Jumia Technologies AG (JMIA) fundamental analysis — strengths, weaknesses & financial health based on data analysis
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Jumia Technologies AG (JMIA) stock price & volume — 10-year historical chart
Jumia Technologies AG (JMIA) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Jumia Technologies AG (JMIA) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q1 2026Latest | Feb 10, 2026 | $0.10vs $0.01-900.0% | $61Mvs $64M-3.7% |
| Q3 2025 | Aug 7, 2025 | $999.00vs $0.11+908281.8% | $54Mvs $44M+23.3% |
| Q2 2025 | May 8, 2025 | $999.00vs $0.18+555100.0% | $40Mvs $46M-13.8% |
| Q1 2025 | Feb 20, 2025 | $1.00vs $0.06+1765.0% | $47Mvs $39M+20.7% |
Jumia Technologies AG (JMIA) competitors in General Online Marketplaces — business model, growth, and fundamentals comparison
Jumia Technologies AG (JMIA) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Jumia Technologies AG (JMIA) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Sales/Revenue | 130.98M | 176.4M | 203.71M | 195.44M | 167.62M | 203.3M | 186.4M | 167.49M | 188.93M |
| Revenue Growth % | - | 34.67% | 15.48% | -4.06% | -14.23% | 21.28% | -8.31% | -10.15% | 12.8% |
| Cost of Goods Sold | 92.66M | 115.98M | 107.33M | 63.18M | 66.16M | 85.13M | 79.3M | 67.96M | 87.15M |
| COGS % of Revenue | 70.74% | 65.74% | 52.69% | 32.33% | 39.47% | 41.87% | 42.54% | 40.58% | 46.13% |
| Gross Profit | 38.33M▲ 0% | 60.43M▲ 57.7% | 96.38M▲ 59.5% | 132.26M▲ 37.2% | 101.47M▼ 23.3% | 118.17M▲ 16.5% | 107.1M▼ 9.4% | 99.53M▼ 7.1% | 101.78M▲ 2.3% |
| Gross Margin % | 29.26% | 34.26% | 47.31% | 67.67% | 60.53% | 58.13% | 57.46% | 59.42% | 53.87% |
| Gross Profit Growth % | - | 57.66% | 59.5% | 37.23% | -23.28% | 16.46% | -9.37% | -7.07% | 2.26% |
| Operating Expenses | 256.04M | 292.43M | 385.79M | 341.14M | 323.03M | 319.97M | 180.41M | 165.53M | 164.99M |
| OpEx % of Revenue | 195.47% | 165.77% | 189.39% | 174.55% | 192.71% | 157.39% | 96.79% | 98.83% | 87.33% |
| Selling, General & Admin | 151.72M | 165.81M | 317.08M | 264.42M | 259.65M | 229.93M | 132.74M | 119.64M | 130.97M |
| SG&A % of Revenue | 115.83% | 94% | 155.66% | 135.29% | 154.9% | 113.1% | 71.21% | 71.44% | 69.32% |
| Research & Development | 0 | 0 | 0 | 0 | 36.7M | 52.41M | 41.53M | 37.52M | 37.03M |
| R&D % of Revenue | - | - | - | - | 21.89% | 25.78% | 22.28% | 22.4% | 19.6% |
| Other Operating Expenses | 104.32M | 126.62M | 68.71M | 76.72M | 26.68M | 37.63M | 6.14M | 8.37M | -3.01M |
| Operating Income | -217.71M▲ 0% | -232M▼ 6.6% | -289.42M▼ 24.7% | -208.89M▲ 27.8% | -221.56M▼ 6.1% | -201.8M▲ 8.9% | -73.31M▲ 63.7% | -66M▲ 10.0% | -63.21M▲ 4.2% |
| Operating Margin % | -166.21% | -131.52% | -142.07% | -106.88% | -132.18% | -99.26% | -39.33% | -39.41% | -33.46% |
| Operating Income Growth % | - | -6.56% | -24.75% | 27.82% | -6.07% | 8.92% | 63.67% | 9.96% | 4.24% |
| EBITDA | -215.41M | -229.04M | -279.37M | -197.5M | -211.9M | -190.15M | -63.47M | -57.74M | -55.35M |
| EBITDA Margin % | -164.45% | -129.84% | -137.14% | -101.05% | -126.42% | -93.53% | -34.05% | -34.47% | -29.3% |
