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  3. Financial Ratios
  4. Quarterly
OverviewPriceRevenueEarningsP/ERatiosDividendTargets

Jumia Technologies AG (JMIA) Quarterly Financial Ratios

Last 30 quarters of trend data · Consumer Cyclical · Specialty Retail

← View 30-Year Annual Ratios

Valuation Multiples

Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.

MetricTTMQ4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23
P/E Ratio →—————————————
—————————————
P/S Ratio5.33—3.891.350.911.284.494.902.651.911.591.952.01
——-13.2%-72.5%-65.7%-33.0%+181.9%+150.8%+32.0%+57.6%-44.6%-26.0%-60.1%
P/B Ratio——20.354.641.932.716.3928.5612.185.193.063.252.32
——+218.6%-83.7%-84.2%-47.8%+108.9%+778.3%+425.6%+180.9%+20.0%+51.1%-16.6%
P/FCF————————30.53————
—————————————
EV / EBITDA—————————53.95———
—————————————
EV / EBIT—————————————
—————————————

Profitability

Quarterly margins and returns. Watch for margin compression across consecutive quarters.

Jumia Technologies AG's operating margin was -17.3% in Q4 2025, up 20.8 pp QoQ and up 20.6 pp YoY. The trailing four-quarter average of -35.8% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin expanded 6.4% YoY, indicating pricing power or improving input costs.

Margins

MetricTTMQ4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23
Gross Margin53.9%55.6%52.1%52.4%54.9%52.3%62.8%59.2%63.8%58.7%53.3%52.0%60.4%
—+6.4%-17.0%-11.4%-14.0%-10.9%+17.8%+13.8%+5.6%-0.8%-16.9%-0.5%+5.5%
Operating Margin-33.5%-17.3%-38.1%-36.2%-51.4%-37.9%-55.2%-55.5%-17.0%-1.4%-44.0%-50.1%-68.9%
—+54.4%+30.9%+34.7%-201.9%-2656.1%-25.5%-10.7%+75.3%+98.2%+48.5%+57.6%+50.6%
Net Margin-32.6%-16.8%-39.3%-36.4%-46.1%-42.8%-46.4%-60.3%-83.1%-37.8%-54.8%-72.4%-77.0%
—+60.7%+15.3%+39.7%+44.6%-13.2%+15.4%+16.7%-8.0%+54.5%+37.9%+39.8%+47.2%

Return on Capital

MetricTTMQ4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23
ROE-109.9%-34.0%-40.8%-27.4%-21.6%-20.7%-26.5%-65.2%-73.1%-22.7%-23.7%-25.6%-20.0%
—-64.2%-53.8%+58.0%+70.4%+8.7%-11.8%-154.1%-264.8%+17.5%-35.6%-16.3%-9.1%
ROA-37.8%-7.4%-11.8%-9.9%-9.1%-9.4%-9.1%-14.3%-23.3%-8.7%-9.8%-11.6%-9.8%
—+21.3%-29.2%+30.8%+60.9%-8.4%+7.5%-23.1%-137.9%+43.6%+9.5%+19.6%+23.7%
ROIC-3258.1%———-45.8%-37.2%-188.3%-397.3%-21.3%-1.2%-29.9%-28.0%-23.4%
————-115.1%-2931.6%-529.4%-1320.7%+9.1%+95.8%-76.1%-40.5%-35.2%

Leverage & Debt

Quarterly solvency trend — watch for debt spikes or covenant pressure.

The current ratio has weakened 35.6% YoY to 1.14x, tightening the short-term liquidity position. Debt/Equity has risen for 6 consecutive quarters, indicating increasing financial leverage that investors should watch closely.

MetricTTMQ4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23Q1 '23
Debt / Equity0.460.460.360.240.180.130.110.330.130.090.080.070.07
—+251.0%+227.1%-27.6%+38.7%+46.8%+41.4%+343.7%+91.0%+11.2%+23.0%+34.9%+99.6%
Debt / EBITDA—————————4.00———
—————————————
Current Ratio1.141.141.201.381.571.771.801.111.271.441.561.621.79
—-35.6%-33.1%+24.4%+24.2%+23.0%+15.1%-31.4%-29.4%-29.4%-40.4%-39.3%-44.1%
Quick Ratio1.041.041.121.281.461.701.731.051.191.351.511.541.71
—-39.1%-35.4%+22.5%+22.7%+25.8%+14.8%-32.0%-30.7%-30.5%-40.2%-39.6%-44.6%
Interest Coverage-10.25-13.38-12.09-5.98-15.73-5.82-56.66-6.86-0.26-0.06-3.82-1.89-7.24
—————————————

Download Financial Ratios Data

Includes 30+ ratios · 30 years · Updated daily

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Frequently Asked Questions

How do Jumia Technologies AG's margins change by quarter?

Jumia Technologies AG's current operating margin is -33.5%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.

Why look at JMIA quarterly ratios instead of annual?

Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Jumia Technologies AG's business trajectory between earnings reports.

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