HDFC Bank Limited (HDB) Earnings History
Annual and quarterly earnings data from 2001 to 2025
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HDB EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
HDB Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 52.2% | 20.5% | 16.1% |
| 2024 | 52.7% | 20.0% | 17.7% |
| 2023 | 57.1% | 33.4% | 25.0% |
| 2022 | 55.6% | 32.4% | 24.1% |
| 2021 | 51.2% | 28.8% | 21.3% |
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HDFC Bank Limited (HDB) Earnings Overview
As of May 8, 2026, HDFC Bank Limited (HDB) reported trailing twelve-month net income of $692.23B, reflecting +2.6% year-over-year growth. The company earned $135.17 per diluted share over the past four quarters, with a net profit margin of 16.1%.
Looking at the long-term picture, HDB's 5-year EPS compound annual growth rate (CAGR) stands at +13.3%, showing solid earnings momentum. The company achieved its highest annual net income of $673.51B in fiscal 2025, representing a new all-time high.
HDFC Bank Limited maintains industry-leading profitability with a gross margin of 52.2%, operating margin of 20.5%, and net margin of 16.1%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including IBN ($528.91B net income, 17.3% margin), HBM ($570M net income, 26.3% margin), ITUB ($44.86B net income, 11.7% margin), HDB has room to improve margins relative to the peer group. Compare HDB vs IBN →
HDB Earnings vs Peers
Earnings metrics vs comparable public companies
HDB Historical Earnings Data (2001–2025)
25 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $673.51B | +8.2% | $861.55B | $138.60 | 16.1% | 20.5% |
| 2024 | $622.66B | +25.7% | $705.46B | $135.03 | 17.7% | 20.0% |
| 2023 | $495.45B | +28.4% | $662.38B | $123.39 | 25.0% | 33.4% |
| 2022 | $386.00B | +18.4% | $519.16B | $102.45 | 24.1% | 32.4% |
| 2021 | $325.98B | +25.2% | $439.83B | $86.40 | 21.3% | 28.8% |
| 2020 | $260.27B | +18.2% | $365.84B | $74.19 | 18.5% | 25.9% |
| 2019 | $220.10B | +23.3% | $339.96B | $61.89 | 18.3% | 28.3% |
| 2018 | $178.51B | +27.0% | $277.11B | $53.07 | 18.1% | 28.0% |
| 2017 | $140.53B | +19.2% | $219.97B | $44.28 | 16.8% | 26.3% |
| 2016 | $117.92B | +18.8% | $185.59B | $37.68 | 16.3% | 25.7% |
Full HDB Stock Analysis
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Start ComparisonHDB — Frequently Asked Questions
Quick answers to the most common questions about buying HDB stock.
Is HDB growing earnings?
HDB EPS of $135.17 reflects slowing growth at +2.6%, below the 5-year CAGR of +13.3%. TTM net income is $692.2B. Expansion rate has moderated.
What are HDB's profit margins?
HDFC Bank Limited net margin is +16.1%, with operating margin at +20.5%. Above-average margins indicate pricing power.
How consistent are HDB's earnings?
HDB earnings data spans 2001-2025. The current earnings trend is +2.6% YoY. Historical data enables comparison across business cycles.