HomesToLife Ltd (HTLM) Financial Ratios
5 years of historical data (2021–2025) · Industrials · Industrial - Distribution
EV/EBITDA
↓
7.35
↓-24% vs avg
5yr avg: 9.66
30Y Low9.4·High9.9
P/FCF
18.13
↓-21% vs avg
5yr avg: 22.98
30Y Low23.0·High23.0
P/B Ratio
↓
7.91
↓-65% vs avg
5yr avg: 22.65
30Y Low10.0·High35.3
ROE
↓
131.9%
↑-52% vs avg
5yr avg: 276.4%
30Y Low66%·High334%
Debt/EBITDA
↓
0.62
↓-25% vs avg
5yr avg: 0.83
30Y Low0.2·High1.7
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
HTLM Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
HomesToLife Ltd trades at 13.6x earnings, 21% below its 5-year average of 17.3x, sitting at the 0th percentile of its historical range. Compared to the Industrials sector median P/E of 25.6x, the stock trades at a discount of 47%. On a free-cash-flow basis, the stock trades at 18.1x P/FCF, 21% below the 5-year average of 23.0x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Market Cap | $171M | $217M | $121M | — | — | — |
| Enterprise Value | $164M | $210M | $122M | — | — | — |
| P/E Ratio → | 13.64 | 17.29 | — | — | — | — |
| P/S Ratio | 0.45 | 0.57 | 0.36 | — | — | — |
| P/B Ratio | 7.91 | 10.03 | 35.27 | — | — | — |
| P/FCF | 18.13 | 22.98 | — | — | — | — |
| P/OCF | 16.60 | 21.04 | — | — | — | — |
P/E links to full P/E history page with 30-year chart
HTLM EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
HomesToLife Ltd's enterprise value stands at 7.3x EBITDA, 24% below its 5-year average of 9.7x. The Industrials sector median is 13.8x, placing the stock at a 47% discount on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| EV / Revenue | — | 0.56 | 0.36 | — | — | — |
| EV / EBITDA | 7.35 | 9.39 | 9.93 | — | — | — |
| EV / EBIT | 8.26 | 9.46 | 10.24 | — | — | — |
| EV / FCF | — | 22.20 | — | — | — | — |
HTLM Profitability
Margins and return-on-capital ratios measuring operating efficiency
HomesToLife Ltd earns an operating margin of 5.3%, roughly in line with the Industrials sector average. Return on equity of 131.9% is exceptionally high, though this is partly amplified by negative book value driven by aggressive share buybacks — well above the sector median of 8.2%. ROIC of 165.8% represents excellent returns on invested capital versus a sector median of 6.1%.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Gross Margin | 27.9% | 27.9% | 24.8% | 26.5% | 62.1% | 62.8% |
| Operating Margin | 5.3% | 5.3% | 3.0% | 5.5% | 13.4% | 0.2% |
| Net Profit Margin | 4.4% | 4.4% | 2.5% | 3.2% | 13.6% | 17.7% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| ROE | 131.9% | 131.9% | 334.0% | 704.0% | 66.4% | 145.7% |
| ROA | 28.3% | 28.3% | 107.0% | 164.1% | 12.8% | 17.9% |
| ROIC | 165.8% | 165.8% | 210.0% | 591.0% | 67.4% | — |
| ROCE | 124.0% | 124.0% | 211.7% | 575.8% | 33.9% | 0.7% |
HTLM Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
HomesToLife Ltd carries a Debt/EBITDA ratio of 0.6x, which is very conservative (81% below the sector average of 3.2x). The company holds a net cash position — cash of $21M exceeds total debt of $14M, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns. Interest coverage of 20.6x signals virtually no risk of debt distress — earnings comfortably cover interest obligations.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Debt / Equity | 0.64 | 0.64 | 1.05 | 2.11 | 1.33 | 2.48 |
| Debt / EBITDA | 0.62 | 0.62 | 0.29 | 0.17 | 1.39 | 1.69 |
| Net Debt / Equity | — | -0.34 | 0.05 | 1.25 | -0.28 | -0.26 |
| Net Debt / EBITDA | -0.33 | -0.33 | 0.01 | 0.10 | -0.29 | -0.18 |
| Debt / FCF | — | -0.77 | — | 3.09 | -0.22 | -0.07 |
| Interest Coverage | 20.58 | 20.58 | 15.22 | — | — | — |
