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FULT logoFulton Financial Corporation (FULT) Earnings History

Annual and quarterly earnings data from 1989 to 2025

TTM Net Income
$392M
Profitable
TTM EPS
$2.14
Diluted
YoY EPS Growth
+32.5%
Excellent
Net Margin
20.7%
Profitability
Operating Margin25.7%
Gross Margin67.4%
ROE11.7%
ROA1.2%
Highest Annual Net Income$392M (2025)
Highest Quarterly EPS$0.53 (Q4 2025)
Consecutive Profitable Years17 years
Q4 2025
Net Income$99M
EPS$0.53
QoQ Growth-1.5%Slow

Loading earnings history...

FULT EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+32.5%
Excellent
3-Year
+7.6%
Solid
5-Year
+14.0%
Strong
10-Year
+9.4%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

FULT Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202567.4%25.7%20.7%
202462.8%19.1%16.0%
202368.5%23.2%18.9%
202290.5%31.8%26.3%
202195.5%33.5%27.6%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Fulton Financial Corporation (FULT) Earnings Overview

As of May 6, 2026, Fulton Financial Corporation (FULT) reported trailing twelve-month net income of $392M, reflecting +32.5% year-over-year growth. The company earned $2.14 per diluted share over the past four quarters, with a net profit margin of 20.7%.

Looking at the long-term picture, FULT's 5-year EPS compound annual growth rate (CAGR) stands at +14.0%, showing solid earnings momentum. The company achieved its highest annual net income of $392M in fiscal 2025, representing a new all-time high.

Fulton Financial Corporation maintains industry-leading profitability with a gross margin of 67.4%, operating margin of 25.7%, and net margin of 20.7%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including WSFS ($287M net income, 21.1% margin), TRMK ($224M net income, 20.0% margin), UMBF ($883M net income, 15.8% margin), FULT has room to improve margins relative to the peer group. Compare FULT vs WSFS →

FULT Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
FULT logoFULTCurrent
$392M$2.1420.7%11.7%+32.5%—
WSFS logoWSFS
$287M$5.2921.1%10.8%+15.4%
TRMK logoTRMK
$224M$3.7420.0%11.0%+1.9%
UMBF logoUMBF
$883M$11.5715.8%12.6%+1.6%
IBCP logoIBCP
$69M$3.2921.7%14.3%+3.5%
NBTB logoNBTB
$169M$3.2219.5%9.9%+12.5%
Best in group
Lowest in group

FULT Historical Earnings Data (1989–2025)

37 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$392M+35.6%$486M$2.0820.7%25.7%
2024$289M+1.6%$345M$1.5716.0%19.1%
2023$284M-0.9%$349M$1.6418.9%23.2%
2022$287M+4.2%$347M$1.6726.3%31.8%
2021$275M+54.7%$334M$1.6227.6%33.5%
2020$178M-21.3%$202M$1.0818.3%20.8%
2019$226M+8.6%$264M$1.3921.7%25.3%
2018$208M+21.3%$233M$1.1821.8%24.4%
2017$172M+6.3%$234M$0.9819.7%26.9%
2016$162M+8.1%$208M$0.9320.4%26.3%

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Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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FULT — Frequently Asked Questions

Quick answers to the most common questions about buying FULT stock.

Is FULT growing earnings?

FULT EPS is $2.14, with earnings growth accelerating to +32.5%. This exceeds the 5-year CAGR of +14.0%. TTM net income reached $392M.

What are FULT's profit margins?

Fulton Financial Corporation net margin is +20.7%, with operating margin at +25.7%. Above-average margins indicate pricing power.

How consistent are FULT's earnings?

FULT earnings data spans 1989-2025. The accelerating earnings trend is +32.5% YoY. Historical data enables comparison across business cycles.

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FULT Earnings Over Time (2014–2025)

Net income and EPS trends