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MNSB logoMainStreet Bancshares, Inc. (MNSB) P/E Ratio History

Historical price-to-earnings valuation from 2006 to 2025

Current P/E
13.3
Overvalued
5Y Avg P/E
8.8
+51% vs avg
PE Percentile
95%
High
PEG Ratio
N/A
N/A
TTM EPS$2.06
Price$23.41
5Y PE Range5.7 - 15.3
Earnings Yield7.52%

Loading P/E history...

MNSB Valuation Context

How does the current P/E compare to historical and market benchmarks?

vs. 5Y Average
13.3vs8.8
+51%
Premium vs History
vs. Financial Services
13.3vs13.3
-0%
In Line with Sector
vs. S&P 500
13.3vs25.1
-47%
Below Market
PEG Analysis
N/A
P/E ÷ EPS Growth
Based on 210% EPS growth (1Y)
Export Data

P/E Ratio Analysis

As of May 6, 2026, MainStreet Bancshares, Inc. (MNSB) trades at a price-to-earnings ratio of 13.3x, with a stock price of $23.41 and trailing twelve-month earnings per share of $2.06.

The current P/E is 51% above its 5-year average of 8.8x. Over the past five years, MNSB's P/E has ranged from a low of 5.7x to a high of 15.3x, placing the current valuation at the 95th percentile of its historical range.

Compared to the Financial Services sector median P/E of 13.3x, MNSB is roughly in line with its sector peers. The sector includes 779 companies with P/E ratios ranging from 0.0x to 197.4x.

Relative to the broader market, MNSB trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.

For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our MNSB DCF Valuation Calculator →

Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.

MNSB P/E vs Peers

P/E ratio compared to closely matched public peers

CompanyMarket CapP/E RatioPEG RatioEPS Growth (1Y)
NBTB logoNBTBNBT Bancorp Inc.
$2B13.41.91+13%
CARE logoCARECarter Bankshares, Inc.
$579M18.7-+32%
FXNC logoFXNCFirst National Corporation
$246M13.99.31+96%
MVBF logoMVBFMVB Financial Corp.
$334M12.6-+35%
UBSI logoUBSIUnited Bankshares, Inc.
$6B13.32.09+19%
FUNC logoFUNCFirst United Corporation
$243M11.91.06+40%
NKSH logoNKSHNational Bankshares, Inc.
$232M14.6-+101%
CFFI logoCFFIC&F Financial Corporation
$238M8.8Lowest1.36+38%
BWFG logoBWFGBankwell Financial Group, Inc.
$415M11.70.27Best+262%Best
FIS logoFISFidelity National Information Services, Inc.
$24B62.12.55-47%

Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.

MNSB Historical P/E Data (2006–2025)

Quarterly P/E ratios calculated from closing price and TTM EPS

QuarterDatePriceTTM EPSP/E Ratiovs Avg
FY2025 Q4Wed Dec 31 2025 00:00:00 GM$20.36$1.7611.6x-66%
FY2024 Q3Mon Sep 30 2024 00:00:00 GM$18.45$1.2015.3x-55%
FY2024 Q2Sun Jun 30 2024 00:00:00 GM$17.73$2.018.8x-74%
FY2024 Q1Sun Mar 31 2024 00:00:00 GM$18.16$2.597.0x-79%
FY2023 Q4Sun Dec 31 2023 00:00:00 GM$24.81$3.247.7x-77%
FY2023 Q3Sat Sep 30 2023 00:00:00 GM$20.54$3.585.7x-83%
FY2023 Q2Fri Jun 30 2023 00:00:00 GM$22.66$3.786.0x-82%
FY2023 Q1Fri Mar 31 2023 00:00:00 GM$23.49$3.646.5x-81%
FY2022 Q4Sat Dec 31 2022 00:00:00 GM$27.49$3.278.4x-75%
FY2022 Q3Fri Sep 30 2022 00:00:00 GM$22.81$2.887.9x-77%
FY2022 Q2$22.77$2.479.2x-73%
FY2022 Q1$24.31$2.639.2x-73%

Average P/E for displayed period: 34.0x

See MNSB's True Return

Price is only half the story. See total return with reinvested dividends.

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Is MNSB Undervalued?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

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Compare MNSB vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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MNSB — Frequently Asked Questions

Quick answers to the most common questions about buying MNSB stock.

Is MNSB stock overvalued or undervalued?

MNSB trades at 13.3x P/E, above its 5-year average of 8.8x. The 95th percentile ranking indicates a premium to historical valuation.

How does MNSB's valuation compare to peers?

MainStreet Bancshares, Inc. P/E of 13.3x compares to sector median of 13.3x. The discount suggests lower growth expectations or higher risk.

What is MNSB's PEG ratio?

MNSB PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2006-2025.

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MNSB P/E Ratio History (2006–2025)

P/E ratio calculated as closing price divided by trailing 12-month diluted EPS at each quarter end.