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HarborOne Bancorp, Inc.(HONE)Earnings, Financials & Key Ratios
HONE•NASDAQ•Banking & Credit
$12.10
$522M mkt cap·18.3× P/E·Price updated Apr 24, 2026
AboutHarborOne Bancorp, Inc. operates as the holding company for HarborOne Bank that provides financial services to individuals, families, small and mid-size businesses, and municipalities. The company operates in two segments, HarborOne Bank and HarborOne Mortgage. Its primary deposit products include checking, money market, savings, and term certificate of deposit accounts; and lending products comprise commercial real estate, commercial, residential mortgages, and consumer loans, including indirect automobile lease loans. The company also originates, sells, and services residential mortgage loans. In addition, it provides a range of educational services, such as classes on small business, financial literacy, and personal enrichment. As of December 31, 2021, the company operated through a network of 30 full-service branches located in Massachusetts and Rhode Island, as well as commercial lending offices in each of Boston, Massachusetts, and Providence, Rhode Island. It also had administrative offices in Brockton, Massachusetts, as well as 5 ATM locations in Massachusetts. The company was founded in 1917 and is based in Brockton, Massachusetts.Show more
- Net Interest Income$126M-1.3%
- Total Revenue$314M+10.7%
- Net Income$27M+70.5%
- Return on Equity4.73%+76.6%
- Net Interest Margin2.18%-2.7%
- Efficiency Ratio39.98%-16.4%
- ROA0.48%+64.6%
- Equity / Assets9.99%-3.0%
- Book Value per Share13.87+3.1%
- Tangible BV/Share11.35+3.3%
- Debt/Equity0.90-7.7%
HONE Key Insights
HarborOne Bancorp, Inc. (HONE) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Efficient operations: 40.0% efficiency ratio
- ✓Healthy dividend yield of 2.6%
- ✓Share count reduced 4.5% through buybacks
- ✓Trading at only 0.9x book value
✗Weaknesses
- ✗Weak 3Y average ROE of 4.8%
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
HONE Price & Volume
HarborOne Bancorp, Inc. (HONE) stock price & volume — 10-year historical chart
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HONE Growth Metrics
HarborOne Bancorp, Inc. (HONE) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years15.47%
5 Years8.57%
3 Years9.79%
TTM-
Profit CAGR
10 Years26.7%
5 Years8.45%
3 Years-22.34%
TTM65.87%
EPS CAGR
10 Years30.92%
5 Years14.87%
3 Years-16.65%
TTM72.34%
Return on Capital
10 Years4.03%
5 Years5.78%
3 Years4.61%
Last Year3.5%
HONE Recent Earnings
HarborOne Bancorp, Inc. (HONE) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 7/12 qtrs (58%)●Beat Revenue 9/12 qtrs (75%)
Q3 2025Latest
Jul 24, 2025EPS
$0.23
Est $0.19
+21.1%
Revenue
$44M
Est $34M
+32.1%
Q2 2025
Apr 24, 2025EPS
$0.14
Est $0.17
-17.6%
Revenue
$40M
