Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Hancock Whitney Corporation's quarterly P/E stands at 10.7x, up 9.3% year-over-year. EV/EBITDA has expanded 35.1% YoY to 8.8x, reflecting rising market expectations or slowing EBITDA growth.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 12.46 | 10.68 | 10.51 | 10.87 | 9.50 | 9.77 | 9.62 | 9.13 | 9.28 | 20.94 | 8.26 | 7.11 | 6.28 |
| — | +9.3% | +9.2% | +19.1% | +2.4% | -53.3% | +16.5% | +28.4% | +47.9% | +185.7% | +11.7% | -11.5% | -32.6% | |
| P/S Ratio | 2.86 | 2.61 | 2.60 | 2.47 | 2.32 | 2.35 | 2.12 | 2.01 | 1.97 | 2.36 | 1.60 | 1.72 | 1.75 |
| — | +11.0% | +22.5% | +23.0% | +17.9% | -0.4% | +32.7% | +17.2% | +12.3% | -5.5% | -37.6% | -39.6% | -51.2% | |
| P/B Ratio | 1.34 | 1.20 | 1.20 | 1.13 | 1.06 | 1.15 | 1.06 | 1.06 | 1.04 | 1.11 | 0.91 | 0.94 | 0.90 |
| — | +4.8% | +12.7% | +7.1% | +2.3% | +3.8% | +16.2% | +12.3% | +15.3% | -12.3% | -26.3% | -18.5% | -32.5% | |
| P/FCF | 11.03 | 9.20 | 8.63 | 10.14 | 11.31 | 6.27 | 6.98 | 10.00 | 6.07 | 11.39 | 4.41 | 7.22 | 9.87 |
| — | +46.6% | +23.6% | +1.4% | +86.3% | -44.9% | +58.5% | +38.6% | -38.5% | +73.0% | -17.7% | +48.6% | +131.1% | |
| EV / EBITDA | 9.98 | 8.82 | 9.17 | 8.45 | 6.37 | 6.53 | 7.52 | 7.70 | 7.23 | 15.43 | 6.79 | 6.44 | 6.14 |
| — | +35.1% | +21.9% | +9.7% | -11.9% | -57.7% | +10.8% | +19.5% | +17.8% | +112.7% | -0.6% | +26.1% | +47.9% | |
| EV / EBIT | 10.47 | 8.96 | 9.63 | 9.02 | 6.79 | 6.96 | 8.06 | 8.26 | 7.81 | 18.20 | 7.43 | 6.96 | 6.59 |
| — | +28.6% | +19.4% | +9.2% | -13.1% | -61.8% | +8.5% | +18.7% | +18.5% | +135.7% | +1.7% | +27.0% | +48.3% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Hancock Whitney Corporation's operating margin was 33.3% in Q4 2025, up 2.2 pp QoQ and up 3.5 pp YoY. This marks the 3rd consecutive quarter of margin expansion, signaling a sustained improvement in operating efficiency. The trailing four-quarter average of 31.0% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin expanded 8.4% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 73.1% | 75.6% | 72.4% | 71.9% | 72.2% | 69.7% | 66.3% | 67.8% | 66.8% | 61.0% | 65.0% | 71.5% | 79.3% |
| — | +8.4% | +9.3% | +6.0% | +8.1% | +14.4% | +1.9% | -5.1% | -15.8% | -30.4% | -31.3% | -28.6% | -24.1% | |
| Operating Margin | 31.0% | 33.3% | 31.1% | 28.9% | 30.6% | 29.8% | 27.8% | 28.1% | 26.3% | 14.0% | 24.4% | 30.2% | 35.0% |
| — | +11.6% | +12.0% | +2.9% | +16.1% | +113.8% | +14.0% | -7.0% | -24.8% | -67.2% | -45.0% | -33.2% | -27.4% | |
| Net Margin | 24.1% | 24.4% | 24.7% | 22.7% | 24.5% | 24.2% | 22.1% | 22.2% | 21.4% | 11.3% | 19.5% | 24.1% | 27.9% |
| — | +0.8% | +11.9% | +2.2% | +14.2% | +113.5% | +13.3% | -8.0% | -23.3% | -66.7% | -44.5% | -32.3% | -27.5% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 11.3% | 2.8% | 2.9% | 2.6% | 2.8% | 2.9% | 2.9% | 2.9% | 2.8% | 1.4% | 2.8% | 3.3% | 3.7% |
| — | -4.4% | +1.0% | -10.9% | +0.2% | +112.2% | +3.1% | -11.4% | -22.9% | -68.6% | -33.2% | -6.9% | +6.1% | |
| ROA | 1.4% | 0.4% | 0.4% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.1% | 0.3% | 0.3% | 0.3% |
| — | +1.5% | +9.8% | +0.1% | +11.6% | +146.6% | +21.4% | +1.5% | -11.8% | -65.9% | -31.1% | -6.7% | +2.6% | |
| ROIC | 8.6% | 2.1% | 1.9% | 2.0% | 2.2% | 2.1% | 1.9% | 2.1% | 2.0% | 0.9% | 1.7% | 1.7% | 1.8% |
| — | -0.9% | +1.2% | -3.7% | +11.4% | +135.3% | +12.8% | +21.1% | +7.2% | -65.2% | -37.9% | -27.9% | -12.1% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Hancock Whitney Corporation's Debt/EBITDA ratio is 7.7x, down from 13.4x last quarter — elevated, raising questions about debt serviceability. The current ratio has weakened 43.1% YoY to 0.13x, tightening the short-term liquidity position.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.30 | 0.30 | 0.50 | 0.32 | 0.20 | 0.23 | 0.39 | 0.44 | 0.27 | 0.40 | 0.51 | 0.56 | 1.10 |
| — | +28.0% | +29.5% | -27.7% | -23.8% | -41.2% | -24.0% | -21.8% | -75.8% | -40.2% | -14.4% | +89.8% | +91.5% | |
| Debt / EBITDA | 2.04 | 7.69 | 13.37 | 8.96 | 5.45 | 6.03 | 10.41 | 11.05 | 7.12 | 20.63 | 13.40 | 12.50 | 22.82 |
| — | +27.5% | +28.4% | -18.9% | -23.4% | -70.8% | -22.3% | -11.6% | -68.8% | +77.3% | +28.8% | +109.0% | +90.5% | |
| Current Ratio | 0.13 | 0.13 | 0.06 | 6.66 | 0.23 | 0.23 | 0.23 | 0.20 | 0.20 | 0.21 | 0.21 | 0.22 | 0.26 |
| — | -43.1% | -74.1% | +3155.8% | +18.1% | +10.8% | +6.6% | -5.4% | -24.9% | -3.6% | +0.1% | -11.1% | -16.0% | |
| Quick Ratio | 0.13 | 0.13 | 0.06 | 6.66 | 0.23 | 0.23 | 0.23 | 0.20 | 0.20 | 0.21 | 0.21 | 0.22 | 0.26 |
| — | -43.1% | -74.1% | +3155.8% | +18.1% | +10.8% | +6.6% | -5.4% | -24.9% | -3.6% | +0.1% | -11.1% | -16.0% | |
| Interest Coverage | 1.23 | 1.37 | 1.22 | 1.15 | 1.19 | 1.07 | 0.92 | 0.92 | 0.86 | 0.40 | 0.83 | 1.12 | 1.81 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying HWC stock.
Hancock Whitney Corporation's current P/E is 12.5x. The average P/E over the last 4 quarters is 10.4x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Hancock Whitney Corporation's current operating margin is 31.0%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Hancock Whitney Corporation's business trajectory between earnings reports.