Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 14.05 | 13.24 | 12.05 | 27.41 | 10.68 | 10.51 | 10.87 | 9.50 | 9.77 | 9.62 | 9.13 | 9.28 | 20.94 | 8.26 | 7.11 | 6.28 | 7.33 | 7.39 | 8.03 | 9.31 | 8.07 |
| — | +26.1% | +10.9% | +188.5% | +9.3% | +9.2% | +19.1% | +2.4% | -53.3% | +16.5% | +28.4% | +47.9% | +185.7% | +11.7% | -11.5% | -32.6% | -9.1% | -8.4% | -27.7% | +7.3% | +11.0% | |
| P/S Ratio | 3.86 | 3.46 | 3.79 | 4.47 | 3.45 | 3.49 | 3.30 | 3.12 | 3.26 | 3.04 | 2.89 | 2.84 | 3.64 | 2.26 | 2.35 | 2.17 | 2.83 | 2.69 | 2.92 | 3.69 | 3.46 |
| — | -0.9% | +14.8% | +43.0% | +5.8% | +14.8% | +14.2% | +9.9% | -10.5% | +34.4% | +23.2% | +30.7% | +28.6% | -16.2% | -19.6% | -41.0% | -18.3% | -15.5% | -2.5% | +27.5% | +50.0% | |
| P/B Ratio | 1.35 | 1.37 | 1.37 | 1.18 | 1.20 | 1.20 | 1.13 | 1.06 | 1.15 | 1.06 | 1.06 | 1.04 | 1.11 | 0.91 | 0.94 | 0.90 | 1.26 | 1.24 | 1.16 | 1.33 | 1.20 |
| — | +14.7% | +20.9% | +11.7% | +4.8% | +12.7% | +7.1% | +2.3% | +3.8% | +16.2% | +12.3% | +15.3% | -12.3% | -26.3% | -18.5% | -32.5% | +4.8% | +7.5% | +4.5% | +22.4% | +40.2% | |
| P/FCF | 8.79 | 5.69 | 10.12 | 12.06 | 9.20 | 8.63 | 10.14 | 11.31 | 6.27 | 6.98 | 10.00 | 6.07 | 11.39 | 4.41 | 7.22 | 9.87 | 6.58 | 5.35 | 4.85 | 4.27 | 25.28 |
| — | -34.0% | -0.2% | +6.6% | +46.6% | +23.6% | +1.4% | +86.3% | -44.9% | +58.5% | +38.6% | -38.5% | +73.0% | -17.7% | +48.6% | +131.1% | -74.0% | -18.9% | -46.2% | +15.2% | +314.8% | |
| EV / EBITDA | 11.73 | 11.78 | 10.09 | 23.51 | 8.52 | 9.17 | 8.45 | 6.37 | 6.53 | 7.52 | 7.70 | 7.23 | 15.43 | 6.79 | 6.44 | 6.14 | 7.25 | 6.83 | 5.11 | 4.15 | 3.15 |
| — | +28.4% | +19.4% | +269.3% | +30.5% | +21.9% | +9.7% | -11.9% | -57.7% | +10.8% | +19.5% | +17.8% | +112.7% | -0.6% | +26.1% | +47.9% | +130.6% | +73.6% | -21.0% | -21.1% | -55.7% | |
| EV / EBIT | 10.51 | 11.78 | 10.62 | 27.05 | 8.96 | 9.63 | 9.02 | 6.79 | 6.96 | 8.06 | 8.26 | 7.81 | 18.20 | 7.43 | 6.96 | 6.59 | 7.72 | 7.30 | 5.48 | 4.44 | 3.36 |
| — | +22.3% | +17.8% | +298.4% | +28.6% | +19.4% | +9.2% | -13.1% | -61.8% | +8.5% | +18.7% | +18.5% | +135.7% | +1.7% | +27.0% | +48.3% | +129.8% | +73.2% | -23.3% | -22.2% | -57.5% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 97.6% | 96.2% | 96.6% | 95.5% | 100.0% | 97.2% | 96.0% | 97.1% | 96.7% | 94.9% | 97.6% | 96.3% | 94.1% | 91.9% | 97.9% | 98.4% | 99.3% | 99.6% | 102.9% | 107.2% | 108.9% |
| — | -1.1% | +0.6% | -1.7% | +3.4% | +2.5% | -1.6% | +0.8% | +2.8% | +3.2% | -0.3% | -2.1% | -5.2% | -7.7% | -4.9% | -8.3% | -8.8% | -7.9% | -2.2% | +5.6% | +17.8% | |
| Operating Margin | 41.4% | 33.8% | 40.4% | 20.1% | 44.0% | 41.8% | 38.6% | 41.1% | 41.4% | 39.8% | 40.4% | 38.0% | 21.6% | 34.5% | 41.3% | 43.4% | 48.3% | 46.7% | 46.5% | 49.5% | 51.7% |
| — | -19.1% | +4.6% | -51.2% | +6.4% | +4.9% | -4.4% | +8.3% | +92.0% | +15.5% | -2.3% | -12.6% | -55.4% | -26.2% | -11.1% | -12.4% | -6.6% | -4.4% | +39.8% | +19.3% | +60.0% | |
| Net Margin | 32.2% | 26.2% | 31.6% | 16.2% | 32.3% | 33.2% | 30.3% | 32.9% | 33.6% | 31.7% | 31.9% | 30.9% | 17.5% | 27.6% | 33.0% | 34.7% | 38.6% | 37.0% | 36.6% | 39.6% | 43.2% |
