HomesToLife Ltd(HTLM)Earnings, Financials & Key Ratios
HTLM•NASDAQ
$1.65
$148M mkt cap·11.8× P/E·Price updated May 6, 2026
SectorIndustrialsIndustryIndustrial DistributionSub-IndustryConstruction and Building Products Distribution
AboutHomesToLife Ltd. engages in the retail of home furniture and sale of customized furniture solutions. Its products include leather and fabric upholstered furniture, case goods, and accessories. The company was founded by Yong Pin Phua and Yong Tat Phua in September 1989 and is headquartered in Singapore.Show more
- Revenue$289M+9161.8%
- EBITDA$17M+8034.0%
- Net Income$13M+1116.2%
- EPS (Diluted)0.14+227.3%
- Gross Margin27.35%-16.1%
- EBITDA Margin5.78%+185.7%
- Operating Margin5.13%+112.0%
- Net Margin4.38%+111.0%
- ROE100.98%+304.2%
- ROIC123.8%+544.8%
- Debt/Equity0.64-38.8%
- Interest Coverage13.77
HTLM Key Insights
HomesToLife Ltd (HTLM) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Excellent 3Y average ROE of 21.2%
- ✓Efficient asset utilization: 2.7x turnover
✗Weaknesses
- ✗Weak momentum: RS Rating 14 (bottom 14%)
- ✗Shares diluted 100.0% in last year
- ✗Thin 5Y average net margin of 0.1%
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
HTLM Price & Volume
HomesToLife Ltd (HTLM) stock price & volume — 10-year historical chart
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HTLM Growth Metrics
HomesToLife Ltd (HTLM) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years-
3 Years264.48%
TTM-
Profit CAGR
10 Years-
5 Years-
3 Years149.6%
TTM-
EPS CAGR
10 Years-
5 Years-
3 Years35.56%
TTM-
Return on Capital
10 Years22.57%
5 Years22.57%
3 Years23.19%
Last Year92.6%
HTLM Recent Earnings
HomesToLife Ltd (HTLM) EPS & revenue vs analyst estimates — last 4 quarters
Q2 2026Latest
Mar 23, 2026EPS
$0.04
Revenue
$79M
Q4 2025
Nov 17, 2025EPS
$0.03
Revenue
$94M
Q4 2025
Oct 2, 2025EPS
$0.52
Revenue
$135M
Q3 2025
Jun 12, 2025EPS
$0.01
Revenue
$5M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Mar 23, 2026 | $0.04 | $79M |
| Q4 2025 | Nov 17, 2025 | $0.03 | $94M |
| Q4 2025 | Oct 2, 2025 | $0.52 | $135M |
| Q3 2025 | Jun 12, 2025 | $0.01 | $5M |
Based on last 6 quarters of dataView full earnings history →
HTLM Peer Comparison
HomesToLife Ltd (HTLM) competitors in Construction and Building Products Distribution — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 ETH | 567.45M | 22.30 | 11.09 | -4.89% | 9.96% | 0.26 | ||
 LOVE | 230.39M | 15.78 | 22.87 | -2.8% | 1.87% | 6.53% | 0.85 | |
 HOFT | 134.59M | 12.52 | -10.43 | -8.25% | -3.4% | -6.62% | 0.34 | |
 FLXS | 293.98M | 54.99 | 15.49 | 6.86% | 4.75% | 12.17% | 0.35 | |
 RH | 2.47B | 131.70 | 36.38 | 5.01% | 3.22% | 32.85% | ||
 WSM | 22.96B | 186.47 | 21.09 | 1.24% | 13.94% | 51.45% | 0.70 | |
 ARHS | 661.21M | 7.59 | 15.81 | 8.51% | 4.88% | 16.08% | 1.39 | |
 LZB | 1.45B | 35.37 | 15.05 | 3.04% | 3.93% | 7.93% | 0.48 |
Compare HTLM vs Peers
HomesToLife Ltd (HTLM) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
HTLM Income Statement
HomesToLife Ltd (HTLM) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|
| Sales/Revenue | 5.46M | 5.97M | 3.78M | 3.12M | 289.21M | 235.22M |
| Revenue Growth % | - | 9.36% | -36.78% | -17.31% | 9161.84% | - |
| Cost of Goods Sold | 2.03M | 2.26M | 1.91M | 2.1M | 210.11M | 169.97M |