Est $36M
+11.3%
Q1 2025
Jan 30, 2025EPS
$0.20
Est $0.17
+17.6%
Revenue
$44M
Est $33M
+33.6%
Q4 2024
Oct 24, 2024EPS
$0.10
Est $0.19
-47.4%
Revenue
$41M
Est $33M
+26.0%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q3 2025Latest | Jul 24, 2025 | $0.23vs $0.19+21.1% | $44Mvs $34M+32.1% |
| Q2 2025 | Apr 24, 2025 | $0.14vs $0.17-17.6% | $40Mvs $36M+11.3% |
| Q1 2025 | Jan 30, 2025 | $0.20vs $0.17+17.6% | $44Mvs $33M+33.6% |
| Q4 2024 | Oct 24, 2024 | $0.10vs $0.19-47.4% | $41Mvs $33M+26.0% |
Based on last 12 quarters of dataView full earnings history →
HONE Peer Comparison
HarborOne Bancorp, Inc. (HONE) competitors in Mortgage originators and servicers — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 NBTB | 2.36B | 45.20 | 13.57 | 10.36% | 9.51% | 0.17 | ||
 EGBN | 808.45M | 26.51 | -6.30 | -10.35% | -10.91% | 0.13 | ||
 INDB | 3.91B | 78.63 | 17.39 | 6.89% | 5.07% | 0.23 | ||
 EFSC | 2.18B | 59.48 | 11.20 | 12.03% | 10.31% | 0.25 | ||
 OCFC | 1.09B | 19.04 | 16.27 | -4.7% | 4.26% | 0.98 | ||
 NFBK | 587.44M | 14.05 | 19.51 | 13.88% | 5.48% | 1.08 | ||
 DCOM | 1.64B | 37.19 | 15.69 | 13.03% | 7.67% | 0.25 | ||
 NECB | 337.14M | 24.37 | 7.50 | -1.55% | 13.07% | 0.21 |
Compare HONE vs Peers
HarborOne Bancorp, Inc. (HONE) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
HONE Income Statement
HarborOne Bancorp, Inc. (HONE) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 60.99M | 74.35M | 88.93M | 109.06M | 120.07M | 131.37M | 148.99M | 127.27M | 125.65M | 128.4M |
| NII Growth % | 16.79% | 21.89% | 19.61% | 22.64% | 10.09% | 9.41% | 13.41% | -14.58% | -1.27% | 18.65% |
| Net Interest Margin % | 2.49% | 2.77% | 2.43% | 2.69% | 2.68% | 2.89% | 2.78% | 2.25% | 2.18% | 2.29% |
| Interest Income | 74.76M | 90.28M | 115.71M | 154.78M | 148.56M | 143.9M | 171.93M | 244.29M | 271.41M | 266.59M |
| Interest Expense | 13.76M | 15.94M | 26.78M | 45.72M | 28.49M | 12.53M | 22.94M | 117.02M | 145.76M | 138.19M |
| Loan Loss Provision | 4.17M | 2.42M | 3.83M | 4.75M | 34.81M | -7.26M | 5.66M | 5.68M | 8.28M | 9.95M |
| Non-Interest Income | 55.7M | 46.3M | 42.5M | 53.19M | 127M | 93.16M | 53.55M | 39.08M | 42.29M | 41.59M |
| Non-Interest Income % | 42.7% | 33.9% | 26.86% | 25.57% | 46.09% | 39.3% | 23.75% | 13.79% | 13.48% | 13.5% |
| Total Revenue | 130.46M▲ 0% | 136.59M▲ 4.7% | 158.2M▲ 15.8% | 207.97M▲ 31.5% | 275.55M▲ 32.5% | 237.06M▼ 14.0% | 225.48M▼ 4.9% | 283.37M▲ 25.7% | 313.7M▲ 10.7% | 308.19M▲ 0% |
| Revenue Growth % | 34.69% | 4.7% | 15.83% | 31.46% | 32.5% | -13.97% | -4.89% | 25.68% | 10.7% | 8.65% |
| Non-Interest Expense | 103.3M | 101.18M | 113.39M | 134.83M | 154.24M | 151.34M | 135.14M | 135.55M | 125.41M | 127.29M |
| Efficiency Ratio | 79.18% | 74.08% | 71.67% | 64.83% | 55.97% | 63.84% | 59.94% | 47.83% | 39.98% | 41.3% |