| EBITDA Growth % | - | -6.33% | -21.97% | 29.31% | -7.29% | 10.27% | 66.62% | 9.02% | 4.14% |
| D&A (Non-Cash Add-back) | 2.3M | 2.96M | 10.04M | 11.38M | 9.66M | 11.65M | 9.84M | 8.27M | 7.86M |
| EBIT | -216.55M | -231.39M | -285.99M | -219.7M | -205.52M | -204.44M | -96.43M | -94.65M | -63.21M |
| Net Interest Income | -1.7M | -3.5M | -2.28M | -2.64M | -849K | 1M | 1.71M | -251K | 3.08M |
| Interest Income | 342.89K | 260.72K | 3.85M | 884K | 2.6M | 4.45M | 4.53M | 3.52M | 9.26M |
| Interest Expense | 2.04M | 3.76M | 6.12M | 3.53M | 3.45M | 3.45M | 2.82M | 3.77M | 6.17M |
| Other Income/Expense | 1.08M | 329.41K | 1.76M | -12.76M | 14.43M | -4.37M | -25.29M | -31.55M | 3.08M |
| Pretax Income | -216.64M▲ 0% | -231.67M▼ 6.9% | -287.66M▼ 24.2% | -221.64M▲ 22.9% | -207.13M▲ 6.6% | -206.16M▲ 0.5% | -98.6M▲ 52.2% | -97.56M▲ 1.1% | -60.13M▲ 38.4% |
| Pretax Margin % | -165.39% | -131.33% | -141.21% | -113.41% | -123.57% | -101.41% | -52.9% | -58.25% | -31.82% |
| Income Tax | 16.13M | 1.21M | 729.55K | 3.66M | 442K | 6.98M | 661K | 1.55M | 1.41M |
| Effective Tax Rate % | -7.44% | -0.52% | -0.25% | -1.65% | -0.21% | -3.39% | -0.67% | -1.58% | -2.35% |
| Net Income | -227.44M▲ 0% | -232.46M▼ 2.2% | -287.91M▼ 23.9% | -225.26M▲ 21.8% | -226.87M▼ 0.7% | -238.23M▼ 5.0% | -104.16M▲ 56.3% | -99.09M▲ 4.9% | -61.55M▲ 37.9% |
| Net Margin % | -173.64% | -131.78% | -141.34% | -115.26% | -135.34% | -117.18% | -55.88% | -59.16% | -32.58% |
| Net Income Growth % | - | -2.21% | -23.85% | 21.76% | -0.71% | -5.01% | 56.28% | 4.87% | 37.88% |
| Net Income (Continuing) | -232.76M | -232.89M | -288.39M | -225.31M | -207.57M | -213.14M | -99.26M | -99.11M | -61.54M |
| Discontinued Operations | 0 | 0 | 0 | 0 | -19.34M | -25.13M | -4.92M | 0 | 0 |
| Minority Interest | -22.2M | -159.92K | -559K | -447K | -454K | -469K | -511K | -506K | -539K |
| EPS (Diluted) | -2.98▲ 0% | -3.04▼ 2.0% | -4.10▼ 34.9% | -3.02▲ 26.3% | -2.34▲ 22.5% | -2.37▼ 1.3% | -1.03▲ 56.5% | -1.62▼ 57.3% | 0.00▲ 100.0% |
| EPS Growth % | - | -2.01% | -34.87% | 26.34% | 22.52% | -1.28% | 56.54% | -57.28% | 100% |
| EPS (Basic) | -2.98 | -3.04 | -4.10 | -3.02 | -2.34 | -2.37 | -1.03 | -1.62 | 0.00 |
| Diluted Shares Outstanding | 76.38M | 76.51M | 70.33M | 80.35M | 96.92M | 100.17M | 100.89M | 61.23M | 0 |
| Basic Shares Outstanding | 76.38M | 76.51M | 70.33M | 80.35M | 96.92M | 100.17M | 100.89M | 61.23M | 0 |
| Dividend Payout Ratio | - | - | - | - | - | - | - | - | - |
Jumia Technologies AG (JMIA) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Total Current Assets | 93.61M | 185.05M | 312.15M | 413.83M | 553.02M | 291.46M | 169.04M | 169.33M | 112.78M |
| Cash & Short-Term Investments | 41.85M | 137.55M | 260.91M | 375.15M | 512.8M | 227.43M | 120.57M | 133.94M | 77.83M |
| Cash Only | 41.85M | 137.55M | 190.85M | 373.93M | 117.09M | 71.58M | 35.48M | 55.36M | 76.67M |
| Short-Term Investments | 0 | 0 | 70.06M | 1.22M | 395.71M | 155.85M | 85.09M | 78.58M | 1.16M |
