Finance Of America Companies Inc. (FOA) P/E Ratio History
Fairly ValuedTrading at 6.5x, near 5Y avg of 7.6x · 71th percentile · In line with own history · Data 2020–2026
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P/E Ratio Analysis
As of June 28, 2026, Finance Of America Companies Inc. (FOA) trades at a price-to-earnings ratio of 6.5x, with a stock price of $24.21 and trailing twelve-month earnings per share of $4.12.
The current P/E is 14% below its 5-year average of 7.6x. Over the past five years, FOA's P/E has ranged from a low of 0.9x to a high of 32.7x, placing the current valuation at the 71th percentile of its historical range.
Compared to the Financial Services sector median P/E of 14.2x, FOA trades at a 54% discount to its sector peers. The sector includes 801 companies with P/E ratios ranging from 0.0x to 157.7x.
Relative to the broader market, FOA trades at a notable discount to the S&P 500 median P/E of 25.3x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our FOA DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
FOA Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
FOA P/E vs Peers
Credit Servicing and Structured Finance peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $339M | 18.2 | - | -8% | |
| $4B | 9.3 | - | +59% | |
| $439M | 12.8 | 0.17 | +344%Best | |
| $225M | 5.0Lowest | 0.04Best | +54% | |
| $937M | 10.9 | 0.37 | -28% | |
| $3B | 8.3 | 0.45 | +11% | |
| $6B | 9.3 | 0.76 | +1% | |
| $13B | 21.1 | - | -52% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
FOA Historical P/E Data (2020–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | - | $16.60 | $1.51 | 11.0x | +45% |
| FY2025 Q4 | Dec 31 2025 | $24.21 | $0.74 | 32.7x | +332% |
| FY2024 Q3 | Sep 30 2024 | $11.57 | $13.39 | 0.9x | -89% |
| FY2021 Q3 | - | $49.50 | $12.18 | 4.1x | -46% |
| FY2021 Q2 | Jun 30 2021 | $76.30 | $51.11 | 1.5x | -80% |
| FY2021 Q1 | Mar 31 2021 | $95.50 | $76.38 | 1.3x | -83% |
| FY2020 Q4 | - | $104.00 | $65.80 | 1.6x | -79% |
Average P/E for displayed period: 7.6x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
6+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
FOA — Frequently Asked Questions
Quick answers to the most common questions about buying FOA stock.
What is FOA's P/E ratio?
Finance Of America Companies Inc. (FOA) trailing twelve-month P/E ratio is 6.5x, based on TTM diluted EPS of $4.12. The 5-year average P/E is 7.6x and the historical range spans 0.9x to 32.7x.
Is FOA stock overvalued or undervalued?
FOA trades at 6.5x P/E, near its 5-year average of 7.6x. The 71th percentile ranking within the 0.9x–32.7x historical range places valuation within normal bounds.
Is FOA stock expensive?
FOA is fairly valued relative to its own history. The current P/E of 6.5x is near the 5-year average of 7.6x (71th percentile of historical range).
What is FOA's historical P/E range?
Over the past 5 years, FOA's P/E ratio has ranged from 0.9x to 32.7x, with a median of 1.6x and an average of 7.6x. The current P/E of 6.5x places the stock at the 71th percentile of this range. Full historical data spans 2020–2026.
How does FOA's P/E compare to the S&P 500?
FOA trades at 6.5x P/E versus the S&P 500 median of 25.3x. The 74% discount to the market suggests lower growth expectations or perceived higher risk.
How does FOA's valuation compare to Financial Services peers?
Finance Of America Companies Inc. P/E of 6.5x compares to the Financial Services sector median of 14.2x. The discount suggests lower growth expectations, weaker margins, or higher perceived risk relative to peers. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is FOA's PEG ratio?
FOA PEG ratio is N/A, based on a P/E of 6.5x and EPS growth of 139.7%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is FOA's earnings yield?
FOA earnings yield is 15.45%, the inverse of its 6.5x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.