Jumia Technologies AG (JMIA) Financial Ratios
9 years of historical data (2017–2025) · Consumer Cyclical · Specialty Retail
EV/EBITDA
N/A
—
5yr avg: N/A
P/FCF
N/A
—
5yr avg: N/A
P/B Ratio
↑
20.70
↑+146% vs avg
5yr avg: 8.43
30Y Low1.8·High29.7
ROE
↓
-109.9%
-17% vs avg
5yr avg: -94.1%
30Y Low-211%·High-66%
Debt/EBITDA
N/A
—
5yr avg: N/A
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
JMIA Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Jumia Technologies AG currently has a negative P/E ratio, indicating the company is operating at a loss on a trailing-twelve-month basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $539M | $765M | $234M | $356M | $322M | $1.1B | $3.2B | $473M | — | — |
| Enterprise Value | $474M | $700M | $190M | $333M | $264M | $1.0B | $2.9B | $293M | — | — |
| P/E Ratio → | -8.53 | — | — | — | — | — | — | — | — | — |
| P/S Ratio | 2.85 | 4.05 | 1.40 | 1.91 | 1.58 | 6.59 | 16.59 | 2.32 | — | — |
| P/B Ratio | 20.70 | 29.72 | 2.71 | 5.18 | 1.85 | 2.68 | 11.79 | 2.31 | — | — |
| P/FCF | — | — | — | — | — | — | — | — | — | — |
| P/OCF | — | — | — | — | — | — | — | — | — | — |
P/E links to full P/E history page with 30-year chart
JMIA EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 3.71 | 1.13 | 1.79 | 1.30 | 5.97 | 14.74 | 1.44 | — | — |
| EV / EBITDA | — | — | — | — | — | — | — | — | — | — |
| EV / EBIT | — | — | — | — | — | — | — | — | — | — |
| EV / FCF | — | — | — | — | — | — | — | — | — | — |
JMIA Profitability
Margins and return-on-capital ratios measuring operating efficiency
Jumia Technologies AG earns an operating margin of -33.9%, below the Consumer Cyclical sector average of 2.9%. Operating margins have expanded from -39.3% to -33.9% over the past 3 years, signaling improving operational efficiency. A negative ROE of -109.9% indicates the company is currently destroying shareholder equity.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 52.8% | 52.8% | 59.4% | 57.5% | 58.1% | 60.5% | 67.7% | 47.3% | 34.3% | 29.3% |
| Operating Margin | -33.9% | -33.9% | -39.4% | -39.3% | -99.3% | -132.2% | -106.9% | -142.1% | -131.5% | -166.2% |
| Net Profit Margin | -32.6% | -32.6% | -59.2% | -55.9% | -117.2% | -135.3% | -115.3% | -141.3% | -131.8% | -173.6% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -109.9% | -109.9% | -127.8% | -85.7% | -81.2% | -66.0% | -93.9% | -210.9% | -922.8% | — |
| ROA | -37.8% | -37.8% | -51.9% | -40.0% | -52.5% | -44.7% | -58.5% | -109.1% | -157.7% | -226.1% |
| ROIC | -3297.9% | -3297.9% | -113.1% | -67.9% | -71.3% | -149.4% | — | -889.6% | — | — |
| ROCE | -97.8% | -97.8% | -78.2% | -56.5% | -66.1% | -62.4% | -83.6% | -205.6% | -920.9% | — |
JMIA Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
The company holds a net cash position — cash of $77M exceeds total debt of $12M, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.46 | 0.46 | 0.13 | 0.18 | 0.08 | 0.03 | 0.05 | 0.05 | — | — |
| Debt / EBITDA | — | — | — | — | — | — | — | — | — | — |
| Net Debt / Equity | — | -2.52 | -0.51 | -0.34 | -0.33 | -0.25 | -1.31 | -0.88 | -2.02 | — |
| Net Debt / EBITDA | — | — | — | — | — | — | — | — | — | — |
| Debt / FCF | — | — | — | — | — | — | — | — | — | — |
| Interest Coverage | -8.72 | -8.72 | -25.13 | -34.22 | -59.31 | -59.55 | -62.27 | -46.72 | -61.60 | -106.07 |
Net cash position: cash ($77M) exceeds total debt ($12M)
