Last 48 quarters of trend data · Technology · Software - Application
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Guidewire Software, Inc.'s quarterly P/E stands at 173.0x, up 82.5% year-over-year — indicating the stock has re-rated higher or earnings have softened. EV/EBITDA has compressed 68.7% YoY to 133.3x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 135.35 | 172.99 | 50.27 | 162.25 | 94.26 | 94.80 | — | 423.32 | 187.59 | — | 232.67 | — | 141.37 |
| — | +82.5% | — | -61.7% | -49.8% | — | — | — | +32.7% | — | — | — | — | |
| P/S Ratio | 7.59 | 7.98 | 8.46 | 15.18 | 13.68 | 14.98 | 15.27 | 15.23 | 10.59 | 9.46 | 9.66 | 8.87 | 6.45 |
| — | -46.7% | -44.6% | -0.3% | +29.2% | +58.3% | +58.2% | +71.6% | +64.2% | +25.9% | +49.5% | +40.0% | -3.3% | |
| P/B Ratio | 6.46 | 9.03 | 8.05 | 13.17 | 13.39 | 12.91 | 13.94 | 12.63 | 9.20 | 7.09 | 7.41 | 6.11 | 5.81 |
| — | -30.0% | -42.3% | +4.3% | +45.6% | +82.1% | +88.2% | +106.8% | +58.4% | +35.8% | +50.4% | +46.2% | +29.2% | |
| P/FCF | 30.93 | — | 27.94 | — | 20.21 | 138.92 | 51.89 | — | 16.31 | 3019.89 | 36.40 | — | 10.41 |
| — | — | -46.2% | — | +23.9% | -95.4% | +42.5% | — | +56.6% | — | — | — | -49.6% | |
| EV / EBITDA | 141.05 | 133.28 | 57.18 | 205.43 | 136.33 | 426.11 | 256.04 | 3593.53 | 190.15 | — | — | — | 159.08 |
| — | -68.7% | -77.7% | -94.3% | -28.3% | — | — | — | +19.5% | — | — | — | — | |
| EV / EBIT | 222.65 | 133.28 | 39.96 | 183.46 | 110.27 | 84.94 | — | 836.83 | 148.88 | — | 271.22 | — | 100.54 |
| — | +56.9% | — | -78.1% | -25.9% | — | — | — | +48.1% | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Guidewire Software, Inc.'s operating margin was 8.2% in Q3 2026, down 2.6 pp QoQ and up 6.7 pp YoY.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 62.5% | 63.5% | 64.5% | 63.0% | 65.0% | 62.2% | 61.9% | 60.2% | 64.0% | 59.1% | 59.1% | 54.1% | 60.6% |
| — | +2.0% | +4.2% | +4.5% | +1.7% | +5.3% | +4.7% | +11.3% | +5.5% | +24.0% | +11.4% | +46.5% | +28.0% | |
| Operating Margin | 3.4% | 8.2% | 10.8% | 5.6% | 8.3% | 1.5% | 4.0% | -1.8% | 3.5% | -6.9% | -5.2% | -16.3% | 2.3% |
| — | +440.2% | +167.4% | +409.4% | +134.6% | +121.9% | +178.6% | +89.0% | +56.7% | +75.1% | +48.4% | +57.3% | +117.1% | |
| Net Margin | 5.8% | 4.4% | 16.7% | 9.4% | 14.6% | 15.7% | -12.9% | 3.5% | 5.7% | -2.3% | 4.0% | -13.1% | 4.5% |
| — | -71.8% | +230.0% | +170.8% | +153.4% | +788.4% | -420.2% | +126.6% | +27.0% | +89.6% | +201.8% | +63.2% | +135.7% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 5.0% | 1.2% | 3.9% | 2.1% | 3.7% | 3.5% | -2.9% | 0.7% | 1.3% | -0.4% | 0.8% | -2.3% | 1.0% |
| — | -66.7% | +234.4% | +199.1% | +188.9% | +910.9% | -473.4% | +131.1% | +25.0% | +88.6% | +203.0% | +57.2% | +147.7% | |
| ROA | 2.8% | 0.6% | 2.3% | 1.2% | 2.0% | 1.8% | -1.5% | 0.4% | 0.8% | -0.3% | 0.5% | -1.4% | 0.6% |
| — | -65.5% | +255.5% | +208.2% | +153.9% | +776.4% | -394.5% | +127.6% | +26.8% | +88.4% | +205.9% | +58.3% | +144.2% | |
| ROIC | 2.3% | 1.3% | 1.6% | 0.9% | 1.5% | 0.2% | 0.6% | -0.3% | 0.6% | -0.9% | -0.7% | -2.0% | 0.4% |
| — | +485.1% | +169.3% | +424.1% | +145.9% | +124.0% | +187.9% | +86.4% | +69.8% | +70.1% | +43.1% | +52.1% | +121.2% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Guidewire Software, Inc.'s Debt/EBITDA ratio is 30.5x, up from 13.0x last quarter — elevated, raising questions about debt serviceability. The current ratio has weakened 24.4% YoY to 2.44x, tightening the short-term liquidity position. Debt/Equity has risen for 3 consecutive quarters, indicating increasing financial leverage that investors should watch closely.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.49 | 0.53 | 0.47 | 0.46 | 0.49 | 0.52 | 0.70 | 0.78 | 0.33 | 0.34 | 0.35 | 0.36 | 0.37 |
| — | +3.1% | -33.2% | -40.8% | +48.9% | +53.0% | +100.6% | +113.2% | -11.8% | -6.5% | -14.3% | -13.2% | +14.2% | |
| Debt / EBITDA | 11.04 | 30.52 | 12.95 | 28.36 | 19.98 | 67.74 | 50.76 | 874.09 | 27.51 | — | — | — | 40.70 |
| — | -55.0% | -74.5% | -96.8% | -27.4% | — | — | — | -32.4% | — | — | — | — | |
| Current Ratio | 2.77 | 2.44 | 2.93 | 3.48 | 2.77 | 3.23 | 2.65 | 2.66 | 1.55 | 1.53 | 3.45 | 3.72 | 2.95 |
| — | -24.4% | +10.9% | +30.8% | +78.9% | +110.8% | -23.4% | -28.5% | -47.5% | -58.0% | -5.5% | -0.3% | -20.6% | |
| Quick Ratio | 2.77 | 2.44 | 2.93 | 3.48 | 2.77 | 3.23 | 2.65 | 2.66 | 1.55 | 1.53 | 3.45 | 3.72 | 2.95 |
| — | -24.4% | +10.9% | +30.8% | +78.9% | +110.8% | -23.4% | -28.5% | -47.5% | -58.0% | -5.5% | -0.3% | -20.6% | |
| Interest Coverage | 4.74 | 6.96 | 23.36 | 8.40 | 13.43 | 14.27 | -9.29 | 2.34 | 12.26 | -7.36 | 5.12 | -21.93 | 10.37 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying GWRE stock.
Guidewire Software, Inc.'s current P/E is 135.3x. The average P/E over the last 4 quarters is 119.9x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Guidewire Software, Inc.'s current operating margin is 3.4%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Guidewire Software, Inc.'s business trajectory between earnings reports.