| COGS % of Revenue | 37.23% | 37.85% | 50.55% | 67.39% | 72.65% | - |
| Gross Profit | 3.43M▲ 0% | 3.71M▲ 8.3% | 1.87M▼ 49.7% | 1.02M▼ 45.5% | 79.09M▲ 7668.2% | 65.25M▲ 0% |
| Gross Margin % | 62.77% | 62.15% | 49.45% | 32.61% | 27.35% | 27.74% |
| Gross Profit Growth % | - | 8.28% | -49.7% | -45.48% | 7668.21% | - |
| Operating Expenses | 3.42M | 2.97M | 1.71M | 2.36M | 64.27M | 53.89M |
| OpEx % of Revenue | 62.58% | 49.71% | 45.3% | 75.48% | 22.22% | - |
| Selling, General & Admin | 3.42M | 2.97M | 1.71M | 2.36M | 64.27M | 53.58M |
| SG&A % of Revenue | 62.58% | 49.71% | 45.3% | 75.48% | 22.22% | - |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 |
| R&D % of Revenue | - | - | - | - | - | - |
| Other Operating Expenses | 0 | 0 | 0 | 0 | 0 | 305.68K |
| Operating Income | 9.96K▲ 0% | 742.89K▲ 7361.8% | 156.69K▼ 78.9% | -1.34M▼ 954.3% | 14.83M▲ 1207.6% | 11.37M▲ 0% |
| Operating Margin % | 0.18% | 12.44% | 4.15% | -42.87% | 5.13% | 4.83% |
| Operating Income Growth % | - | 7361.77% | -78.91% | -954.31% | 1207.55% | - |
| EBITDA | 970.59K | 1.67M | 1.03M | -210.69K | 16.72M | 14.78M |
| EBITDA Margin % | 17.77% | 27.97% | 27.31% | -6.75% | 5.78% | 6.28% |
| EBITDA Growth % | - | 72.13% | -38.27% | -120.43% | 8034.01% | - |
| D&A (Non-Cash Add-back) | 960.63K | 927.74K | 874.51K | 1.13M | 1.89M | 726.69K |
| EBIT | 226.9K | 799.98K | 176.82K | -1.25M | 14.83M | 14.11M |
| Net Interest Income | 0 | 0 | 6.13K | 0 | -1.06M | -799.39K |
| Interest Income | 0 | 0 | 6.13K | 0 | 17.7K | 18.45K |
| Interest Expense | 0 | 0 | 0 | 0 | 1.08M | 817.85K |
| Other Income/Expense | 956.42K | 71.83K | 20.13K | 91.84K | 1.06M | 1.92M |
| Pretax Income | 966.38K▲ 0% | 814.73K▼ 15.7% | 176.82K▼ 78.3% | -1.25M▼ 805.1% | 15.88M▲ 1374.0% | 13.29M▲ 0% |
| Pretax Margin % | 17.69% | 13.64% | 4.68% | -39.93% | 5.49% | 5.65% |
| Income Tax | 0 | 0 | 0 | 0 | 3.21M | 2.9M |
| Effective Tax Rate % | 0% | 0% | 0% | 0% | 20.24% | 21.85% |
| Net Income | 966.38K▲ 0% | 814.73K▼ 15.7% | 176.82K▼ 78.3% | -1.25M▼ 805.1% | 12.67M▲ 1116.2% | 10.39M▲ 0% |
| Net Margin % | 17.69% | 13.64% | 4.68% | -39.93% | 4.38% | 4.42% |
| Net Income Growth % | - | -15.69% | -78.3% | -805.1% | 1116.2% | - |
| Net Income (Continuing) | 966.38K | 814.73K | 176.82K | -1.25M | 12.67M | 10.39M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Diluted) | 0.07▲ 0% | 0.06▼ 15.6% | 0.02▼ 70.8% | -0.11▼ 770.7% | 0.14▲ 227.3% | 0.71▲ 0% |
| EPS Growth % | - | -15.62% | -70.82% | -770.73% | 227.27% | - |
| EPS (Basic) | 0.07 | 0.06 | 0.02 | -0.11 | 0.14 | - |
| Diluted Shares Outstanding | 14.5M | 14.5M | 14.5M | 14.69M | 89.69M | 14.69M |
| Basic Shares Outstanding | 14.5M | 14.5M | 14.5M | 14.69M | 89.69M | 14.69M |
| Dividend Payout Ratio | - | - | - | - | - | - |
HTLM Balance Sheet
HomesToLife Ltd (HTLM) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|
| Total Current Assets | 2.93M | 3.83M | 3.78M | 5.15M | 97.8M | 111.48M |
| Cash & Short-Term Investments | 1.34M | 2.15M | 1.37M | 3.44M | 21.21M | 21.75M |
| Cash Only | 1.34M | 2.15M | 1.37M | 3.44M | 21.21M | 21.75M |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Receivable | 974.68K | 1.11M | 1.74M | 1.1M | 64.57M | 77.57M |
| Days Sales Outstanding | 65.13 | 67.67 | 168.16 | 128.93 | 81.49 | 64.76 |
| Inventory | 609.79K | 575.54K | 674.53K | 601.9K | 7.46M | 12.16M |