JMIA Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
A current ratio of 1.14x means Jumia Technologies AG can comfortably meet its short-term obligations, though there is limited excess liquidity. The current ratio has declined from 1.44x to 1.14x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 1.14 | 1.14 | 1.77 | 1.44 | 2.04 | 3.58 | 2.75 | 2.60 | 1.47 | 0.79 |
| Quick Ratio | 1.04 | 1.04 | 1.70 | 1.36 | 1.96 | 3.50 | 2.69 | 2.48 | 1.37 | 0.68 |
| Cash Ratio | 0.79 | 0.79 | 1.40 | 1.03 | 1.59 | 3.32 | 2.50 | 2.17 | 1.09 | 0.35 |
| Asset Turnover | — | 1.41 | 0.87 | 0.98 | 0.62 | 0.29 | 0.45 | 0.61 | 0.91 | 1.30 |
| Inventory Turnover | 8.83 | 8.83 | 10.57 | 8.18 | 7.44 | 5.30 | 7.02 | 7.74 | 9.00 | 6.98 |
| Days Sales Outstanding | — | 40.17 | 42.99 | 52.15 | 56.13 | 48.04 | 31.61 | 41.63 | 41.88 | 74.49 |
JMIA Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Jumia Technologies AG does not currently pay a dividend and has no material buyback yield, reinvesting earnings back into the business.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — | — | — | — | — | — |
| Payout Ratio | — | — | — | — | — | — | — | — | — | — |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | — | — | — | — | — | — | — | — | — | — |
| FCF Yield | — | — | — | — | — | — | — | — | — | — |
| Buyback Yield | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — | — |
| Total Shareholder Yield | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — | — |
| Shares Outstanding | — | $61M | $61M | $101M | $100M | $97M | $80M | $70M | $77M | $76M |
Peer Comparison
Compare JMIA with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 JMIAYou | $539M | -8.5 | — | — | 52.8% | -33.9% | -109.9% | -3297.9% | — |
 SE | $54B | 121.5 | 52.6 | 18.1 | 42.8% | 3.9% | 5.9% | 5.4% | 3.9 |
 MELI | $95B | 47.5 | 27.2 | 8.8 | 44.5% | 11.1% | 36.0% | 20.8% | 3.0 |
 GLOB | $2B | 11.0 | 5.3 | 8.2 | 35.7% | 9.3% | 8.7% | 8.3% | 1.1 |
 CPNG | $31B | 156.5 | 42.8 | 59.2 | 29.4% | 1.4% | 4.8% | 14.5% | 6.8 |
 BEKE | $61B | 36.3 | 89.9 | 49.7 | 24.6% | 4.0% | 5.7% | 3.7% | 4.7 |
 AMZN | $2.9T | 37.8 | 20.5 | 379.0 | 50.3% | 11.2% | 22.3% | 14.7% | 1.0 |
 EBAY | $49B | 24.5 | 21.0 | 29.3 | 71.5% | 20.5% | 41.6% | 16.8% | 2.9 |
 ETSY | $6B | 46.0 | 11.5 | 9.5 | 71.6% | 12.8% | — | — | 1.6 |
 GLBE | $6B | 83.7 | 57.4 | 19.7 | 45.3% | 7.4% | 7.5% | 7.7% | 0.5 |
 PYPL | $41B | 8.5 | 6.1 | 7.3 | 46.6% | 18.3% | 25.7% | 15.0% | 1.4 |
| Consumer Cyclical Median | — | 19.4 | 11.4 | 15.3 | 36.8% | 2.9% | 5.7% | 5.8% | 4.4 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
Download Financial Ratios Data
Includes 30+ ratios · 9 years · Updated daily
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Start ComparisonJMIA — Frequently Asked Questions
Quick answers to the most common questions about buying JMIA stock.
What is Jumia Technologies AG's P/E ratio?
Jumia Technologies AG's current P/E ratio is -8.5x. This places it at the 50th percentile of its historical range.
What is Jumia Technologies AG's ROE?
Jumia Technologies AG's return on equity (ROE) is -109.9%. The historical average is -110.8%.
Is JMIA stock overvalued?
Based on historical data, Jumia Technologies AG is trading at a P/E of -8.5x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What are Jumia Technologies AG's profit margins?
Jumia Technologies AG has 52.8% gross margin and -33.9% operating margin.