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HASIHA Sustainable Infrastructure Capital, Inc.
$36.21$4.6B
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  3. HASI
  4. Financial Ratios

HA Sustainable Infrastructure Capital, Inc. (HASI) Financial Ratios

Latest Ratios: P/E Ratio 25.7x · EV/EBITDA N/A · ROE 7.3%. (2011–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

HASI Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$4.6B$4.3B$3.5B$3.0B$2.6B$4.7B$4.7B$2.1B$1.0B$1.2B$765M
Enterprise Value$9.6B$9.3B$7.8B$7.2B$5.4B$6.9B$6.6B$3.5B$2.2B$2.6B$1.7B
P/E Ratio →25.6822.2916.5619.4264.4035.1857.6625.9525.4042.2159.34
P/S Ratio42.8140.189.0010.4216.8921.3733.0614.7311.8719.2918.19
P/B Ratio1.881.631.461.411.582.973.902.221.251.891.33
P/FCF20.4119.16598.3230.2911416.78349.9264.3770.6817.10103.4113.46
P/OCF20.4119.16598.3230.2911416.78349.9264.3770.6817.10103.4113.46

P/E links to full P/E history page with 30-year chart

HASI EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—85.8019.9724.8635.0331.7846.4024.5326.2841.1340.68
EV / EBITDA——28.2838.83102.1946.6979.2337.0845.9272.8275.86
EV / EBIT——28.3839.50110.4747.9182.7738.5650.6580.92114.86
EV / FCF—40.901327.9472.2623675.79520.2490.34117.7137.86220.4430.10

HASI Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin100.0%100.0%100.0%100.0%100.0%100.0%100.0%100.0%100.0%100.0%100.0%
Operating Margin-25.1%-25.1%70.4%62.9%31.7%66.3%56.1%63.6%51.9%50.8%35.4%
Net Profit Margin170.7%170.7%51.4%51.4%26.7%58.1%57.8%57.6%49.1%49.1%34.8%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE7.3%7.3%8.8%7.8%2.6%9.1%7.7%9.4%5.7%5.1%2.9%
ROA2.4%2.4%2.9%2.6%0.9%3.3%2.8%3.6%1.9%1.5%0.9%
ROIC-0.3%-0.3%3.1%2.5%0.8%2.9%2.1%3.1%1.6%1.3%0.8%
ROCE-0.4%-0.4%4.2%3.3%1.1%3.9%2.8%4.0%2.0%1.6%0.9%

HASI Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity1.911.911.831.981.791.591.811.481.542.221.70
Debt / EBITDA——16.0122.9055.8416.8126.2014.8825.6240.2743.25
Net Debt / Equity—1.861.781.951.691.451.571.481.522.131.65
Net Debt / EBITDA——15.5422.5652.9115.2822.7714.8125.1838.6641.94
Debt / FCF—21.75729.6341.9812259.02170.3225.9647.0320.76117.0216.64
Interest Coverage-0.09-0.091.131.070.431.190.871.400.570.490.33

HASI Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio255.93255.9311.2519.4218.5718.8225.0321.4529.1043.5642.49
Quick Ratio255.93255.9311.2519.4218.5718.8225.0321.4529.1043.5642.49
Cash Ratio9.689.680.470.381.302.554.780.110.622.331.17
Asset Turnover—0.010.050.040.030.050.040.060.040.030.02
Inventory Turnover———————————
Days Sales Outstanding———————————

HASI Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield4.2%4.8%5.5%5.3%5.0%2.4%2.1%4.1%7.1%5.6%6.5%
Payout Ratio113.7%113.7%96.1%107.4%318.5%89.7%121.2%105.9%170.7%221.1%337.7%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield3.9%4.5%6.0%5.1%1.6%2.8%1.7%3.9%3.9%2.4%1.7%
FCF Yield4.9%5.2%0.2%3.3%0.0%0.3%1.6%1.4%5.8%1.0%7.4%
Buyback Yield0.2%0.2%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Total Shareholder Yield4.4%5.0%5.5%5.3%5.0%2.4%2.1%4.1%7.1%5.6%6.5%
Shares Outstanding—$138M$131M$109M$91M$88M$74M$65M$53M$50M$40M

Key Metrics

Growth RegimeMixed
ProfitabilityStrained
Balance SheetAdequate
Cash FlowMixed
Top Statement Risk

Negative NIM sustainability

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Premium Valuation on Tangible Book

HASI trades at a P/B of 2.08, a significant premium to the BDC peer group average of ~1.0x, suggesting the market prices in a 'green premium' and growth expectations beyond its tangible book value of $18.53 per share.

