Trailing Dividend / Share
$0.32
HarborOne Bancorp, Inc. (HONE) Dividend History
Income profile from 2020 to 2025 with payout safety and yield-on-cost trend
Dividend Yield
2.6%
Payout Ratio
47.8%
Sustainable
Dividend Streak
5 years
HONE Dividend Income Check
Safety
47.8% payout ratio with sustainable safety profile.
Consistency
5 straight years of dividend increases.
Income Trend
Yield on cost is 2.5% and trend is rising.
HONE Dividend Scorecard
Yield & Income
Dividend Yield2.6%
Trailing DPS$0.32
FrequencyQuarterly
Payments / 12M2
Payout Safety
Earnings Payout47.8%
Earnings SafetySustainable
FCF Payout30.0%
FCF SafetyWell Covered
Piotroski F-Score6/9
Growth
Growth Streak5 years
3Y CAGR-6.5%
5Y CAGR24.6%
Yield on Cost (5Y)2.5%
YOC Trendrising
Total Returns
Buyback Yield4.1%
Total Shareholder Yield6.7%
1Y Total Return7.6%
5Y Total Return-5.5%
Div Contribution (5Y)9.3%
Estimated $10K growth (return + dividends):
5Y ago$9,45110Y ago$18,83320Y ago$18,833
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
HONE Income Growth Story
Dividend per share and yield on cost over time (6 years of payments)
HONE Dividend Safety Story
EPS is the container — dividend is what's drawn out
Dividend Analysis
Payout Safety
HarborOne Bancorp, Inc. distributes 47.8% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 30.0%, rated "Well Covered".
Piotroski F-Score: 6/9 — moderate financial health.
Growth Track Record
HONE has raised its dividend for 5 consecutive years, with a 3-year CAGR of -6.5% and 5-year CAGR of 24.6%.
Total Shareholder Returns
Beyond cash dividends, HONE returns capital through share repurchases. The combined picture: 2.6% dividend yield, 4.1% buyback yield, 6.7% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 2.5% and is currently rising. The 5-year total return is -5.5%, with dividends contributing 9.3% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $18,833 today.
HONE Recent Dividend Payments
Last 20 payments · Quarterly
TTM Total$1.40
Avg/Payment$0.0700
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Sep 3, 2025Latest | $0.0900 | — | 2.74% | Sep 15, 2025 |
| Jul 9, 2025 | $0.0900 | — | 2.79% | Jul 23, 2025 |
| Apr 9, 2025 | $0.0900 | ↑ +12.5% | 4.26% | Apr 23, 2025 |
| Dec 31, 2024 | $0.0800 | — | 2.70% | Jan 14, 2025 |
| Oct 11, 2024 | $0.0800 | — | 2.40% | Oct 28, 2024 |
| Jul 10, 2024 | $0.0800 | — | 2.82% | Jul 24, 2024 |
| Apr 9, 2024 | $0.0800 | ↑ +6.7% | 3.11% | Apr 24, 2024 |
| Jan 3, 2024 | $0.0750 | — | 2.51% | Jan 18, 2024 |
HONE Dividend vs Peers
Comparable companies in the same industry
#7 yield in peer group
Div Yield
2.6%
#7 of 9
Safety
Sustainable
47.8% payout
Streak
5Y
24.6% 5Y CAGR
Total Shareholder
6.7%
#3 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| HONEHarborOne Bancorp, I… | $522M | 2.6% | 47.8% | 5 | Sustainable |
 NBTBNBT Bancorp Inc. | $2.4B | 3.2% | 42.9% | 12 | Sustainable |
 EGBNEagle Bancorp, Inc. | $808M | 1.9% | — | 0 | Unknown |
 INDBIndependent Bank Cor… | $3.9B | 2.9% | 50.1% | 3 | Sustainable |
 EFSCEnterprise Financial… | $2.2B | 2.0% | 22.4% | 14 | Sustainable |
1st  OCFCOceanFirst Financial… | $1.1B | 4.4% | 68.0% | 0 | Watch |
3rd  NFBKNorthfield Bancorp, … | $587M | 3.7% | 72.9% | 10 | Watch |
 DCOMDime Community Bancs… | $1.6B | 2.7% | 38.8% | 3 | Sustainable |
2nd  NECBNortheast Community … | $337M | 4.0% | 30.0% | 2 | Sustainable |
HONE Annual Dividend History (2014–2025)
12 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2025 | $0.27 | -31.6% | 3 | — | — | — | 2.5% |
| 2024 | $0.40 | 75.6% | 5 | $0.66 | 59.8% | 1.67x | 3.7% |
| 2023 | $0.22 | -31.8% | 3 | $0.37 | 60.8% | 1.64x | 2.1% |
| 2022 | $0.33 | 120.0% | 5 | $0.97 | 34.0% | 2.94x | 3.1% |
| 2021 | $0.15 | 66.7% | 3 | $1.14 | 13.2% | 7.60x | 1.4% |
| 2020 | $0.09 | — | 3 | $0.82 | 11.0% | 9.11x | 0.8% |
| 2019 | $0.00 | — | 0 | $0.33 | — | — | — |
| 2018 | $0.00 | — | 0 | $0.20 | — | — | — |
| 2017 | $0.00 | — | 0 | $0.18 | — | — | — |
| 2016 | $0.00 | — | 0 | $0.10 | — | — | — |
See HONE's True Return
Price is only half the story. See total return with reinvested dividends.
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Start ComparisonHONE — Frequently Asked Questions
Quick answers to the most common questions about buying HONE stock.
How much dividend does HONE pay per share?
HarborOne Bancorp, Inc. (HONE) pays a trailing 12-month dividend of $0.32 per share, with a current dividend yield of +2.6%. Payments are made Quarterly.
When is HONE's next ex-dividend date?
HONE's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. HONE typically pays dividends Quarterly.
Is HONE's dividend safe?
HONE's dividend safety is rated "Sustainable" based on an earnings payout ratio of +47.8% and FCF payout ratio of +30.0%. The 5-year growth streak provides moderate confidence.
Is HONE a Dividend Payer?
Yes, HarborOne Bancorp, Inc. is classified as a Dividend Payer with 5 consecutive years of dividend increases. The 5-year dividend CAGR is +24.6%, demonstrating above-inflation dividend growth.
How often does HONE pay dividends?
HarborOne Bancorp, Inc. pays dividends Quarterly. The trailing 12-month total is $0.32 per share. Dividend data on this page covers 5+ years from 2020 to 2025.
How much would $10,000 invested in HONE grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in HONE five years ago would be worth approximately $9,451 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is HONE's yield on cost for long-term holders?
HONE's yield on cost — the current dividend divided by the original purchase price — is +2.5% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +2.6% market yield, thanks to consistent dividend growth.