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KRNY logoKearny Financial Corp. (KRNY) Earnings History

Annual and quarterly earnings data from 2003 to 2025

TTM Net Income
$32M
Profitable
TTM EPS
$0.51
Diluted
YoY EPS Growth
+130.2%
Excellent
Net Margin
7.6%
Profitability
Operating Margin9.0%
Gross Margin44.1%
ROE3.5%
ROA0.3%
Highest Annual Net Income$68M (2022)
Highest Quarterly EPS$0.26 (Q2 2022)
Consecutive Profitable Years1 years
Q2 2026
Net Income$9M
EPS$0.15
QoQ Growth-0.6%Slow

Loading earnings history...

KRNY EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
N/A
N/M
3-Year
-23.8%
Declining
5-Year
-5.3%
Slow
10-Year
+21.5%
Excellent

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

KRNY Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202544.1%9.0%7.6%
202441.1%-24.7%-26.5%
202359.4%17.7%13.8%
202290.8%38.4%28.1%
202181.0%33.0%24.7%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Kearny Financial Corp. (KRNY) Earnings Overview

As of May 8, 2026, Kearny Financial Corp. (KRNY) reported trailing twelve-month net income of $32M, reflecting +130.2% year-over-year growth. The company earned $0.51 per diluted share over the past four quarters, with a net profit margin of 7.6%.

Looking at the long-term picture, KRNY's 5-year EPS compound annual growth rate (CAGR) stands at -5.3%, signaling declining earnings. The company achieved its highest annual net income of $68M in fiscal 2022.

Kearny Financial Corp. maintains positive profitability with a gross margin of 44.1%, operating margin of 9.0%, and net margin of 7.6%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including NBTB ($169M net income, 19.5% margin), OCFC ($71M net income, 10.8% margin), NFBK ($39M net income, 11.9% margin), KRNY has room to improve margins relative to the peer group. Compare KRNY vs NBTB →

KRNY Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
KRNY logoKRNYCurrent
$32M$0.517.6%3.5%+130.2%—
NBTB logoNBTB
$169M$3.2219.5%9.9%+12.5%
OCFC logoOCFC
$71M$1.2510.8%4.2%-29.1%
NFBK logoNFBK
$39M$0.9911.9%4.3%-16.3%
WAFD logoWAFD
$243M$3.1616.0%7.5%+5.2%
HONE logoHONE
$26M$0.658.7%4.7%+78.4%
Best in group
Lowest in group

KRNY Historical Earnings Data (2003–2025)

23 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$26M+130.1%$31M$0.427.6%9.0%
2024-$87M-312.4%-$81M$-1.39-26.5%-24.7%
2023$41M-39.6%$52M$0.6313.8%17.7%
2022$68M+6.8%$92M$0.9528.1%38.4%
2021$63M+40.6%$84M$0.7724.7%33.0%
2020$45M+6.7%$57M$0.5517.8%22.6%
2019$42M+115.1%$56M$0.4616.8%22.3%
2018$20M+5.3%$34M$0.2410.6%18.4%
2017$19M+17.6%$27M$0.2212.4%18.2%
2016$16M+181.1%$23M$0.1811.5%16.4%

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KRNY — Frequently Asked Questions

Quick answers to the most common questions about buying KRNY stock.

Is KRNY growing earnings?

KRNY EPS is $0.51, with earnings growth accelerating to +130.2%. This exceeds the 5-year CAGR of -5.3%. TTM net income reached $32M.

What are KRNY's profit margins?

Kearny Financial Corp. net margin is +7.6%, with operating margin at +9.0%. Margins sit within typical range for the sector.

How consistent are KRNY's earnings?

KRNY earnings data spans 2003-2025. The accelerating earnings trend is +130.2% YoY. Historical data enables comparison across business cycles.

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KRNY Earnings Over Time (2014–2025)

Net income and EPS trends