German American Bancorp, Inc. (GABC) Earnings History
Annual and quarterly earnings data from 1992 to 2025
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GABC EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
GABC Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 70.2% | 28.7% | 23.1% |
| 2024 | 67.3% | 33.0% | 26.6% |
| 2023 | 78.3% | 32.7% | 27.1% |
| 2022 | 91.1% | 35.7% | 29.4% |
| 2021 | 98.7% | 44.7% | 36.6% |
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German American Bancorp, Inc. (GABC) Earnings Overview
As of May 6, 2026, German American Bancorp, Inc. (GABC) reported trailing twelve-month net income of $113M, reflecting +8.1% year-over-year growth. The company earned $3.00 per diluted share over the past four quarters, with a net profit margin of 23.1%.
Looking at the long-term picture, GABC's 5-year EPS compound annual growth rate (CAGR) stands at +5.5%, showing solid earnings momentum. The company achieved its highest annual net income of $113M in fiscal 2025, representing a new all-time high.
German American Bancorp, Inc. maintains industry-leading profitability with a gross margin of 70.2%, operating margin of 28.7%, and net margin of 23.1%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including HOMB ($458M net income, 27.7% margin), SFNC (-$398M net income, -63.4% margin), IBCP ($69M net income, 21.7% margin), GABC has room to improve margins relative to the peer group. Compare GABC vs HOMB →
GABC Earnings vs Peers
Earnings metrics vs comparable public companies
GABC Historical Earnings Data (1992–2025)
34 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $113M | +34.4% | $140M | $3.06 | 23.1% | 28.7% |
| 2024 | $84M | -2.4% | $104M | $2.83 | 26.6% | 33.0% |
| 2023 | $86M | +5.0% | $104M | $2.91 | 27.1% | 32.7% |
| 2022 | $82M | -2.7% | $99M | $2.78 | 29.4% | 35.7% |
| 2021 | $84M | +35.2% | $103M | $3.17 | 36.6% | 44.7% |
| 2020 | $62M | +5.0% | $75M | $2.34 | 27.2% | 32.8% |
| 2019 | $59M | +27.3% | $71M | $2.29 | 26.7% | 32.1% |
| 2018 | $47M | +14.4% | $56M | $1.99 | 27.2% | 32.8% |
| 2017 | $41M | +15.6% | $52M | $1.77 | 28.5% | 36.5% |
| 2016 | $35M | +17.0% | $49M | $1.57 | 26.0% | 36.3% |
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Start ComparisonGABC — Frequently Asked Questions
Quick answers to the most common questions about buying GABC stock.
Is GABC growing earnings?
GABC EPS stands at $3.00, with +8.1% growth matching the 5-year CAGR of +5.5%. TTM net income is $113M. Earnings trajectory remains consistent.
What are GABC's profit margins?
German American Bancorp, Inc. net margin is +23.1%, with operating margin at +28.7%. Above-average margins indicate pricing power.
How consistent are GABC's earnings?
GABC earnings data spans 1992-2025. The current earnings trend is +8.1% YoY. Historical data enables comparison across business cycles.