| — | -21.2% | +4.3% | -50.8% | -3.9% | +4.8% | -5.1% | +6.5% | +91.7% | +14.7% | -3.3% | -10.8% | -54.6% | -25.4% | -9.8% | -12.5% | -10.6% | -6.3% | +35.9% | +18.8% | +33.9% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 11.3% | 2.5% | 2.9% | 1.1% | 2.8% | 2.9% | 2.6% | 2.8% | 2.9% | 2.9% | 2.9% | 2.8% | 1.4% | 2.8% | 3.3% | 3.7% | 4.4% | 4.1% | 3.6% | 3.5% | 3.8% |
| — | -12.1% | +9.1% | -62.4% | -4.4% | +1.0% | -10.9% | +0.2% | +112.2% | +3.1% | -11.4% | -22.9% | -68.6% | -33.2% | -6.9% | +6.1% | +16.8% | +15.1% | +40.5% | +10.9% | +24.7% | |
| ROA | 1.4% | 0.3% | 0.4% | 0.1% | 0.4% | 0.4% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.1% | 0.3% | 0.3% | 0.3% | 0.4% | 0.4% | 0.3% | 0.3% | 0.4% |
| — | -18.2% | +8.8% | -61.0% | +1.5% | +9.8% | +0.1% | +11.6% | +146.6% | +21.4% | +1.5% | -11.8% | -65.9% | -31.1% | -6.7% | +2.6% | +7.5% | +6.3% | +35.3% | +8.7% | +24.3% | |
| ROIC | 8.6% | 1.8% | 2.0% | 0.7% | 2.1% | 1.9% | 2.0% | 2.2% | 2.1% | 1.9% | 2.1% | 2.0% | 0.9% | 1.7% | 1.7% | 1.8% | 2.5% | 2.7% | 2.4% | 2.1% | 2.2% |
| — | -8.6% | -1.7% | -66.1% | -0.9% | +1.2% | -3.7% | +11.4% | +135.3% | +12.8% | +21.1% | +7.2% | -65.2% | -37.9% | -27.9% | -12.1% | +17.3% | +26.6% | +59.2% | +16.5% | +59.2% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.30 | 0.36 | 0.42 | 0.38 | 0.30 | 0.50 | 0.32 | 0.20 | 0.23 | 0.39 | 0.44 | 0.27 | 0.40 | 0.51 | 0.56 | 1.10 | 0.67 | 0.60 | 0.30 | 0.57 | 0.55 |
| — | -28.8% | +34.0% | +87.3% | +28.0% | +29.5% | -27.7% | -23.8% | -41.2% | -24.0% | -21.8% | -75.8% | -40.2% | -14.4% | +89.8% | +91.5% | +20.5% | +2.6% | -44.3% | -9.9% | -12.5% | |
| Debt / EBITDA | 2.02 | 10.68 | 11.06 | 24.85 | 7.42 | 13.37 | 8.96 | 5.45 | 6.03 | 10.41 | 11.05 | 7.12 | 20.63 | 13.40 | 12.50 | 22.82 | 11.64 | 10.40 | 5.98 | 11.98 | 11.53 |
| — | -20.1% | +23.3% | +355.5% | +23.2% | +28.4% | -18.9% | -23.4% | -70.8% | -22.3% | -11.6% | -68.8% | +77.3% | +28.8% | +109.0% | +90.5% | +0.9% | -15.4% | -61.7% | -20.2% | -39.0% | |
| Current Ratio | 0.13 | 0.51 | 0.91 | 0.51 | 0.13 | 0.06 | 6.66 | 0.23 | 0.23 | 0.23 | 0.20 | 0.20 | 0.21 | 0.21 | 0.22 | 0.26 | 0.21 | 0.21 | 0.24 | 0.31 | 0.36 |
| — | +768.4% | -86.3% | +121.6% | -43.1% | -74.1% | +3155.8% | +18.1% | +10.8% | +6.6% | -5.4% | -24.9% | -3.6% | +0.1% | -11.1% | -16.0% | -40.2% | -38.7% | -26.2% | -0.5% | +29.5% | |
| Quick Ratio | 0.13 | 0.51 | 0.91 | 0.51 | 0.13 | 0.06 | 6.66 | 0.23 | 0.23 | 0.23 | 0.20 | 0.20 | 0.21 | 0.21 | 0.22 | 0.26 | 0.21 | 0.21 | 0.24 | 0.31 | 0.36 |
| — | +768.4% | -86.3% | +121.6% | -43.1% | -74.1% | +3155.8% | +18.1% | +10.8% | +6.6% | -5.4% | -24.9% | -3.6% | +0.1% | -11.1% | -16.0% | -40.2% | -38.7% | -26.2% | -0.5% | +29.5% | |
| Interest Coverage | 1.23 | 1.06 | 1.35 | 0.51 | 1.37 | 1.22 | 1.15 | 1.19 | 1.07 | 0.92 | 0.92 | 0.86 | 0.40 | 0.83 | 1.12 | 1.81 | 3.59 | 8.79 | 16.87 | 18.56 | 17.43 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying HWC stock.
Hancock Whitney Corporation's current P/E is 14.1x. The average P/E over the last 4 quarters is 15.8x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Hancock Whitney Corporation's current operating margin is 41.4%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Hancock Whitney Corporation's business trajectory between earnings reports.