| Days Inventory Outstanding | 109.44 | 92.92 | 128.97 | 104.4 | 12.97 | 12.96 |
| Other Current Assets | 0 | 0 | 0 | 100 | 4.55M | 0 |
| Total Non-Current Assets | 1.06M | 1.62M | 3.34M | 3.47M | 10.44M | 11.03M |
| Property, Plant & Equipment | 1.06M | 1.62M | 3.34M | 3.47M | 9.11M | 10.35M |
| Fixed Asset Turnover | 5.13x | 3.68x | 1.13x | 0.90x | 31.74x | 31.83x |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 0 | 0 | 0 | 0 | 777.61K | 0 |
| Total Assets | 3.99M▲ 0% | 5.46M▲ 36.8% | 7.12M▲ 30.4% | 8.62M▲ 21.1% | 108.23M▲ 1155.9% | 122.51M▲ 0% |
| Asset Turnover | 1.37x | 1.09x | 0.53x | 0.36x | 2.67x | 3.50x |
| Asset Growth % | - | 36.78% | 30.41% | 21.09% | 1155.89% | 1593.82% |
| Total Current Liabilities | 2.9M | 3.04M | 3.29M | 2.9M | 81.93M | 92.82M |
| Accounts Payable | 606.95K | 581.02K | 993.55K | 267.79K | 61.72M | 66.82M |
| Days Payables Outstanding | 108.93 | 93.8 | 189.97 | 46.45 | 107.21 | 69.39 |
| Short-Term Debt | 0 | 0 | 0 | 0 | 9.58M | 10.13M |
| Deferred Revenue (Current) | 1.39M | 1.48M | 846.94K | 696.54K | 0 | 4.14M |
| Other Current Liabilities | 3 | 0 | 0 | -357 | 7.41M | 2.64M |
| Current Ratio | 1.01x | 1.26x | 1.15x | 1.78x | 1.19x | 1.19x |
| Quick Ratio | 0.80x | 1.07x | 0.94x | 1.57x | 1.10x | 1.10x |
| Cash Conversion Cycle | 65.64 | 66.78 | 107.16 | 186.88 | -12.75 | 8.33 |
| Total Non-Current Liabilities | 598.73K | 1.08M | 2.22M | 2.27M | 4.65M | 4.8M |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 |
| Capital Lease Obligations | 475.92K | 990.21K | 2.13M | 2.18M | 4.33M | 14.59M |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 23.64K | 0 |
| Other Non-Current Liabilities | 122.82K | 93.27K | 94.81K | 99K | 297.13K | 852.88K |
| Total Liabilities | 3.5M | 4.13M | 5.52M | 5.17M | 86.58M | 97.61M |
| Total Debt | 1.21M | 1.78M | 3.37M | 3.61M | 13.91M | 16.55M |
| Net Debt | -127.3K | -372.22K | 2M | 170.86K | -7.3M | -5.2M |
| Debt / Equity | 2.48x | 1.33x | 2.11x | 1.05x | 0.64x | 0.64x |
| Debt / EBITDA | 1.25x | 1.06x | 3.26x | - | 0.83x | 1.12x |
| Net Debt / EBITDA | -0.13x | -0.22x | 1.94x | - | -0.44x | -0.44x |
| Interest Coverage | - | - | - | - | 13.77x | 17.25x |
| Total Equity | 490.57K▲ 0% | 1.33M▲ 171.6% | 1.6M▲ 20.0% | 3.44M▲ 115.4% | 21.65M▲ 528.6% | 24.9M▲ 0% |
| Equity Growth % | - | 171.57% | 20.02% | 115.4% | 528.62% | 1920.45% |
| Book Value per Share | 0.03 | 0.09 | 0.11 | 0.23 | 0.24 | 1.70 |
| Total Shareholders' Equity | 490.57K | 1.33M | 1.6M | 3.44M | 21.65M | 24.9M |
| Common Stock | 1.29K | 1.3K | 1.32K | 1.47K | 6.97K | 8.97K |
| Retained Earnings | -24.75M | -24.12M | -23.7M | -25.36M | 2.15M | -631.5K |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | -3.45M | -3.48M | -3.4M | -3.44M | -9.42M | -11.66M |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 |
HTLM Cash Flow Statement
HomesToLife Ltd (HTLM) cash flow — operating, investing & free cash flow history
| Line item | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|
| Cash from Operations | 1.95M | 1.73M | 894.78K | -1.02M | 10.32M | 10.32M |
| Operating CF Margin % | 35.66% | 29.03% | 23.69% | -32.72% | 3.57% | - |
| Operating CF Growth % | - | -10.97% | -48.4% | -214.18% | 1109.77% | -517.43% |
| Net Income | 966.38K | 814.73K | 237.5K | -1.67M | 12.67M | 10.39M |