| Operating Income | 9.23M▲ 0% | 17.05M▲ 84.8% | 14.21M▼ 16.7% | 22.68M▲ 59.6% | 58.01M▲ 155.8% | 80.45M▲ 38.7% | 61.73M▼ 23.3% | 25.13M▼ 59.3% | 34.26M▲ 36.3% | 32.76M▲ 0% |
| Operating Margin % | 7.07% | 12.48% | 8.98% | 10.9% | 21.05% | 33.94% | 27.38% | 8.87% | 10.92% | 10.63% |
| Operating Income Growth % | 10.82% | 84.79% | -16.68% | 59.61% | 155.82% | 38.69% | -23.27% | -59.3% | 36.35% | - |
| Pretax Income | 9.23M▲ 0% | 17.05M▲ 84.8% | 14.21M▼ 16.7% | 22.68M▲ 59.6% | 58.01M▲ 155.8% | 80.45M▲ 38.7% | 61.73M▼ 23.3% | 25.13M▼ 59.3% | 34.26M▲ 36.3% | 32.76M▲ 0% |
| Pretax Margin % | 7.07% | 12.48% | 8.98% | 10.9% | 21.05% | 33.94% | 27.38% | 8.87% | 10.92% | 10.63% |
| Income Tax | 3.3M | 6.67M | 2.81M | 4.41M | 13.22M | 21.93M | 16.14M | 9.05M | 6.85M | 6.39M |
| Effective Tax Rate % | 35.73% | 39.13% | 19.8% | 19.44% | 22.78% | 27.26% | 26.15% | 36.01% | 20% | 19.5% |
| Net Income | 5.93M▲ 0% | 10.38M▲ 75.0% | 11.39M▲ 9.8% | 18.27M▲ 60.3% | 44.79M▲ 145.2% | 58.52M▲ 30.6% | 45.59M▼ 22.1% | 16.08M▼ 64.7% | 27.41M▲ 70.5% | 26.37M▲ 0% |
| Net Margin % | 4.55% | 7.6% | 7.2% | 8.78% | 16.26% | 24.68% | 20.22% | 5.67% | 8.74% | 8.56% |
| Net Income Growth % | 2.83% | 75% | 9.78% | 60.33% | 145.19% | 30.64% | -22.09% | -64.73% | 70.47% | 65.87% |
| Net Income (Continuing) | 5.93M | 10.38M | 11.39M | 18.27M | 44.79M | 58.52M | 45.59M | 16.08M | 27.41M | 26.37M |
| EPS (Diluted) | 0.10▲ 0% | 0.18▲ 80.0% | 0.20▲ 11.1% | 0.33▲ 65.0% | 0.82▲ 148.5% | 1.14▲ 39.0% | 0.97▼ 14.9% | 0.37▼ 61.9% | 0.66▲ 78.4% | 0.65▲ 0% |
| EPS Growth % | 0% | 80% | 11.11% | 65% | 148.48% | 39.02% | -14.91% | -61.86% | 78.38% | 72.34% |
| EPS (Basic) | 0.10 | 0.18 | 0.20 | 0.33 | 0.82 | 1.15 | 0.98 | 0.37 | 0.66 | - |
| Diluted Shares Outstanding | 57.67M | 56.07M | 56.69M | 55.73M | 54.32M | 51.52M | 47.12M | 43.42M | 41.47M | 40.36M |
HONE Balance Sheet
HarborOne Bancorp, Inc. (HONE) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 186.68M | 251.64M | 314.81M | 451.09M | 482.37M | 588.75M | 399.17M | 517.5M | 494.98M | 1.68B |
| Cash & Due from Banks | 50.22M | 80.79M | 105.52M | 211.62M | 205.87M | 194.72M | 98.02M | 227.35M | 231.07M | 203.05M |
| Short Term Investments | 136.47M | 170.85M | 209.29M | 239.47M | 276.5M | 394.04M | 301.15M | 290.15M | 263.9M | 248.17M |
| Total Investments | 2.25B | 2.45B | 3.26B | 3.53B | 3.92B | 4B | 4.84B | 5.03B | 5.12B | 5.01B |
| Investments Growth % | 13.46% | 8.93% | 32.9% | 8.33% | 11.1% | 2% | 21.01% | 3.89% | 1.68% | 3.34% |
| Long-Term Investments | 2.12B | 2.28B | 3.05B | 3.29B | 3.65B | 3.61B | 4.54B | 4.74B | 4.85B | 19.57B |
| Accounts Receivables | 5.6M | 6.54M | 10M | 9.81M | 11.87M | 10.62M | 15.14M | 18.17M | 18.39M | 16.79M |
| Goodwill & Intangibles | 33.92M | 34.59M | 100.68M | 92.99M | 99M | 111.23M | 120.21M | 106.67M | 104.3M | 100.59M |
