Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Huntington Bancshares Incorporated's quarterly P/E stands at 14.5x, up 20.9% year-over-year — indicating the stock has re-rated higher or earnings have softened. EV/EBITDA has expanded 104.1% YoY to 17.4x, reflecting rising market expectations or slowing EBITDA growth.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 11.97 | 14.46 | 10.53 | 12.32 | 11.04 | 11.96 | 11.14 | 10.98 | 13.41 | 21.20 | 7.43 | 7.70 | 7.18 |
| — | +20.9% | -5.4% | +12.2% | -17.7% | -43.6% | +49.9% | +42.6% | +86.8% | +152.6% | -12.1% | -10.4% | -43.0% | |
| P/S Ratio | 2.11 | 2.10 | 1.99 | 2.05 | 1.86 | 1.96 | 1.76 | 1.64 | 1.80 | 1.70 | 1.35 | 1.45 | 1.62 |
| — | +7.2% | +12.6% | +25.2% | +3.3% | +15.4% | +30.4% | +12.7% | +11.4% | -22.9% | -41.5% | -40.1% | -48.7% | |
| P/B Ratio | 1.03 | 1.12 | 1.15 | 1.18 | 1.09 | 1.21 | 1.05 | 0.99 | 1.06 | 0.96 | 0.82 | 0.84 | 0.87 |
| — | -8.0% | +9.5% | +19.2% | +2.3% | +26.1% | +27.6% | +18.4% | +21.3% | -17.3% | -26.7% | -14.3% | -24.5% | |
| P/FCF | 11.56 | 9.58 | 10.78 | 12.41 | 12.11 | 4.12 | — | 19.83 | 11.42 | 5.57 | 3.91 | 6.61 | 39.18 |
| — | +132.4% | — | -37.4% | +6.1% | -26.1% | — | +200.2% | -70.9% | +40.9% | -34.9% | +38.9% | +468.2% | |
| EV / EBITDA | 16.01 | 17.41 | 11.03 | 12.26 | 7.27 | 8.53 | 8.25 | 7.70 | 8.29 | 10.97 | 4.73 | 5.80 | 7.25 |
| — | +104.1% | +33.8% | +59.1% | -12.3% | -22.3% | +74.2% | +32.8% | +14.5% | +58.7% | -33.4% | -28.1% | -17.8% | |
| EV / EBIT | 16.01 | 17.41 | 13.55 | 12.51 | 9.60 | 10.19 | 9.95 | 9.94 | 11.38 | 21.64 | 6.20 | 7.48 | 8.62 |
| — | +70.9% | +36.2% | +25.8% | -15.7% | -52.9% | +60.4% | +32.9% | +32.1% | +169.2% | -27.2% | -19.0% | -18.4% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Huntington Bancshares Incorporated's operating margin was 19.4% in Q4 2025, down 4.3 pp QoQ and down 2.4 pp YoY. The trailing four-quarter average of 21.5% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind. Gross margin expanded 5.0% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 61.7% | 63.2% | 62.3% | 60.6% | 60.5% | 60.2% | 57.4% | 57.4% | 57.9% | 57.9% | 63.0% | 64.3% | 72.3% |
| — | +5.0% | +8.5% | +5.6% | +4.6% | +4.0% | -8.8% | -10.7% | -20.0% | -27.2% | -26.8% | -30.5% | -24.4% | |
| Operating Margin | 21.5% | 19.4% | 23.7% | 21.1% | 21.9% | 21.8% | 20.7% | 19.8% | 17.9% | 9.0% | 24.4% | 25.7% | 29.5% |
| — | -10.9% | +14.5% | +6.7% | +22.2% | +143.1% | -15.0% | -23.1% | -39.3% | -73.4% | -31.5% | -29.4% | -11.8% | |
| Net Margin | 17.7% | 16.0% | 19.5% | 17.7% | 17.7% | 17.3% | 16.8% | 16.0% | 14.7% | 8.8% | 19.4% | 20.6% | 23.7% |
| — | -7.4% | +16.0% | +10.8% | +20.0% | +95.8% | -13.3% | -22.3% | -37.9% | -67.8% | -31.9% | -30.8% | -12.7% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 10.0% | 2.2% | 2.9% | 2.6% | 2.6% | 2.6% | 2.6% | 2.4% | 2.2% | 1.3% | 2.9% | 3.0% | 3.3% |
| — | -15.2% | +13.1% | +6.2% | +21.1% | +104.6% | -12.2% | -18.0% | -34.3% | -65.3% | -13.4% | +0.4% | +35.2% | |
| ROA | 1.0% | 0.2% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | 0.2% | 0.1% | 0.3% | 0.3% | 0.3% |
| — | -9.0% | +15.5% | +5.6% | +16.4% | +102.7% | -10.6% | -17.9% | -32.4% | -63.7% | -12.1% | -2.3% | +23.5% | |
| ROIC | 5.1% | 1.1% | 1.5% | 1.2% | 1.3% | 1.4% | 1.3% | 1.2% | 1.1% | 0.6% | 1.5% | 1.4% | 1.6% |
| — | -16.2% | +11.7% | -1.7% | +13.2% | +137.4% | -15.0% | -12.2% | -30.6% | -72.3% | -22.0% | -22.1% | +1.5% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Huntington Bancshares Incorporated's Debt/EBITDA ratio is 29.3x, up from 18.7x last quarter — elevated, raising questions about debt serviceability. The current ratio has improved 24.2% YoY to 0.19x, strengthening the short-term liquidity position. Debt/Equity has declined for 4 consecutive quarters, reflecting a deleveraging trend.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.76 | 0.76 | 0.79 | 0.86 | 0.92 | 0.84 | 0.80 | 0.85 | 0.78 | 0.67 | 0.73 | 0.87 | 1.06 |
| — | -9.5% | -1.5% | +1.1% | +17.7% | +24.9% | +9.8% | -2.2% | -26.7% | +1.8% | +18.1% | +43.3% | +174.0% | |
| Debt / EBITDA | 6.88 | 29.29 | 18.67 | 27.72 | 21.76 | 20.74 | 21.46 | 22.02 | 21.54 | 26.72 | 14.97 | 18.19 | 22.39 |
| — | +41.2% | -13.0% | +25.9% | +1.1% | -22.4% | +43.4% | +21.0% | -3.8% | +110.4% | +25.9% | +26.0% | +112.3% | |
| Current Ratio | 0.19 | 0.19 | 62.99 | 0.13 | 0.16 | 0.15 | 0.16 | 0.16 | 0.16 | 0.14 | 0.13 | 0.12 | 0.12 |
| — | +24.2% | +40101.5% | -16.5% | +0.5% | +13.0% | +25.1% | +31.8% | +34.8% | +42.5% | +60.2% | +54.7% | +42.4% | |
| Quick Ratio | 0.19 | 0.19 | 62.99 | 0.13 | 0.16 | 0.15 | 0.16 | 0.16 | 0.16 | 0.14 | 0.13 | 0.12 | 0.12 |
| — | +24.2% | +40101.5% | -16.5% | +0.5% | +13.0% | +25.1% | +31.8% | +34.8% | +42.5% | +60.2% | +54.7% | +42.4% | |
| Interest Coverage | 0.62 | 0.59 | 0.70 | 0.59 | 0.61 | 0.60 | 0.53 | 0.50 | 0.47 | 0.24 | 0.73 | 0.80 | 1.21 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Huntington Bancshares Incorporated's current P/E is 12.0x. The average P/E over the last 4 quarters is 12.1x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Huntington Bancshares Incorporated's current operating margin is 21.5%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Huntington Bancshares Incorporated's business trajectory between earnings reports.