Finance Of America Companies Inc. (FOA) P/E Ratio History
Historical price-to-earnings valuation from 2020 to 2025
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Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of March 2, 2026, Finance Of America Companies Inc. (FOA) trades at a price-to-earnings ratio of 16.4x, with a stock price of $19.35 and trailing twelve-month earnings per share of $0.67.
The current P/E is 333% above its 5-year average of 3.8x. Over the past five years, FOA's P/E has ranged from a low of 0.9x to a high of 15.5x, placing the current valuation at the 100th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.8x, FOA trades at a 19% premium to its sector peers. The sector includes 789 companies with P/E ratios ranging from 0.0x to 196.2x.
Relative to the broader market, FOA trades at a notable discount to the S&P 500 median P/E of 26.2x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our FOA DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
Peer Comparison
P/E metrics vs. Credit Servicing and Structured Finance peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
KKRSKKR Group Finance Co. IX LLC 4. | $16B | 3.3 | - | +29% |
CGABLThe Carlyle Group Inc. 4.625% Subordinated Notes due 2061 | $6B | 6.4 | - | +265%Best |
UPSTUpstart Holdings, Inc. | $3B | 60.5 | 4.21 | +131% |
AGMFederal Agricultural Mortgage Corporation | $1B | 9.5 | 0.63 | +1% |
YRDYiren Digital Ltd. | $673M | 0.7Lowest | 0.09Best | -22% |
NRDSNerdWallet, Inc. | $344M | 17.0 | 0.33 | +64% |
FOAFinance Of America Companies Inc. | $232 | 16.4 | - | +112% |
BNHBrookfield Finance Inc. 4.625% | - | 76.7 | - | -49% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
Historical P/E Data
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q2 | Mon Jun 30 2025 00:00:00 GM | $23.32 | $1.50 | 15.5x | +311% |
| FY2024 Q3 | Mon Sep 30 2024 00:00:00 GM | $11.57 | $13.39 | 0.9x | -77% |
| FY2021 Q3 | $49.50 | $21.30 | 2.3x | -39% | |
| FY2021 Q2 | Wed Jun 30 2021 00:00:00 GM | $76.30 | $60.23 | 1.3x | -67% |
| FY2021 Q1 | Wed Mar 31 2021 00:00:00 GM | $95.50 | $85.50 | 1.1x | -70% |
| FY2020 Q4 | $104.00 | $65.80 | 1.6x | -58% |
Average P/E for displayed period: 3.8x
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Start ComparisonFrequently Asked Questions
Is FOA stock overvalued or undervalued?
FOA trades at 16.4x P/E, above its 5-year average of 3.8x. The 100th percentile ranking indicates a premium to historical valuation.
How does FOA's valuation compare to peers?
Finance Of America Companies Inc. P/E of 16.4x compares to sector median of 13.8x. The premium reflects expected growth above peers.
What is FOA's PEG ratio?
FOA PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2020-2025.