| Goodwill | 13.37M | 13.5M | 78.47M | 69.8M | 69.8M | 69.8M | 69.8M | 59.04M | 59.04M | 59.04M |
| Intangible Assets | 20.55M | 21.09M | 22.22M | 23.18M | 29.2M | 41.43M | 50.41M | 47.63M | 45.26M | 41.55M |
| PP&E (Net) | 24.19M | 24.49M | 57.05M | 47.95M | 49.58M | 50.74M | 49.05M | 48.75M | 46.25M | 44.77M |
| Other Assets | 81.23M | 84M | 112.21M | 158.09M | 192.93M | 183.17M | 233.06M | 234.64M | 236.42M | 229.04M |
| Total Current Assets | 192.29M | 258.19M | 324.81M | 460.9M | 494.24M | 599.38M | 414.31M | 535.67M | 513.37M | 468.01M |
| Total Non-Current Assets | 2.26B | 2.43B | 3.33B | 3.6B | 3.99B | 3.95B | 4.95B | 5.13B | 5.24B | 5.14B |
| Total Assets | 2.45B▲ 0% | 2.68B▲ 9.7% | 3.65B▲ 36.1% | 4.06B▲ 11.1% | 4.48B▲ 10.5% | 4.55B▲ 1.6% | 5.36B▲ 17.7% | 5.67B▲ 5.8% | 5.75B▲ 1.5% | 5.61B▲ 0% |
| Asset Growth % | 13.18% | 9.66% | 36.06% | 11.11% | 10.46% | 1.56% | 17.7% | 5.75% | 1.5% | -2.36% |
| Return on Assets (ROA) | 0.26% | 0.4% | 0.36% | 0.47% | 1.05% | 1.3% | 0.92% | 0.29% | 0.48% | 0.46% |
| Accounts Payable | 545K | 518K | 1.61M | 1.67M | 1.26M | 1.08M | 2.33M | 5.25M | 6.58M | 5.2M |
| Total Debt | 275.12M | 290.37M | 553.74M | 388.04M | 183.13M | 89.87M | 434.96M | 568.46M | 516.55M | 439.65M |
| Net Debt | 224.9M | 209.57M | 448.21M | 176.42M | -22.74M | -104.85M | 336.94M | 341.11M | 285.48M | 236.6M |
| Long-Term Debt | 195.12M | 246.37M | 263.74M | 205.04M | 148.13M | 89.87M | 49.96M | 265.46M | 304.56M | 439.65M |
| Short-Term Debt | 80M | 44M | 290M | 183M | 35M | 0 | 385M | 303M | 212M | 0 |
| Other Liabilities | 38.51M | 36.81M | 55.14M | 60.55M | 96.7M | 100.54M | 115.78M | 123.02M | 104.24M | 90.41M |
| Total Current Liabilities | 1.89B | 2.06B | 2.98B | 3.13B | 3.54B | 3.68B | 4.58B | 4.7B | 4.77B | 4.5B |
| Total Non-Current Liabilities | 233.63M | 283.18M | 318.88M | 265.58M | 244.83M | 190.41M | 165.75M | 388.48M | 408.79M | 530.06M |
| Total Liabilities | 2.12B | 2.34B | 3.3B | 3.39B | 3.79B | 3.87B | 4.74B | 5.08B | 5.18B | 5.03B |
| Total Equity | 329.38M▲ 0% | 343.48M▲ 4.3% | 357.57M▲ 4.1% | 665.79M▲ 86.2% | 696.31M▲ 4.6% | 679.26M▼ 2.4% | 616.98M▼ 9.2% | 583.76M▼ 5.4% | 575.01M▼ 1.5% | 580.15M▲ 0% |
| Equity Growth % | 72.73% | 4.28% | 4.1% | 86.2% | 4.58% | -2.45% | -9.17% | -5.38% | -1.5% | -1.38% |
| Equity / Assets (Capital Ratio) | 13.45% | 12.79% | 9.79% | 16.4% | 15.53% | 14.92% | 11.51% | 10.3% | 9.99% | 10.34% |
| Return on Equity (ROE) | 2.28% | 3.08% | 3.25% | 3.57% | 6.58% | 8.51% | 7.03% | 2.68% | 4.73% | 4.56% |
| Book Value per Share | 5.71 | 6.13 | 6.31 | 11.95 | 12.82 | 13.18 | 13.09 | 13.44 | 13.87 | 14.37 |
| Tangible BV per Share | 5.12 | 5.51 | 4.53 | 10.28 | 11.00 | 11.02 | 10.54 | 10.99 | 11.35 | 11.88 |
| Common Stock | 321K | 327K | 327K | 584K | 584K | 585K | 596K | 598K | 598K | 598K |
| Additional Paid-in Capital | 144.42M | 147.06M | 152.16M | 460.23M | 464.18M | 469.93M | 483.03M | 486.5M | 489.53M | 491.25M |
