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FPAYFlexShopper, Inc.
$0.00$2461
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HomeStocksFPAYP/E History

FPAY logoFlexShopper, Inc. (FPAY) P/E Ratio History

Deep Value

Trading at -0.0x · 0th percentile of 5-year range · Significant discount to historical valuation · Data 2011–2023

Current P/E (TTM)
-0.0x
-100% vs 5Y avg
5Y Avg P/E
38.4x
Median 13.0x
5Y Percentile
0th
Lower end of range
PEG Ratio
N/A
5-Year P/E Range
-0.0x
Min1.7xMedian13.0xMax297.4x
TTM EPS$-0.06
Price$0.00
Earnings YieldN/A
EPS Growth (1Y)37.1%
EPS Growth (5Y)N/A

Loading P/E history...

P/E Ratio Analysis

As of June 23, 2026, FlexShopper, Inc. (FPAY) trades at a price-to-earnings ratio of -0.0x, with a stock price of $0.00 and trailing twelve-month earnings per share of $-0.06.

The current P/E is 100% below its 5-year average of 38.4x. Over the past five years, FPAY's P/E has ranged from a low of 1.7x to a high of 297.4x, placing the current valuation at the 0th percentile of its historical range.

Compared to the Industrials sector median P/E of 25.5x, FPAY trades at a 100% discount to its sector peers. The sector includes 403 companies with P/E ratios ranging from 0.1x to 186.8x.

Relative to the broader market, FPAY trades at a notable discount to the S&P 500 median P/E of 24.3x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.

For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our FPAY DCF Valuation Calculator →

Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.

FPAY Cross-Benchmark Valuation

How does the current P/E compare to sector peers and the broader market?

vs. Industrials
-0.0vs25.5
-100%
Below Sector
vs. S&P 500
-0.0vs24.3
-100%
Below Market
PEG Analysis
N/A
P/E ÷ EPS Growth
Based on 37% EPS growth (1Y)

FPAY P/E vs Peers

Consumer and workplace rental services peers sorted by market cap

CompanyMarket CapP/E RatioPEG RatioEPS Growth (1Y)
UPBD logoUPBDUpbound Group, Inc.
$1B14.7--43%
WRLD logoWRLDWorld Acceptance Corporation
$916M11.10.31Best+24%
AFRM logoAFRMAffirm Holdings, Inc.
$24B481.3-+109%Best
SEZL logoSEZLSezzle Inc.
$5B42.1-+70%
CACC logoCACCCredit Acceptance Corporation
$6B15.41.57+89%
OMF logoOMFOneMain Holdings, Inc.
$7B8.92.26+55%
ENVA logoENVAEnova International, Inc.
$5B17.7-+56%
PYPL logoPYPLPayPal Holdings, Inc.
$37B7.8Lowest0.89+36%

Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.

FPAY Historical P/E Data (2011–2023)

Quarterly P/E ratios calculated from closing price and TTM EPS

QuarterPeriod EndPriceTTM EPSP/E Ratiovs Avg
FY2023 Q3Sep 30 2023$1.04$0.128.5x-78%
FY2023 Q1Mar 31 2023$0.85$0.491.7x-95%
FY2022 Q4Dec 31 2022$0.93$0.392.4x-94%
FY2022 Q3Sep 30 2022$1.86$0.1215.4x-60%
FY2022 Q2-$0.90$0.462.0x-95%
FY2021 Q4Dec 31 2021$2.35$0.0375.8x+98%
FY2021 Q3-$3.09$0.01297.4x+675%
FY2013 Q2Jun 30 2013$3.50$0.1522.8x-41%
FY2013 Q1Mar 31 2013$2.20$0.268.4x-78%
FY2012 Q4Dec 31 2012$3.00$0.2511.9x-69%
FY2012 Q3Sep 30 2012$3.00$0.2313.0x-66%
FY2012 Q2Jun 30 2012$5.10$0.1631.8x-17%
FY2012 Q1Mar 31 2012$1.70$0.1610.6x-72%
FY2011 Q4Dec 31 2011$8.00$0.1553.1x+38%
FY2011 Q3Sep 30 2011$10.10$0.2148.4x+26%
FY2011 Q2-$3.00$0.2810.8x-72%

Average P/E for displayed period: 38.4x

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FPAY — Frequently Asked Questions

Quick answers to the most common questions about buying FPAY stock.

What is FPAY's P/E ratio?

FlexShopper, Inc. (FPAY) trailing twelve-month P/E ratio is -0.0x, based on TTM diluted EPS of $-0.06. The 5-year average P/E is 38.4x and the historical range spans 1.7x to 297.4x.

Is FPAY stock overvalued or undervalued?

FPAY current P/E: -0.0x. 5-year average P/E: 38.4x. Percentile: 0th.

Is FPAY stock expensive?

FPAY is fairly valued relative to its own history. The current P/E of -0.0x is near the 5-year average of 38.4x (0th percentile of historical range).

What is FPAY's historical P/E range?

Over the past 5 years, FPAY's P/E ratio has ranged from 1.7x to 297.4x, with a median of 13.0x and an average of 38.4x. The current P/E of -0.0x places the stock at the 0th percentile of this range. Full historical data spans 2011–2023.

How does FPAY's P/E compare to the S&P 500?

FPAY current P/E: -0.0x. S&P 500 median P/E: 24.3x.

How does FPAY's valuation compare to Industrials peers?

FlexShopper, Inc. P/E of -0.0x can be benchmarked against Industrials peers in the comparison table on this page.

What is FPAY's PEG ratio?

FPAY PEG ratio is N/A, based on a P/E of -0.0x and EPS growth of 37.1%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.

What is FPAY's earnings yield?

FPAY earnings yield is N/A, the inverse of its -0.0x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.

FPAY P/E Ratio History (2011–2023)

Quarterly valuation multiple from closing price and trailing EPS

Current8.5x
Period Avg38.4x
Range1.7x - 297.4x
Change-21%
16 quartersJun 30, 2011 - Sep 30, 2023