The current P/B multiple implies the market is valuing HASI's future earnings power and specialized platform, not just its current asset base. This premium is stark when compared to peers like Ares Capital (ARCC) at 0.97x P/B, indicating investors are paying for HASI's niche positioning in sustainable infrastructure. However, the premium valuation is vulnerable if the company cannot translate its pipeline into consistent, high-return asset growth to justify the multiple.

ROE Volatility and Negative Spread

Return on equity has been volatile, swinging from 5.6% in Q1 2024 to -2.8% in Q1 2026, with a persistent negative net interest margin indicating the core lending engine is not generating positive spread in the current environment.

The DuPont decomposition reveals that HASI's profitability is not driven by a traditional net interest margin, as NIM has been negative or near zero for ten quarters. Instead, ROE is heavily influenced by non-interest income, which represented 106.7% of revenue in Q2 2026, and the company's leverage (Equity/Assets of 0.30). This structure makes earnings highly dependent on the timing of investment realizations and securitization gains, rather than stable interest income.

Negative NIM and Erratic Efficiency

The net interest margin has been negative in four of the last five quarters, reaching -0.2% in Q2 2026, while the efficiency ratio has swung wildly from 2.0% to 118.3%, indicating severe operational volatility.

The negative NIM suggests a fundamental asset-liability mismatch where the yield on HASI's long-term, fixed-rate assets is not covering its cost of debt, a critical issue for a spread-based financial entity. The erratic efficiency ratio, which is meaningless at 2.0% in Q1 2026, likely reflects the lumpy recognition of non-interest income and operating expenses, obscuring the true underlying cost structure and making trend analysis difficult.

Minimal Provisions Amidst Portfolio Shift

Loan loss provisions have been negligible, with only a $708K charge in Q2 2026, suggesting management maintains high confidence in the credit quality of its counterparties despite the challenging rate environment.

The minimal provisioning activity aligns with the company's focus on high-credit-quality counterparties, often government or institutional entities. However, the strategic shift toward a larger investment securities portfolio (now 57% of assets) introduces different risk considerations, such as interest rate risk and potential AOCI impairments, which are not captured by traditional credit loss metrics.

Valuation Premium vs. BDC Peers

HASI's P/B of 2.08x is more than double the average of its BDC peers like ARCC and GBDC, which trade below 1.0x, highlighting a significant valuation gap driven by its growth profile and green focus.

The peer comparison underscores that HASI is not valued as a traditional business development company. Its lower dividend yield (3.8% vs. peer average ~12%) and higher P/B multiple suggest investors are prioritizing capital appreciation and growth over current income. This gap appears structural, reflecting HASI's unique positioning in sustainable infrastructure versus the more mature, income-focused models of its peers.

P/E Multiple Misleads on Earnings Quality

The P/E ratio of 28.37 is the most commonly misapplied metric, as it is inflated by volatile, non-operating gains and does not reflect the company's core operational losses, making it an unreliable valuation tool.

The extreme divergence between the -25.1% operating margin and the 170.7% net margin in Q2 2026 demonstrates that reported earnings are driven by non-operating items, likely investment gains. Therefore, the P/E multiple is distorted and does not represent the sustainability of earnings. Investors should instead focus on metrics like Price/Tangible Book Value and Distributable Earnings, which better capture the value of the asset base and recurring cash flow potential.

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Includes 30+ ratios · 15 years · Updated daily

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HASI — Frequently Asked Questions

Quick answers to the most common questions about buying HASI stock.

What is HA Sustainable Infrastructure Capital, Inc.'s P/E ratio?

HA Sustainable Infrastructure Capital, Inc.'s current P/E ratio is 25.7x. The historical average is 41.0x. This places it at the 33th percentile of its historical range.

What is HA Sustainable Infrastructure Capital, Inc.'s ROE?

HA Sustainable Infrastructure Capital, Inc.'s return on equity (ROE) is 7.3%. The historical average is 3.4%.

Is HASI stock overvalued?

Based on historical data, HA Sustainable Infrastructure Capital, Inc. is trading at a P/E of 25.7x. This is at the 33th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is HA Sustainable Infrastructure Capital, Inc.'s dividend yield?

HA Sustainable Infrastructure Capital, Inc.'s current dividend yield is 4.19% with a payout ratio of 113.7%.

What are HA Sustainable Infrastructure Capital, Inc.'s profit margins?

HA Sustainable Infrastructure Capital, Inc. has 100.0% gross margin and -25.1% operating margin.