ICICI Bank Limited (IBN) quarterly income statement — complete revenue, gross profit & net income history
ICICI Bank Limited (IBN) annual income statement — 28-year revenue, gross profit & net income history
| Metric | Q4'26 | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 |
|---|
| Net Interest Income | 275.47B | 267.1B | 261.64B | 259.9B | 253.39B | 244.04B | 241B | 234.6B | 221.83B | 214.56B | 210.3B | 207.38B | 199.59B | 186.41B | 168.54B | 150.7B | 143.66B | 139.42B | 133.85B | 125.47B |
| NII Growth % | 8.71% | 9.45% | 8.56% | 10.78% | 14.23% | 13.74% | 14.6% | 13.12% | 11.14% | 15.1% | 24.78% | 37.62% | 38.94% | 33.7% | 25.91% | 20.1% | 16.37% | 18.13% | 18.65% | 13.29% |
| Net Interest Margin % | 0.95% | 0.97% | 0.97% | 0.97% | 0.96% | 0.96% | 0.96% | 0.97% | 0.94% | 0.97% | 0.99% | 1.02% | 1.02% | 0.99% | 0.92% | 0.86% | 0.82% | 0.83% | 0.83% | 1.03% |
| Interest Income | 495.94B | 487.66B | 481.81B | 490.8B | 483.86B | 470.37B | 463.26B | 445.82B | 426.07B | 408.65B | 389.38B | 371.06B | 344.39B | 316.19B | 288.5B | 261.59B | 249.99B | 243.14B | 234.78B | 226.15B |
| Interest Expense | 220.47B | 220.56B | 220.17B | 230.9B | 230.47B | 226.33B | 222.25B | 211.22B | 204.24B | 194.09B | 179.08B | 163.68B | 144.79B | 129.78B | 119.97B | 110.89B | 106.34B | 103.72B | 100.93B | 100.68B |
| Loan Loss Provision | 2.61B | 26.69B | 9.09B | 18.22B | 9.4B | 12.68B | 13.82B | 13.16B | -20.51B | 10.2B | 6.49B | 13.45B | 135.15B | 24.34B | 16.53B | 11.31B | 11.03B | 21.29B | 27.74B | 29.71B |
| Non-Interest Income | 350.2B | 287.25B | 279.66B | 254.96B | 313.6B | 275.89B | 266.17B | 226.88B | 238.56B | 186.15B | 183.54B | 149.78B | 194.3B | 162.41B | 163.28B | 130.6B | 178.35B | 155.52B | 160.06B | 127.37B |
| Non-Interest Income % | 55.97% | 51.82% | 51.66% | 49.52% | 55.31% | 53.06% | 52.48% | 49.16% | 51.82% | 46.45% | 46.6% | 41.94% | 49.33% | 46.56% | 49.21% | 46.43% | 55.39% | 52.73% | 54.46% | 50.37% |
| Total Net Revenue | 625.67B | 554.34B | 541.29B | 514.86B | 566.99B | 519.93B | 507.17B | 461.48B | 460.39B | 400.71B | 393.84B | 357.16B | 393.89B | 348.82B | 331.81B | 281.29B | 322B | 294.93B | 293.92B | 252.84B |
| Revenue Growth % | 10.35% | 6.62% | 6.73% | 11.57% | 23.16% | 29.75% | 28.78% | 29.21% | 16.88% | 14.88% | 18.69% | 26.97% | 22.33% | 18.27% | 12.89% | 11.25% | -4.35% | -1.71% | 3.69% | -4.92% |
| Non-Interest Expense | 414.93B | 347.94B | 341.55B | 301.07B | 367.68B | 322.24B | 307.94B | 280.14B | 317.09B | 236.49B | 235.76B | 198.06B | 239.32B | 202.82B | 203.77B | 167.95B | 204.93B | 181.49B | 180.12B | 157.43B |
| Efficiency Ratio | 66.32% | 62.77% | 63.1% | 58.48% | 64.85% | 61.98% | 60.72% | 60.7% | 68.87% | 59.02% | 59.86% | 55.45% | 60.76% | 58.15% | 61.41% | 59.71% | 63.64% | 61.54% | 61.28% | 62.26% |