| Retained Earnings | 197.21M | 207.59M | 219.09M | 237.36M | 277.31M | 325.7M | 356.44M | 359.66M | 373.86M | 380.14M |
| Accumulated OCI | -1.29M | -528K | -2.36M | 1.48M | 2.19M | -1.64M | -47.08M | -43.62M | -49.9M | -44.21M |
| Treasury Stock | 0 | -280K | -1.55M | -721K | -16.64M | -85.86M | -148.38M | -193.59M | -215.14M | -224.6M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
HONE Cash Flow Statement
HarborOne Bancorp, Inc. (HONE) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | -4.32M | 43.88M | 61.16M | -36.13M | -26.95M | 224.29M | 68.9M | 53.51M | 3.84M | 3.84M |
| Operating CF Growth % | -114.7% | 1116.8% | 39.41% | -159.06% | 25.4% | 932.2% | -69.28% | -22.34% | -92.82% | 254.05% |
| Net Income | 5.93M | 10.38M | 11.39M | 18.27M | 44.79M | 58.52M | 45.59M | 16.08M | 27.41M | 26.37M |
| Depreciation & Amortization | 2.71M | 3.03M | 3.95M | 6.74M | 5.68M | 5.62M | 4.82M | 4.6M | 4.49M | 4.39M |
| Deferred Taxes | -1.26M | -698K | -1.14M | -556K | -3.61M | 6.43M | 3.16M | -1.78M | -5.05M | 0 |
| Other Non-Cash Items | 4.88M | 5.31M | 29.3M | -60.42M | -77.45M | 137.17M | 20.12M | 14.33M | -11.44M | 18.37M |
| Working Capital Changes | -17.54M | 22.61M | 11.93M | -7.66M | -2.14M | 9.61M | -11.38M | 15.61M | -16.31M | -7.33M |
| Cash from Investing | -254.39M | -237.44M | -215.9M | -228.83M | -318.85M | -241.05M | -952.02M | -196.71M | -76.7M | 97.83M |
| Purchase of Investments | -43.71M | -59.22M | -67.69M | -109.29M | -191.56M | -316.75M | -36.05M | -4.61M | -15.63M | -29.76M |
| Sale/Maturity of Investments | 49.75M | 25.37M | 28.69M | 103.3M | 183.38M | 188.02M | 43.43M | 21.57M | 37.44M | 20.13M |
| Net Investment Activity | 6.04M | -33.84M | -39M | -5.99M | -8.18M | -128.72M | 7.38M | 16.97M | 21.81M | -9.64M |
| Acquisitions | 0 | 0 | -73.99M | 99K | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -258.29M | -200.41M | -97.37M | -218.51M | -304.93M | -105.87M | -957.13M | -209.2M | -97.27M | 108.73M |
| Cash from Financing | 268.27M | 224.14M | 179.47M | 371.06M | 340.06M | 5.61M | 786.42M | 272.54M | 76.58M | -176.63M |
| Dividends Paid | 0 | 0 | 0 | 0 | -3.26M | -9.2M | -12.19M | -12.83M | -13.11M | -13.46M |
| Share Repurchases | 0 | -280K | -1.27M | -721K | -15.92M | -69.22M | -62.52M | -45.21M | -21.55M | -18.66M |
| Stock Issued | 140.53M | 0 | 0 | 304.06M | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | 140.53M | -280K | -1.27M | 303.34M | -15.92M | -69.22M | -62.52M | -45.21M | -21.55M | -18.66M |
| Debt Issuance (Net) | 1000K | 1000K | -1000K | -1000K | -1000K | -1000K | 1000K | 1000K | -1000K | -2M |
| Other Financing | 102.22M | 209.17M | 194.19M | 233.52M | 564.27M | 177.4M | 516.17M | 197.78M | 163.14M | 35.22M |