| Depreciation & Amortization | 960.63K | 927.74K | 1.17M | 1.51M | 1.89M | 724.87K |
| Stock-Based Compensation | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes | 0 | 0 | 0 | 0 | -28.28K | 0 |
| Other Non-Cash Items | 41.77K | 37.24K | 43.28K | 45.98K | 3.76M | -8.98M |
| Working Capital Changes | -20.92K | -45.58K | -560.6K | -908.83K | -7.98M | -1.23M |
| Change in Receivables | -61.71K | -91.05K | 39.38K | -103K | -7.64M | -411.16K |
| Change in Inventory | -275.08K | 27.14K | -111.16K | 39.97K | -1.23M | -178.51K |
| Change in Payables | 510.68K | -25.76K | 412.23K | -725.75K | 3.02M | -623K |
| Cash from Investing | -563.28K | -14.56K | -247.51K | -124K | -1.64M | -674.81K |
| Capital Expenditures | -23.23K | -14.56K | -247.51K | -124K | -869.78K | -103.2K |
| CapEx % of Revenue | 0.43% | 0.24% | 6.55% | 3.97% | 0.3% | - |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | - | - | - | - | - | - |
| Other Investing | -540.05K | 0 | 0 | 0 | 0 | -571.26K |
| Cash from Financing | -926.12K | -921.53K | -1.43M | 3.19M | -7.18M | -8.01M |
| Debt Issued (Net) | -926.63K | -921.53K | -1.05M | -1.3M | -3.72M | -789K |
| Equity Issued (Net) | 0 | 0 | 0 | 5.75M | 0 | -226.34K |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing | 509 | 0 | -383.32K | -1.26M | -3.45M | -7M |
| Net Change in Cash | 458.47K▲ 0% | 809.49K▲ 76.6% | -785.21K▼ 197.0% | 2.08M▲ 364.4% | 2.99M▲ 43.9% | 20.14M▲ 0% |
| Free Cash Flow | 1.92M▲ 0% | 1.72M▼ 10.7% | 647.27K▼ 62.4% | -1.15M▼ 277.1% | 9.45M▲ 924.3% | 3.08M▲ 0% |
| FCF Margin % | 35.24% | 28.79% | 17.14% | -36.7% | 3.27% | 1.31% |
| FCF Growth % | - | -10.66% | -62.36% | -277.05% | 924.33% | - |
| FCF per Share | 0.13 | 0.12 | 0.04 | -0.08 | 0.11 | 0.11 |
| FCF Conversion (FCF/Net Income) | 2.02x | 2.13x | 5.06x | 0.82x | 0.81x | 0.30x |
| Interest Paid | 53.09K | 68.05K | 145.22K | 201.33K | 0 | 745.67K |
| Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 |
HTLM Key Ratios
HomesToLife Ltd (HTLM) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Return on Equity (ROE) | 89.39% | 12.07% | -49.45% | 100.98% | 80.38% |
| Return on Invested Capital (ROIC) | 84.21% | 5.16% | -27.83% | 123.8% | 123.8% |
| Gross Margin | 62.15% | 49.45% | 32.61% | 27.35% | 27.74% |
| Net Margin | 13.64% | 4.68% | -39.93% | 4.38% | 4.42% |
| Debt / Equity | 1.33x | 2.11x | 1.05x | 0.64x | 0.64x |
| Interest Coverage | - | - | - | 13.77x | 17.25x |
| FCF Conversion | 2.13x | 5.06x | 0.82x | 0.81x | 0.30x |
| Revenue Growth | 9.36% | -36.78% | -17.31% | 9161.84% | - |
HTLM Frequently Asked Questions
HomesToLife Ltd (HTLM) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
HomesToLife Ltd (HTLM) reported $235.2M in revenue for fiscal year 2025. This represents a 4206% increase from $5.5M in 2021.
HomesToLife Ltd (HTLM) grew revenue by 9161.8% over the past year. This is strong growth.
Yes, HomesToLife Ltd (HTLM) is profitable, generating $10.4M in net income for fiscal year 2025 (4.4% net margin).
Dividend & Returns
HomesToLife Ltd (HTLM) has a return on equity (ROE) of 101.0%. This is excellent, indicating efficient use of shareholder capital.
HomesToLife Ltd (HTLM) generated $3.1M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.
Explore More HTLM
HomesToLife Ltd (HTLM) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates