Trailing Dividend / Share
$1.18
German American Bancorp, Inc. (GABC) Dividend History
Income profile from 1993 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
2.7%
Payout Ratio
38.4%
Sustainable
Dividend Streak
13 years
GABC Dividend Income Check
Safety
38.4% payout ratio with sustainable safety profile.
Consistency
13 straight years of dividend increases.
Income Trend
Yield on cost is 3.5% and trend is rising.
GABC Dividend Scorecard
Yield & Income
Dividend Yield2.7%
Trailing DPS$1.18
FrequencySemi-Annual
Payments / 12M5
Payout Safety
Earnings Payout38.4%
Earnings SafetySustainable
FCF Payout28.7%
FCF SafetyWell Covered
Piotroski F-Score7/9
Growth
Growth Streak13 years
3Y CAGR8.0%
5Y CAGR8.8%
Yield on Cost (5Y)3.5%
YOC Trendrising
Total Returns
Buyback Yield0.0%
Total Shareholder Yield2.7%
1Y Total Return16.9%
5Y Total Return12.7%
Div Contribution (5Y)11.8%
Estimated $10K growth (return + dividends):
5Y ago$11,27510Y ago$24,51520Y ago$62,984
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
GABC Income Growth Story
Dividend per share and yield on cost over time (34 years of payments)
GABC Dividend Safety Story
EPS is the container — dividend is what's drawn out
Dividend Analysis
Payout Safety
German American Bancorp, Inc. distributes 38.4% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 28.7%, rated "Well Covered".
Piotroski F-Score: 7/9 — strong financial health.
Growth Track Record
GABC has raised its dividend for 13 consecutive years, with a 3-year CAGR of 8.0% and 5-year CAGR of 8.8%.
Total Shareholder Returns
Beyond cash dividends, GABC returns capital through share repurchases. The combined picture: 2.7% dividend yield, 2.7% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 3.5% and is currently rising. The 5-year total return is 12.7%, with dividends contributing 11.8% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $24,515 today.
GABC Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$5.20
Avg/Payment$0.2600
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| May 8, 2026Latest | $0.3100 | — | 2.76% | May 20, 2026 |
| Feb 10, 2026 | $0.3100 | ↑ +6.9% | 2.73% | Feb 20, 2026 |
| Nov 10, 2025 | $0.2900 | — | 2.94% | Nov 20, 2025 |
| Aug 8, 2025 | $0.2900 | — | 2.99% | Aug 20, 2025 |
| May 9, 2025 | $0.2900 | — | 2.89% | May 20, 2025 |
| Feb 10, 2025 | $0.2900 | ↑ +7.4% | 2.75% | Feb 20, 2025 |
| Nov 8, 2024 | $0.2700 | — | 2.40% | Nov 20, 2024 |
| Aug 9, 2024 | $0.2700 | — | 2.83% | Aug 20, 2024 |
GABC Dividend vs Peers
Comparable companies in the same industry
#6 yield in peer group
Div Yield
2.7%
#6 of 9
Safety
Sustainable
38.4% payout
Streak
13Y
8.8% 5Y CAGR
Total Shareholder
2.7%
#7 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| GABCGerman American Banc… | $1.6B | 2.7% | 38.4% | 13 | Sustainable |
 HOMBHome Bancshares, Inc… | $5.3B | 2.8% | 37.3% | 21 | Sustainable |
1st  SFNCSimmons First Nation… | $3.1B | 4.0% | — | 6 | Unknown |
 IBCPIndependent Bank Cor… | $696M | 3.1% | 31.5% | 11 | Sustainable |
 FFINFirst Financial Bank… | $4.6B | 2.2% | 46.0% | 11 | Sustainable |
2nd  FULTFulton Financial Cor… | $4.2B | 3.5% | 36.1% | 2 | Sustainable |
3rd  UBSIUnited Bankshares, I… | $6.1B | 3.4% | 45.0% | 5 | Sustainable |
 ONBOld National Bancorp | $9.5B | 2.4% | 33.6% | 0 | Sustainable |
 FBNCFirst Bancorp | $2.4B | 1.5% | 33.6% | 2 | Sustainable |
GABC Annual Dividend History (1992–2026)
35 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.62 | — | 2 | — | — | — | 1.9% |
| 2025 | $1.16 | 7.4% | 4 | $3.06 | 37.9% | 2.64x | 3.5% |
| 2024 | $1.08 | 8.0% | 4 | $2.83 | 38.2% | 2.62x | 3.3% |
| 2023 | $1.00 | 8.7% | 4 | $2.91 | 34.4% | 2.91x | 3.0% |
| 2022 | $0.92 | 9.5% | 4 | $2.78 | 33.1% | 3.02x | 2.8% |
| 2021 | $0.84 | 10.5% | 4 | $3.17 | 26.5% | 3.77x | 2.6% |
| 2020 | $0.76 | 11.8% | 4 | $2.34 | 32.5% | 3.08x | 2.3% |
| 2019 | $0.68 | 13.3% | 4 | $2.29 | 29.7% | 3.37x | 2.1% |
| 2018 | $0.60 | 16.1% | 4 | $1.99 | 30.2% | 3.32x | 1.8% |
| 2017 | $0.52 | 7.6% | 4 | $1.77 | 29.2% | 3.43x | 1.6% |
See GABC's True Return
Price is only half the story. See total return with reinvested dividends.
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Start ComparisonGABC — Frequently Asked Questions
Quick answers to the most common questions about buying GABC stock.
How much dividend does GABC pay per share?
German American Bancorp, Inc. (GABC) pays a trailing 12-month dividend of $1.18 per share, with a current dividend yield of +2.7%. Payments are made Semi-Annual.
When is GABC's next ex-dividend date?
GABC's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. GABC typically pays dividends Semi-Annual.
Is GABC's dividend safe?
GABC's dividend safety is rated "Sustainable" based on an earnings payout ratio of +38.4% and FCF payout ratio of +28.7%. With 13 consecutive years of dividend growth, the track record supports sustainability.
Is GABC a Dividend Achiever?
Yes, German American Bancorp, Inc. is classified as a Dividend Achiever with 13 consecutive years of dividend increases. The 5-year dividend CAGR is +8.8%, demonstrating above-inflation dividend growth.
How often does GABC pay dividends?
German American Bancorp, Inc. pays dividends Semi-Annual. The trailing 12-month total is $1.18 per share. Dividend data on this page covers 33+ years from 1993 to 2026.
How much would $10,000 invested in GABC grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in GABC five years ago would be worth approximately $11,275 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is GABC's yield on cost for long-term holders?
GABC's yield on cost — the current dividend divided by the original purchase price — is +3.5% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +2.7% market yield, thanks to consistent dividend growth.