income, 0.2% margin), UPST ($32M net income, 0.1% margin), FOA has room to improve margins relative to the peer group. Compare FOA vs KKRS →
Peer Comparison
Earnings metrics vs industry competitors
Historical Data
7 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2024 | $15M | +119.3% | $43M | $1.18 | 0.8% | 2.2% |
| 2023 | -$80M | +58.0% | -$167M | $-9.77 | -5.1% | -10.6% |
| 2022 | -$191M | - | -$343M | $-10.09 | -27.8% | -49.9% |
| 2021 | $0 | -100.0% | $0 | $-13.30 | - | - |
| 2020 | $518M | +852.7% | $500M | $86.57 | 21.7% | 20.9% |
| 2019 | $54M | +69.7% | $78M | $23.69 | 3.6% | 5.1% |
| 2018 | $32M | - | $56M | $8.92 | 4.1% | 7.0% |
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Start ComparisonFrequently Asked Questions
Is FOA growing earnings?
FOA EPS of $0.67 reflects slowing growth at +1.1%, below the 5-year CAGR of -45.1%. TTM net income is $6M. Expansion rate has moderated.
What are FOA's profit margins?
Finance Of America Companies Inc. net margin is +0.0%, with operating margin at +0.0%. Below-average margins reflect competitive or cost pressures.
How consistent are FOA's earnings?
FOA earnings data spans 2018-2024. The current earnings trend is +1.1% YoY. Historical data enables comparison across business cycles.