| Operating Income | 208.13B | 179.72B | 190.65B | 195.57B | 189.92B | 185.01B | 185.42B | 168.18B | 163.81B | 154.02B | 151.6B | 145.66B | 19.42B | 121.65B | 111.51B | 102.03B | 106.04B | 92.16B | 86.06B | 65.71B |
| Operating Margin % | 33.27% | 32.42% | 35.22% | 37.99% | 33.5% | 35.58% | 36.56% | 36.44% | 35.58% | 38.44% | 38.49% | 40.78% | 4.93% | 34.88% | 33.61% | 36.27% | 32.93% | 31.25% | 29.28% | 25.99% |
| Operating Income Growth % | 9.59% | -2.86% | 2.82% | 16.28% | 15.94% | 20.12% | 22.31% | 15.47% | 743.61% | 26.61% | 35.94% | 42.76% | -81.69% | 32% | 29.59% | 55.28% | 51.26% | 21.94% | 25.21% | 43.23% |
| Pretax Income | 208.13B | 179.72B | 191.26B | 195.57B | 191.43B | 185.01B | 185.42B | 168.18B | 163.81B | 154.02B | 151.6B | 145.66B | 137.35B | 121.65B | 111.51B | 102.03B | 106.04B | 92.16B | 86.06B | 66.29B |
| Pretax Margin % | 33.27% | 32.42% | 35.33% | 37.99% | 33.76% | 35.58% | 36.56% | 36.44% | 35.58% | 38.44% | 38.49% | 40.78% | 34.87% | 34.88% | 33.61% | 36.27% | 32.93% | 31.25% | 29.28% | 26.22% |
| Income Tax | 51.32B | 43.79B | 48.08B | 51.01B | 47.89B | 46.54B | 46.36B | 43.55B | 41.81B | 38.87B | 38.09B | 35.51B | 34.99B | 29.99B | 27.9B | 25.05B | 25.14B | 22.56B | 20.35B | 16.52B |
| Effective Tax Rate % | 24.66% | 24.36% | 25.14% | 26.08% | 25.02% | 25.16% | 25% | 25.9% | 25.52% | 25.24% | 25.12% | 24.38% | 25.47% | 24.66% | 25.02% | 24.55% | 23.71% | 24.48% | 23.65% | 24.92% |
| Net Income | 147.55B | 126.42B | 133.57B | 135.58B | 135.02B | 128.83B | 129.48B | 116.96B | 116.72B | 110.53B | 108.96B | 106.36B | 98.53B | 87.92B | 80.07B | 73.85B | 77.19B | 65.37B | 60.92B | 47.63B |
| Net Margin % | 23.58% | 22.81% | 24.68% | 26.33% | 23.81% | 24.78% | 25.53% | 25.34% | 25.35% | 27.58% | 27.67% | 29.78% | 25.01% | 25.21% | 24.13% | 26.25% | 23.97% | 22.16% | 20.73% | 18.84% |
| Net Income Growth % | 9.28% | -1.87% | 3.16% | 15.92% | 15.69% | 16.56% | 18.83% | 9.96% | 18.46% | 25.71% | 36.08% | 44.03% | 27.64% | 34.51% | 31.44% | 55.05% | 57.98% | 18.89% | 24.77% | 52.77% |
| Net Income (Continuing) | 156.81B | 135.93B | 143.18B | 144.56B | 143.54B | 138.47B | 139.06B | 124.63B | 122B | 115.15B | 113.51B | 110.14B | 102.36B | 91.66B | 83.61B | 76.98B | 80.89B | 69.6B | 65.71B | 49.77B |
| EPS (Diluted) | 40.72 | 35.04 | 36.84 | 37.42 | 37.68 | 35.94 | 36.10 | 32.64 | 32.64 | 30.94 | 30.54 | 29.82 | 27.68 | 24.70 | 22.50 | 20.82 | 21.76 | 18.42 | 17.20 | 26.96 |
| EPS Growth % | 8.07% | -2.5% | 2.05% | 14.64% | 15.44% | 16.16% | 18.21% | 9.46% | 17.92% | 25.26% | 35.73% | 43.23% | 27.21% | 34.09% | 30.81% | -22.77% | 57% | -41.26% | 19.28% | 183.19% |
| EPS (Basic) | 41.24 | 35.04 | 37.42 | 38.04 | 38.22 | 36.52 | 36.78 | 33.28 | 33.26 | 31.54 | 31.14 | 30.44 | 28.22 | 25.22 | 23.00 | 21.24 | 22.22 | 18.84 | 17.58 | 27.52 |
| Diluted Shares Outstanding | 3.62B | 3.63B | 3.62B | 3.62B | 3.58B | 3.59B | 3.59B | 3.58B | 3.58B | 3.57B | 3.57B | 3.57B | 3.56B | 3.56B | 3.56B | 3.55B | 3.55B | 3.55B | 3.54B | 3.53B |