| Accounts Receivable | 26.73M | 20.24M | 23.24M | 16.93M | 22.06M | 31.26M | 26.63M | 19.73M | 20.79M |
| Days Sales Outstanding | 74.49 | 41.88 | 41.63 | 31.61 | 48.04 | 56.13 | 52.15 | 42.99 | 40.16 |
| Inventory | 13.27M | 12.89M | 13.87M | 9M | 12.48M | 11.44M | 9.7M | 6.43M | 10.1M |
| Days Inventory Outstanding | 52.28 | 40.57 | 47.15 | 52.01 | 68.84 | 49.04 | 44.64 | 34.55 | 42.29 |
| Other Current Assets | 7.16M | 11.23M | 2.69M | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Non-Current Assets | 7M | 9.07M | 21.44M | 22.66M | 25.09M | 38.76M | 20.9M | 22.74M | 20.77M |
| Property, Plant & Equipment | 4.75M | 6.86M | 19.57M | 20.31M | 21.82M | 28.5M | 14.36M | 17.2M | 19.16M |
| Fixed Asset Turnover | 27.57x | 25.71x | 10.41x | 9.62x | 7.68x | 7.13x | 12.98x | 9.74x | 9.86x |
| Goodwill | 97.9K | 39.82K | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 565.09K | 206.21K | 52.76K | 542K | 327K | 0 | 0 | 0 | 0 |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 1.33M | 1.73M | 1.69M | 1.69M | 2.28M | 9.56M | 6.01M | 5.22M | 1.6M |
| Total Assets | 100.61M▲ 0% | 194.12M▲ 92.9% | 333.59M▲ 71.8% | 436.5M▲ 30.8% | 578.11M▲ 32.4% | 330.22M▼ 42.9% | 189.94M▼ 42.5% | 192.07M▲ 1.1% | 133.55M▼ 30.5% |
| Asset Turnover | 1.30x | 0.91x | 0.61x | 0.45x | 0.29x | 0.62x | 0.98x | 0.87x | 1.41x |
| Asset Growth % | - | 92.94% | 71.85% | 30.85% | 32.44% | -42.88% | -42.48% | 1.12% | -30.47% |
| Total Current Liabilities | 118.36M | 125.99M | 120.17M | 150.33M | 154.58M | 143.17M | 117.54M | 95.72M | 99.03M |
| Accounts Payable | 18.44M | 11.04M | 17.69M | 20.39M | 23.79M | 64.23M | 55.42M | 44.3M | 57.95M |
| Days Payables Outstanding | 72.64 | 34.75 | 60.17 | 117.79 | 131.27 | 275.4 | 255.12 | 237.94 | 242.72 |
| Short-Term Debt | 2.69M | 0 | 3.43M | 3.64M | 3.91M | 5.14M | 3.72M | 0 | 3.79M |
| Deferred Revenue (Current) | 5.4M | 8.87M | 6.72M | 5.23M | 5.95M | 3.97M | 3.1M | 7.08M | 0 |
| Other Current Liabilities | 83.47M | 87.67M | 72.12M | 96.17M | 94.95M | 48.58M | 27.58M | 25.53M | 9.56M |
| Current Ratio | 0.79x | 1.47x | 2.60x | 2.75x | 3.58x | 2.04x | 1.44x | 1.77x | 1.14x |
| Quick Ratio | 0.68x | 1.37x | 2.48x | 2.69x | 3.50x | 1.96x | 1.36x | 1.70x | 1.04x |
| Cash Conversion Cycle | 54.13 | 47.7 | 28.62 | -34.17 | -14.38 | -170.24 | -158.32 | -160.4 | -160.27 |
| Total Non-Current Liabilities | 0 | 444.69K | 8.48M | 11.27M | 10.95M | 12.8M | 3.67M | 10.07M | 8.78M |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 8.71M | 2.36M | 0 | 0 |
| Capital Lease Obligations | 0 | 0 | 6.88M | 9.75M | 8.63M | 0 | 2.36M | 7.26M | 7.93M |
| Deferred Tax Liabilities | 0 | 0 | 0 | 61K | 0 | 899K | 204K | 540K | 0 |
| Other Non-Current Liabilities | 0 | 444.69K | 253.69K | 442K | 1.44M | 2.85M | -1.24M | 2.27M | 853K |
| Total Liabilities | 118.36M | 125.99M | 128.65M | 161.6M | 165.53M | 155.97M | 121.22M | 105.79M | 107.82M |
| Total Debt | 3.16M | 0 | 10.31M | 13.39M | 12.54M | 13.85M | 12.15M | 11.2M | 11.72M |
| Net Debt | -38.69M | -137.55M | -180.54M | -360.54M | -104.55M | -57.73M | -23.33M | -44.16M | -64.95M |
