Kearny Financial Corp. (KRNY) Earnings History
Earnings Pressure23 years of earnings data (2003–2025) · 5-year EPS trend is negative
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Kearny Financial Corp. (KRNY) Earnings Overview
As of June 22, 2026, Kearny Financial Corp. (KRNY) reported trailing twelve-month net income of $32M, reflecting +130.2% year-over-year growth. The company earned $0.51 per diluted share over the past four quarters, with a net profit margin of 7.6%.
Looking at the long-term picture, KRNY's 5-year EPS compound annual growth rate (CAGR) stands at -5.3%, signaling declining earnings. The company achieved its highest annual net income of $68M in fiscal 2022.
Kearny Financial Corp. maintains positive profitability with a gross margin of 44.1%, operating margin of 9.0%, and net margin of 7.6%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including NBTB ($169M net income, 19.5% margin), OCFC ($71M net income, 10.8% margin), NFBK ($796,000 net income, 0.4% margin), KRNY has room to improve margins relative to the peer group. Compare KRNY vs NBTB →
KRNY Earnings vs Peers
Earnings metrics vs comparable public companies
KRNY Historical Earnings Data (2003–2025)
23 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $26M | +130.1% | $31M | $0.42 | 7.6% | 9.0% |
| 2024 | -$87M | -312.4% | -$81M | $-1.39 | -26.5% | -24.7% |
| 2023 | $41M | -39.6% | $52M | $0.63 | 13.8% | 17.7% |
| 2022 | $68M | +6.8% | $92M | $0.95 | 28.1% | 38.4% |
| 2021 | $63M | +40.6% | $84M | $0.77 | 24.7% | 33.0% |
| 2020 | $45M | +6.7% | $57M | $0.55 | 17.8% | 22.6% |
| 2019 | $42M | +115.1% | $56M | $0.46 | 16.8% | 22.3% |
| 2018 | $20M | +5.3% | $34M | $0.24 | 10.6% | 18.4% |
| 2017 | $19M | +17.6% | $27M | $0.22 | 12.4% | 18.2% |
| 2016 | $16M | +181.1% | $23M | $0.18 | 11.5% | 16.4% |
| 2015 | $6M | -44.7% | $4M | $0.06 | 4.9% | 3.8% |
| 2014 | $10M | +56.6% | $14M | $0.12 | 9.8% | 13.9% |
| 2013 | $7M | +28.1% | $9M | $0.07 | 6.2% | 8.4% |
| 2012 | $5M | -35.3% | $8M | $0.06 | 5.0% | 7.8% |
| 2011 | $8M | +15.3% | $12M | $0.09 | 7.5% | 11.5% |
| 2010 | $7M | +6.6% | $12M | $0.07 | 7.1% | 12.3% |
| 2009 | $6M | +8.2% | $11M | $0.07 | 6.4% | 11.1% |
| 2008 | $6M | +205.3% | $8M | $0.07 | 5.9% | 7.9% |
| 2007 | $2M | -79.9% | $2M | $0.02 | 2.0% | 2.2% |
| 2006 | $10M | -49.2% | $12M | $0.10 | 10.4% | 12.8% |
| 2005 | $19M | +46.5% | $27M | $0.24 | 20.6% | 28.9% |
| 2004 | $13M | +218.1% | $19M | $0.18 | 16.4% | 23.7% |
| 2003 | $4M | - | $9M | $0.06 | 4.1% | 9.4% |
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KRNY — Frequently Asked Questions
Quick answers to the most common questions about buying KRNY stock.
What is KRNY earnings per share (EPS)?
KRNY trailing twelve-month (TTM) diluted EPS is $0.51, reflecting +130.2% year-over-year growth. The 5-year EPS CAGR is -5.3%. Complete EPS history from 2003 to 2025 is available in the table on this page.
What is Kearny Financial Corp.'s net income?
Kearny Financial Corp. (KRNY) trailing twelve-month net income is $32M as of 2025. Earnings grew +130.2% year-over-year.
Is KRNY profitable?
Yes, KRNY is profitable with a TTM net income of $32M and a net profit margin of +7.6%.
What is KRNY's earnings growth rate?
KRNY compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: -23.8%, 5-Year: -5.3%, 10-Year: +21.5%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2003 to 2025.
What are KRNY's profit margins?
Kearny Financial Corp. net profit margin is +7.6%, operating margin is +9.0%, and gross margin is +44.1%. Margins are within a typical range for the sector. Return on Equity is +3.5%.
Is KRNY growing earnings?
Yes, KRNY earnings are accelerating — EPS growth of +130.2% exceeds the 5-year CAGR of -5.3%. TTM net income reached $32M. Earnings momentum is strengthening.
What was KRNY's best earnings year?
Kearny Financial Corp.'s highest annual net income on record is $68M, achieved in fiscal year 2022. Earnings history on this page spans 2003 to 2025 and includes all annual and quarterly figures.
What were KRNY's earnings last quarter?
KRNY's most recent reported quarter was Q2 2026. Net income was $9M with diluted EPS of $0.15. For a full breakdown of all quarters, see the quarterly earnings table on this page.