FlexShopper, Inc. (FPAY) Earnings History
Annual and quarterly earnings data from 2006 to 2024
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FPAY EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
FPAY Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2024 | 97.6% | 16.3% | -0.1% |
| 2023 | 89.3% | 11.7% | -3.6% |
| 2022 | 97.0% | -5.6% | 12.1% |
| 2021 | 36.9% | 5.9% | 2.6% |
| 2020 | 34.6% | 4.5% | -0.3% |
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FlexShopper, Inc. (FPAY) Earnings Overview
As of May 8, 2026, FlexShopper, Inc. (FPAY) reported trailing twelve-month net income of -$1M, reflecting +37.1% year-over-year growth. The company earned $-0.06 per diluted share over the past four quarters, with a net profit margin of -0.1%.
Looking at the long-term picture, FPAY's historical earnings data spans multiple years. The company achieved its highest annual net income of $14M in fiscal 2022.
FlexShopper, Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including UPBD ($84M net income, 1.6% margin), PRAA (-$305M net income, -24.6% margin), WRLD ($43M net income, 15.9% margin), FPAY has room to improve margins relative to the peer group. Compare FPAY vs UPBD →
FPAY Earnings vs Peers
Earnings metrics vs comparable public companies
FPAY Historical Earnings Data (2006–2024)
19 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2024 | $-179,269 | +95.8% | $23M | $-0.22 | -0.1% | 16.3% |
| 2023 | -$4M | -131.1% | $14M | $-0.35 | -3.6% | 11.7% |
| 2022 | $14M | +316.5% | -$6M | $0.44 | 12.1% | -5.6% |
| 2021 | $3M | +1062.9% | $7M | $0.04 | 2.6% | 5.9% |
| 2020 | $-339,896 | -158.9% | $5M | $-0.17 | -0.3% | 4.5% |
| 2019 | $577,415 | +106.1% | $5M | $-0.11 | 0.7% | 5.7% |
| 2018 | -$9M | -13.6% | -$5M | $-0.54 | -11.2% | -6.1% |
| 2017 | -$8M | +32.0% | -$6M | $-1.57 | -12.4% | -9.2% |
| 2016 | -$12M | -39.4% | -$10M | $-2.32 | -25.8% | -21.7% |
| 2015 | -$9M | -135.7% | -$8M | $-1.69 | -42.5% | -41.1% |
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Start ComparisonFPAY — Frequently Asked Questions
Quick answers to the most common questions about buying FPAY stock.
Is FPAY growing earnings?
FPAY EPS is $-0.06, with earnings growth accelerating to +37.1%. This exceeds the 5-year CAGR of N/A. TTM net income reached $-1M.
What are FPAY's profit margins?
FlexShopper, Inc. net margin is -0.1%, with operating margin at +16.3%. Below-average margins reflect competitive or cost pressures.
How consistent are FPAY's earnings?
FPAY earnings data spans 2006-2024. The accelerating earnings trend is +37.1% YoY. Historical data enables comparison across business cycles.