| Debt / Equity | - | - | 0.05x | 0.05x | 0.03x | 0.08x | 0.18x | 0.13x | 0.46x |
| Debt / EBITDA | - | - | - | - | - | - | - | - | - |
| Net Debt / EBITDA | - | - | - | - | - | - | - | - | - |
| Interest Coverage | -106.64x | -61.76x | -47.28x | -59.21x | -64.20x | -58.54x | -26.01x | -17.52x | -10.25x |
| Total Equity | -17.75M▲ 0% | 68.13M▲ 483.8% | 204.94M▲ 200.8% | 274.9M▲ 34.1% | 412.58M▲ 50.1% | 174.25M▼ 57.8% | 68.72M▼ 60.6% | 86.29M▲ 25.6% | 25.73M▼ 70.2% |
| Equity Growth % | - | 483.83% | 200.78% | 34.14% | 50.09% | -57.77% | -60.56% | 25.55% | -70.18% |
| Book Value per Share | -0.23 | 0.89 | 2.91 | 3.42 | 4.26 | 1.74 | 0.68 | 1.41 | - |
| Total Shareholders' Equity | 4.44M | 68.29M | 205.5M | 275.34M | 413.04M | 174.72M | 69.23M | 86.79M | 26.27M |
| Common Stock | 187.21K | 181.79K | 176.03M | 219.84M | 234.15M | 235.66M | 236.8M | 283.09M | 286.16M |
| Retained Earnings | -953.94M | -1.18B | -1.23B | -1.57B | -1.72B | -1.96B | -2.06B | -2.17B | -2.23B |
| Treasury Stock | 0 | -14.74M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | 71.67M | 90.34M | 116.87M | 143.87M | 164.67M | 163.17M | 160.73M | 180.44M | 178.52M |
| Minority Interest | -22.2M | -159.92K | -559K | -447K | -454K | -469K | -511K | -506K | -539K |
Jumia Technologies AG (JMIA) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | -164.66M | -190.01M | -204.39M | -112.39M | -171.12M | -240.18M | -72.98M | -57.2M | -47.92M |
| Operating CF Margin % | -125.71% | -107.71% | -100.33% | -57.51% | -102.09% | -118.14% | -39.15% | -34.15% | -25.36% |
| Operating CF Growth % | - | -15.4% | -7.57% | 45.01% | -52.26% | -40.36% | 69.62% | 21.61% | 16.23% |
| Net Income | -216.64M | -231.67M | -253.53M | -180.73M | -226.34M | -231.29M | -103.52M | -97.56M | -61.55M |
| Depreciation & Amortization | 2.3M | 2.96M | 8.85M | 9.28M | 9.66M | 11.65M | 9.84M | 8.27M | 7.86M |
| Stock-Based Compensation | 36.96M | 19.91M | 41.72M | 24.71M | 34.55M | 8.24M | 5.28M | 6.54M | 4.74M |
| Deferred Taxes | 4.18M | 3.21M | 0 | 0 | -6.34M | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -235.07K | -23.23K | 10.98M | 23.27M | -2.27M | 17.89M | 6.8M | 27.07M | -5.19M |
| Working Capital Changes | 8.76M | 11.72M | -12.4M | 11.08M | 19.63M | -46.66M | 8.62M | -1.52M | 6.22M |
| Change in Receivables | -23.48M | -845.88K | -17.29M | 6.12M | -3.02M | -39.53M | 8.16M | 3.24M | 9.78M |
| Change in Inventory | -9.23M | -869.32K | -570K | 2.01M | -3.75M | -4.04M | -236K | 834K | -3.56M |
| Change in Payables | 30.11M | 5.43M | 0 | 0 | 26.34M | 0 | 0 | 0 | 0 |
| Cash from Investing | -3.63M | -4.97M | -75.58M | 66.95M | -404.81M | 212.25M | 62.53M | -10.4M | 75.64M |
| Capital Expenditures | -3.17M | -4.83M | -6.33M | -2.28M | -7.18M | -11.15M | -2.25M | -3.68M | -4.67M |
| CapEx % of Revenue | 2.42% | 2.74% | 3.11% | 1.17% | 4.29% | 5.48% | 1.21% | 2.2% | 2.47% |
| Acquisitions | 19.17K | -389.32K | 7.84K | 0 | 22K | 0 | 0 | 0 | 0 |
| Investments | - | - | - | - | - | - | - | - | - |
