Finance Of America Companies Inc. (FOA) P/E Ratio History
Historical price-to-earnings valuation from 2020 to 2025
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FOA Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 8, 2026, Finance Of America Companies Inc. (FOA) trades at a price-to-earnings ratio of 1.8x, with a stock price of $21.05 and trailing twelve-month earnings per share of $5.73.
The current P/E is 65% below its 5-year average of 5.0x. Over the past five years, FOA's P/E has ranged from a low of 0.0x to a high of 32.7x, placing the current valuation at the 86th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.1x, FOA trades at a 86% discount to its sector peers. The sector includes 775 companies with P/E ratios ranging from 0.0x to 195.8x.
Relative to the broader market, FOA trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our FOA DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
FOA P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $526M | 28.2 | - | -8% | |
| $5B | 9.5 | - | +59% | |
| $439M | 12.8 | 0.17 | +344%Best | |
| $220M | 4.9Lowest | 0.04Best | +54% | |
| $963M | 11.2 | 0.38 | -28% | |
| $3B | 7.8 | 0.43 | +11% | |
| $6B | 9.0 | 2.31 | +5% | |
| $14B | 22.7 | - | -52% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
FOA Historical P/E Data (2020–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q4 | Wed Dec 31 2025 00:00:00 GM | $24.21 | $0.74 | 32.7x | +551% |
| FY2024 Q3 | Mon Sep 30 2024 00:00:00 GM | $11.57 | $13.39 | 0.9x | -83% |
| FY2021 Q4 | Fri Dec 31 2021 00:00:00 GM | $39.70 | $999933.50 | 0.0x | -100% |
| FY2021 Q3 | $49.50 | $1000000.28 | 0.0x | -100% | |
| FY2021 Q2 | Wed Jun 30 2021 00:00:00 GM | $76.30 | $1000039.21 | 0.0x | -100% |
| FY2021 Q1 | Wed Mar 31 2021 00:00:00 GM | $95.50 | $1000064.48 | 0.0x | -100% |
| FY2020 Q4 | $104.00 | $65.80 | 1.6x | -69% |
Average P/E for displayed period: 5.0x
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Start ComparisonFOA — Frequently Asked Questions
Quick answers to the most common questions about buying FOA stock.
Is FOA stock overvalued or undervalued?
FOA trades at 1.8x P/E, below its 5-year average of 5.0x. At the 86th percentile of historical range, the stock is priced at a discount to its own history.
How does FOA's valuation compare to peers?
Finance Of America Companies Inc. P/E of 1.8x compares to sector median of 13.1x. The discount suggests lower growth expectations or higher risk.
What is FOA's PEG ratio?
FOA PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2020-2025.