Net cash position: cash ($21M) exceeds total debt ($14M)
HTLM Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
A current ratio of 1.19x means HomesToLife Ltd can comfortably meet its short-term obligations, though there is limited excess liquidity.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Current Ratio | 1.19 | 1.19 | 1.78 | 1.15 | 1.26 | 1.01 |
| Quick Ratio | 1.10 | 1.10 | 1.57 | 0.94 | 1.07 | 0.80 |
| Cash Ratio | 0.26 | 0.26 | 1.19 | 0.41 | 0.71 | 0.46 |
| Asset Turnover | — | 3.49 | 38.88 | 45.80 | 0.81 | 1.01 |
| Inventory Turnover | 36.52 | 36.52 | 418.73 | 355.42 | 2.92 | 2.47 |
| Days Sales Outstanding | — | 62.37 | 1.20 | 1.95 | 91.09 | 88.08 |
HTLM Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
HomesToLife Ltd does not currently pay a dividend and has no material buyback yield, reinvesting earnings back into the business. The earnings yield of 7.3% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — | — |
| Payout Ratio | — | — | — | — | — | — |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Earnings Yield | 7.3% | 5.8% | — | — | — | — |
| FCF Yield | 5.5% | 4.4% | — | — | — | — |
| Buyback Yield | 0.0% | 0.0% | 0.0% | — | — | — |
| Total Shareholder Yield | 0.0% | 0.0% | 0.0% | — | — | — |
| Shares Outstanding | — | $90M | $15M | $15M | $15M | $15M |
Peer Comparison
Compare HTLM with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 HTLMYou | $171M | 13.6 | 7.3 | 18.1 | 27.9% | 5.3% | 131.9% | 165.8% | 0.6 |
 ETH | $415M | 8.1 | 7.5 | 8239.4 | 60.5% | 10.1% | 10.7% | 7.6% | 2.0 |
 LOVE | $212M | 51.7 | 14.7 | 8.1 | 54.2% | 0.8% | 1.9% | 1.3% | 9.4 |
 HOFT | $170M | -6.2 | — | 9.9 | 24.3% | -7.7% | -14.4% | -7.6% | — |
 FLXS | $347M | 18.3 | 12.1 | 10.3 | 22.2% | 6.0% | 12.7% | 9.9% | 2.0 |
 RH | $3B | 23.5 | 12.6 | 11.1 | 44.1% | 11.3% | 205.9% | 7.5% | 7.4 |
 WSM | $27B | 25.7 | 16.5 | 25.3 | 46.2% | 18.1% | 51.5% | 44.3% | 0.9 |
 ARHS | $1B | 15.1 | 7.6 | 17.4 | 38.9% | 6.4% | 17.7% | 9.6% | 3.3 |
 LZB | $2B | 16.1 | 13.6 | 12.8 | 44.0% | 6.1% | 9.7% | 7.7% | 4.0 |
 MLKN | $1B | -31.1 | 14.3 | 11.0 | 38.8% | 1.4% | -2.6% | 1.3% | 9.5 |
 HNI | $2B | 31.4 | 8.9 | 7.8 | 41.4% | 8.4% | 4.1% | 7.8% | 4.7 |
| Industrials Median | — | 25.6 | 13.8 | 20.0 | 32.0% | 4.3% | 8.2% | 6.1% | 3.2 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
Download Financial Ratios Data
Includes 30+ ratios · 5 years · Updated daily
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Check Valuation
Historical Returns
10-year return with dividends reinvested.
Calculate
DCA Calculator
See how regular investing compounds over time.
Run Numbers
Peer Comparison
Compare growth, multiples, and margins vs sector.
Compare
HTLM — Frequently Asked Questions
Quick answers to the most common questions about buying HTLM stock.
What is HomesToLife Ltd's P/E ratio?
HomesToLife Ltd's current P/E ratio is 13.6x. The historical average is 17.3x.
What is HomesToLife Ltd's EV/EBITDA?
HomesToLife Ltd's current EV/EBITDA is 7.3x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 9.7x.
What is HomesToLife Ltd's ROE?
HomesToLife Ltd's return on equity (ROE) is 131.9%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is 169.5%.
Is HTLM stock overvalued?
Based on historical data, HomesToLife Ltd is trading at a P/E of 13.6x. Compare with industry peers and growth rates for a complete picture.
What are HomesToLife Ltd's profit margins?
HomesToLife Ltd has 27.9% gross margin and 5.3% operating margin.
How much debt does HomesToLife Ltd have?
HomesToLife Ltd's Debt/EBITDA ratio is 0.6x, indicating low leverage. A ratio below 2x is generally considered financially healthy.