| Other Investing | -461.7K | -133.95K | -69.25M | -6.68M | 1.94M | 223.39M | 64.79M | -6.72M | 80.3M |
| Cash from Financing | 171.1M | 291.48M | 358.22M | 225.04M | 334.25M | -8.76M | -7.41M | 89.46M | -6.44M |
| Debt Issued (Net) | 1.87M | -2.57M | -4.24M | -4.57M | -5.07M | -7.17M | -5.18M | -4.1M | -3.76M |
| Equity Issued (Net) | 1000K | 1000K | 1000K | 1000K | 1000K | 0 | 0 | 1000K | -113.35K |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing | 0 | 7.66M | -9.58M | -13.59M | -9.33M | -1.59M | -2.23M | -6.08M | -2.57M |
| Net Change in Cash | -85.86K▲ 0% | 96.92M▲ 112974.3% | 75.51M▼ 22.1% | 183.25M▲ 142.7% | -256.84M▼ 240.2% | -45.51M▲ 82.3% | -36.1M▲ 20.7% | 19.88M▲ 155.1% | 21.31M▲ 7.2% |
| Free Cash Flow | -167.83M▲ 0% | -194.84M▼ 16.1% | -210.84M▼ 8.2% | -115.26M▲ 45.3% | -178.31M▼ 54.7% | -251.32M▼ 41.0% | -75.23M▲ 70.1% | -60.88M▲ 19.1% | -52.59M▲ 13.6% |
| FCF Margin % | -128.13% | -110.45% | -103.5% | -58.98% | -106.37% | -123.62% | -40.36% | -36.35% | -27.83% |
| FCF Growth % | - | -16.09% | -8.21% | 45.33% | -54.69% | -40.95% | 70.07% | 19.07% | 13.63% |
| FCF per Share | -2.20 | -2.55 | -3.00 | -1.43 | -1.84 | -2.51 | -0.75 | -0.99 | - |
| FCF Conversion (FCF/Net Income) | 0.72x | 0.82x | 0.71x | 0.50x | 0.75x | 1.01x | 0.70x | 0.58x | 0.78x |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.57M |
| Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Jumia Technologies AG (JMIA) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | - | -922.77% | -210.87% | -93.89% | -66% | -81.19% | -85.73% | -127.84% | -109.89% |
| Return on Invested Capital (ROIC) | - | - | -889.65% | - | -149.44% | -71.3% | -67.92% | -113.13% | -3258.14% |
| Gross Margin | 29.26% | 34.26% | 47.31% | 67.67% | 60.53% | 58.13% | 57.46% | 59.42% | 53.87% |
| Net Margin | -173.64% | -131.78% | -141.34% | -115.26% | -135.34% | -117.18% | -55.88% | -59.16% | -32.58% |
| Debt / Equity | - | - | 0.05x | 0.05x | 0.03x | 0.08x | 0.18x | 0.13x | 0.46x |
| Interest Coverage | -106.64x | -61.76x | -47.28x | -59.21x | -64.20x | -58.54x | -26.01x | -17.52x | -10.25x |
| FCF Conversion | 0.72x | 0.82x | 0.71x | 0.50x | 0.75x | 1.01x | 0.70x | 0.58x | 0.78x |
| Revenue Growth | - | 34.67% | 15.48% | -4.06% | -14.23% | 21.28% | -8.31% | -10.15% | 12.8% |
Jumia Technologies AG (JMIA) stock FAQ — growth, dividends, profitability & financials explained
Jumia Technologies AG (JMIA) reported $188.9M in revenue for fiscal year 2025. This represents a 44% increase from $131.0M in 2017.
Jumia Technologies AG (JMIA) grew revenue by 12.8% over the past year. This is steady growth.
Jumia Technologies AG (JMIA) reported a net loss of $61.6M for fiscal year 2025.
Jumia Technologies AG (JMIA) has a return on equity (ROE) of -109.9%. Negative ROE indicates the company is unprofitable.
Jumia Technologies AG (JMIA) had negative free cash flow of $52.6M in fiscal year 2025, likely due to heavy capital investments.
Jumia Technologies AG (JMIA) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates