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NECB logoNortheast Community Bancorp, Inc. (NECB) P/E Ratio History

Historical price-to-earnings valuation from 2006 to 2025

Current P/E
7.4
Fair Value
5Y Avg P/E
9.2
-19% vs avg
PE Percentile
60%
Above Avg
PEG Ratio
0.22
Attractive
TTM EPS$3.25
Price$24.17
5Y PE Range4.9 - 21.9
Earnings Yield13.45%

Loading P/E history...

NECB Valuation Context

How does the current P/E compare to historical and market benchmarks?

vs. 5Y Average
7.4vs9.2
-19%
Cheap vs History
vs. Financial Services
7.4vs13.3
-44%
Below Sector
vs. S&P 500
7.4vs25.1
-70%
Below Market
PEG Analysis
0.22
P/E ÷ EPS Growth
PEG < 1 = Attractive
Based on -8% EPS growth (1Y)
Export Data

P/E Ratio Analysis

As of May 6, 2026, Northeast Community Bancorp, Inc. (NECB) trades at a price-to-earnings ratio of 7.4x, with a stock price of $24.17 and trailing twelve-month earnings per share of $3.25.

The current P/E is 19% below its 5-year average of 9.2x. Over the past five years, NECB's P/E has ranged from a low of 4.9x to a high of 21.9x, placing the current valuation at the 60th percentile of its historical range.

Compared to the Financial Services sector median P/E of 13.3x, NECB trades at a 44% discount to its sector peers. The sector includes 779 companies with P/E ratios ranging from 0.0x to 197.4x.

The PEG ratio of 0.22 (P/E divided by -8% EPS growth) suggests the stock may be undervalued relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.

Relative to the broader market, NECB trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.

For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our NECB DCF Valuation Calculator →

Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.

NECB P/E vs Peers

P/E ratio compared to closely matched public peers

CompanyMarket CapP/E RatioPEG RatioEPS Growth (1Y)
NBTB logoNBTBNBT Bancorp Inc.
$2B13.41.91+13%
TRST logoTRSTTrustCo Bank Corp NY
$852M14.84.08+26%
NFBK logoNFBKNorthfield Bancorp, Inc.
$592M19.7--16%
CZWI logoCZWICitizens Community Bancorp, Inc.
$204M14.52.85+9%
DCOM logoDCOMDime Community Bancshares, Inc.
$2B15.32.40+331%
KRNY logoKRNYKearny Financial Corp.
$511M19.3-+130%
MNSB logoMNSBMainStreet Bancshares, Inc.
$175M13.3-+210%
FNF logoFNFFidelity National Financial, Inc.
$14B11.0Lowest2.78+143%
FAF logoFAFFirst American Financial Corporation
$7B11.4-+376%Best
FICO logoFICOFair Isaac Corporation
$25B40.21.46Best+30%

Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.

NECB Historical P/E Data (2006–2025)

Quarterly P/E ratios calculated from closing price and TTM EPS

QuarterDatePriceTTM EPSP/E Ratiovs Avg
FY2025 Q4Wed Dec 31 2025 00:00:00 GM$22.61$3.266.9x-84%
FY2025 Q3$20.57$3.216.4x-85%
FY2025 Q2Mon Jun 30 2025 00:00:00 GM$23.25$3.297.1x-84%
FY2025 Q1Mon Mar 31 2025 00:00:00 GM$23.44$3.446.8x-84%
FY2024 Q4$24.46$3.526.9x-84%
FY2024 Q3Mon Sep 30 2024 00:00:00 GM$26.45$3.607.3x-83%
FY2024 Q2Sun Jun 30 2024 00:00:00 GM$17.82$3.455.2x-88%
FY2024 Q1Sun Mar 31 2024 00:00:00 GM$15.73$3.234.9x-89%
FY2023 Q4Sun Dec 31 2023 00:00:00 GM$17.74$3.145.6x-87%
FY2023 Q3Sat Sep 30 2023 00:00:00 GM$14.76$2.865.2x-88%
FY2023 Q2Fri Jun 30 2023 00:00:00 GM$14.88$2.555.8x-86%
FY2023 Q1Fri Mar 31 2023 00:00:00 GM$13.12$2.156.1x-86%

Average P/E for displayed period: 43.2x

See NECB's True Return

Price is only half the story. See total return with reinvested dividends.

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Is NECB Undervalued?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

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Compare NECB vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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NECB — Frequently Asked Questions

Quick answers to the most common questions about buying NECB stock.

Is NECB stock overvalued or undervalued?

NECB trades at 7.4x P/E, near its 5-year average of 9.2x. The 60th percentile ranking places valuation within normal historical bounds.

How does NECB's valuation compare to peers?

Northeast Community Bancorp, Inc. P/E of 7.4x compares to sector median of 13.3x. The discount suggests lower growth expectations or higher risk.

What is NECB's PEG ratio?

NECB PEG ratio is 0.22. Below 1.0 indicates valuation is supported by earnings growth rate. Historical P/E data spans 2006-2025.

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NECB P/E Ratio History (2006–2025)

P/E ratio calculated as closing price divided by trailing 12-month diluted EPS at each quarter end.