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HWBKHawthorn Bancshares, Inc.$37.70$260M
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HomeStocksHWBKEarnings History

HWBK logoHawthorn Bancshares, Inc. (HWBK) Earnings History

Growth Compounder

30 years of earnings data (1996–2025) · Consistent double-digit EPS growth over 5 years

TTM Net Income
$24M
● Profitable
TTM EPS (Diluted)
$3.40
Per share, diluted
YoY EPS Growth
+31.4%
Excellent
Net Margin
21.2%
After-tax profitability
EPS Growth Rate (CAGR)
1Y+31.4%
3Y+5.3%
5Y+11.8%
10Y+11.5%
Operating Margin26.0%
Gross Margin71.3%
Return on Equity14.7%
Return on Assets1.3%
Record Annual Net Income$24MFY2025
Record Quarterly EPS$0.96Q1 2022
Consecutive Profitable Years15years
Q4 2025
Net Income$6M
EPS (Diluted)$0.90
YoY Growth+31.4%Excellent
QoQ Growth+0.9%Solid

Loading earnings history...

Hawthorn Bancshares, Inc. (HWBK) Earnings Overview

As of June 13, 2026, Hawthorn Bancshares, Inc. (HWBK) reported trailing twelve-month net income of $24M, reflecting +31.4% year-over-year growth. The company earned $3.40 per diluted share over the past four quarters, with a net profit margin of 21.2%.

Looking at the long-term picture, HWBK's 5-year EPS compound annual growth rate (CAGR) stands at +11.8%, showing solid earnings momentum. The company achieved its highest annual net income of $24M in fiscal 2025, representing a new all-time high.

Hawthorn Bancshares, Inc. maintains industry-leading profitability with a gross margin of 71.3%, operating margin of 26.0%, and net margin of 21.2%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including CZWI ($14M net income, 16.0% margin), BFST ($88M net income, 17.2% margin), MOFG ($58M net income, -29.3% margin), HWBK has outperformed on profitability metrics. Compare HWBK vs CZWI →

HWBK Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
HWBK logoHWBKCurrent
$24M$3.4021.2%14.7%+31.4%—
CZWI logoCZWI
$14M$1.4916.0%7.9%+9.0%
BFST logoBFST
$88M$2.9617.2%10.4%+23.0%
MOFG logoMOFG
$58M$2.82-29.3%-11.1%-366.2%
QCRH logoQCRH
$127M$7.5921.3%12.1%+12.1%
SBCF logoSBCF
$145M$1.3316.7%5.5%+11.3%
Best in group
Lowest in group

HWBK Historical Earnings Data (1996–2025)

30 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$24M+30.4%$29M$3.4321.2%26.0%
2024$18M+1809.6%$22M$2.6116.6%20.4%
2023$956,000-95.4%$432,000$0.141.1%0.5%
2022$21M-7.8%$25M$2.9424.9%30.1%
2021$23M+57.5%$28M$3.1527.7%34.7%
2020$14M-11.3%$17M$1.9618.3%22.4%
2019$16M+50.4%$20M$2.1922.1%27.3%
2018$11M+213.8%$12M$1.4615.9%18.4%
2017$3M-53.1%$11M$0.465.7%18.9%
2016$7M-15.3%$11M$0.9813.3%20.1%
2015$9M+12.3%$13M$1.1515.7%24.0%
2014$8M+53.9%$12M$1.0714.4%22.0%
2013$5M+76.3%$7M$0.618.8%13.1%
2012$3M-1.2%$3M$0.154.8%5.7%
2011$3M+180.4%$3M$0.124.6%5.5%
2010-$4M-171.7%-$7M$-0.78-5.1%-9.6%
2009$5M+116.2%$7M$0.416.6%9.1%
2008-$31M-492.7%-$37M$-4.26-39.4%-47.3%
2007$8M-28.3%$11M$1.079.2%13.1%
2006$11M+9.7%$16M$1.5013.6%19.7%
2005$10M+19.4%$14M$1.3615.3%22.0%
2004$8M-8.2%$12M$1.1417.7%25.9%
2003$9M+11.7%$13M$1.2419.8%28.9%
2002$8M+14.0%$11M$1.1017.4%24.6%
2001$7M+29.5%$11M$0.9513.0%19.6%
2000$5M+22.9%$8M$0.7910.9%16.1%
1999$4M+2.6%$7M$0.7912.7%18.6%
1998$4M+12.9%$6M$0.7821.1%31.4%
1997$4M+0.4%$6M$0.6926.5%39.2%
1996$4M-$6M$0.6931.8%47.3%

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What if you invested $1,000 in HWBK back in 1996?

Total return with dividends reinvested · 30+ years of data

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How much would $100/month in HWBK be worth today?

Dollar cost averaging vs lump sum · see how regular investing compounds over time

Run the Numbers

Is HWBK Undervalued Right Now?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

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HWBK vs BRK-B — which is the better buy?

Side-by-side revenue, margins, P/E and 10-year returns vs Berkshire Hathaway Inc..

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HWBK — Frequently Asked Questions

Quick answers to the most common questions about buying HWBK stock.

What is HWBK earnings per share (EPS)?

HWBK trailing twelve-month (TTM) diluted EPS is $3.40, reflecting +31.4% year-over-year growth. The 5-year EPS CAGR is +11.8%. Complete EPS history from 1996 to 2025 is available in the table on this page.

What is Hawthorn Bancshares, Inc.'s net income?

Hawthorn Bancshares, Inc. (HWBK) trailing twelve-month net income is $24M as of 2025. Earnings grew +31.4% year-over-year. Hawthorn Bancshares, Inc. has been profitable for 15 consecutive years.

Is HWBK profitable?

Yes, HWBK is profitable with a TTM net income of $24M and a net profit margin of +21.2%. Hawthorn Bancshares, Inc. has generated profits for 15 consecutive years.

What is HWBK's earnings growth rate?

HWBK compound annual EPS growth rates (CAGR): 1-Year: +31.4%, 3-Year: +5.3%, 5-Year: +11.8%, 10-Year: +11.5%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1996 to 2025.

What are HWBK's profit margins?

Hawthorn Bancshares, Inc. net profit margin is +21.2%, operating margin is +26.0%, and gross margin is +71.3%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +14.7%.

Is HWBK growing earnings?

Yes, HWBK earnings are accelerating — EPS growth of +31.4% exceeds the 5-year CAGR of +11.8%. TTM net income reached $24M. Earnings momentum is strengthening.

What was HWBK's best earnings year?

Hawthorn Bancshares, Inc.'s highest annual net income on record is $24M, achieved in fiscal year 2025. Earnings history on this page spans 1996 to 2025 and includes all annual and quarterly figures.

What were HWBK's earnings last quarter?

HWBK's most recent reported quarter was Q4 2025. Net income was $6M with diluted EPS of $0.90. For a full breakdown of all quarters, see the quarterly earnings table on this page.

HWBK Earnings Over Time (1996–2025)

Net income & EPS — annual and quarterly view