| Net Change in Cash | 9.56M▲ 0% | 30.58M▲ 219.7% | 24.73M▼ 19.1% | 106.09M▲ 329.0% | -5.75M▼ 105.4% | -11.15M▼ 94.1% | -96.7M▼ 767.2% | 129.33M▲ 233.7% | 3.72M▼ 97.1% | -32.01M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 40.65M | 50.22M | 80.79M | 105.52M | 211.62M | 205.87M | 194.72M | 98.02M | 227.35M | 230.49M |
| Cash at End | 50.22M | 80.79M | 105.52M | 211.62M | 205.87M | 194.72M | 98.02M | 227.35M | 231.07M | 203.05M |
| Interest Paid | 13.78M | 15.95M | 25.65M | 45.76M | 29.16M | 12.66M | 21.02M | 115M | 144.25M | 141.03M |
| Income Taxes Paid | 3.7M | 5.56M | 2.83M | 3.63M | 18.09M | 20.89M | 11.67M | 10.97M | 9.84M | 291K |
| Free Cash Flow | -6.45M▲ 0% | 40.69M▲ 730.5% | 55.62M▲ 36.7% | -40.56M▼ 172.9% | -32.69M▲ 19.4% | 217.84M▲ 766.3% | 66.63M▼ 69.4% | 49.03M▼ 26.4% | 2.6M▼ 94.7% | 45.53M▲ 0% |
| FCF Growth % | -123.15% | 730.54% | 36.7% | -172.93% | 19.4% | 766.31% | -69.41% | -26.42% | -94.69% | 407.19% |
HONE Banking Ratios
HarborOne Bancorp, Inc. (HONE) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 2.28% | 3.08% | 3.25% | 3.57% | 6.58% | 8.51% | 7.03% | 2.68% | 4.73% | 4.56% |
| Return on Assets (ROA) | 0.26% | 0.4% | 0.36% | 0.47% | 1.05% | 1.3% | 0.92% | 0.29% | 0.48% | 0.46% |
| Net Interest Margin | 2.49% | 2.77% | 2.43% | 2.69% | 2.68% | 2.89% | 2.78% | 2.25% | 2.18% | 2.29% |
| Efficiency Ratio | 79.18% | 74.08% | 71.67% | 64.83% | 55.97% | 63.84% | 59.94% | 47.83% | 39.98% | 41.3% |
| Equity / Assets | 13.45% | 12.79% | 9.79% | 16.4% | 15.53% | 14.92% | 11.51% | 10.3% | 9.99% | 10.34% |
| Book Value / Share | 5.71 | 6.13 | 6.31 | 11.95 | 12.82 | 13.18 | 13.09 | 13.44 | 13.87 | 14.37 |
| NII Growth | 16.79% | 21.89% | 19.61% | 22.64% | 10.09% | 9.41% | 13.41% | -14.58% | -1.27% | 4.64% |
| Dividend Payout | - | - | - | - | 7.27% | 15.71% | 26.73% | 79.78% | 47.83% | 51.05% |
HONE SEC Filings & Documents
HarborOne Bancorp, Inc. (HONE) SEC filings — annual & quarterly reports (10-K, 10-Q)
HONE Frequently Asked Questions
HarborOne Bancorp, Inc. (HONE) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
HarborOne Bancorp, Inc. (HONE) grew revenue by 10.7% over the past year. This is steady growth.
Yes, HarborOne Bancorp, Inc. (HONE) is profitable, generating $26.4M in net income for fiscal year 2024 (8.7% net margin).
Dividend & Returns
Yes, HarborOne Bancorp, Inc. (HONE) pays a dividend with a yield of 2.61%. This makes it attractive for income-focused investors.
HarborOne Bancorp, Inc. (HONE) has a return on equity (ROE) of 4.7%. This is below average, suggesting room for improvement.
Industry Metrics
HarborOne Bancorp, Inc. (HONE) has a net interest margin (NIM) of 2.2%. NIM has been under pressure due to interest rate environment.
HarborOne Bancorp, Inc. (HONE) has an efficiency ratio of 40.0%. This is excellent, indicating strong cost control.
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