Kearny Financial Corp. (KRNY) Earnings History
Turnaround24 years of earnings data (2003–2026) · Recovering earnings after a multi-year decline
Loading earnings history...
Kearny Financial Corp. (KRNY) Earnings Overview
As of November 8, 2026, Kearny Financial Corp. (KRNY) reported trailing twelve-month net income of $37M, reflecting +35.7% year-over-year growth. The company earned $0.58 per diluted share over the past four quarters, with a net profit margin of 20.4%.
Looking at the long-term picture, KRNY's 5-year EPS compound annual growth rate (CAGR) stands at -5.8%, signaling declining earnings. The company achieved its highest annual net income of $68M in fiscal 2022.
Kearny Financial Corp. maintains industry-leading profitability with a gross margin of 99.0%, operating margin of 26.6%, and net margin of 20.4%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including NBTB ($218M net income, 25.7% margin), OCFC ($47M net income, 19.0% margin), WAFD ($256M net income, 31.5% margin), KRNY has room to improve margins relative to the peer group. Compare KRNY vs NBTB →
KRNY Earnings vs Peers
Earnings metrics vs comparable public companies
KRNY Historical Earnings Data (2003–2026)
24 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2026 | $36M | +39.1% | $47M | $0.57 | 20.4% | 26.6% |
| 2025 | $26M | +130.1% | $31M | $0.42 | 16.9% | 20.1% |
| 2024 | -$87M | -312.4% | -$81M | $-1.39 | -61.6% | -57.5% |
| 2023 | $41M | -39.6% | $52M | $0.63 | 22.8% | 29.3% |
| 2022 | $68M | +6.8% | $92M | $0.95 | 32.1% | 43.9% |
| 2021 | $63M | +40.6% | $84M | $0.77 | 30.7% | 41.0% |
| 2020 | $45M | +6.7% | $57M | $0.55 | 26.6% | 33.9% |
| 2019 | $42M | +115.1% | $56M | $0.46 | 25.0% | 33.2% |
| 2018 | $20M | +5.3% | $34M | $0.24 | 14.6% | 25.3% |
| 2017 | $19M | +17.6% | $27M | $0.22 | 16.3% | 24.1% |
| 2016 | $16M | +181.1% | $23M | $0.18 | 15.0% | 21.4% |
| 2015 | $6M | -44.7% | $4M | $0.06 | 6.4% | 4.9% |
| 2014 | $10M | +56.6% | $14M | $0.12 | 12.4% | 17.6% |
| 2013 | $7M | +28.1% | $9M | $0.07 | 7.9% | 10.6% |
| 2012 | $5M | -35.3% | $8M | $0.06 | 7.0% | 10.9% |
| 2011 | $8M | +15.3% | $12M | $0.09 | 10.8% | 16.6% |
| 2010 | $7M | +6.6% | $12M | $0.07 | 11.4% | 19.7% |
| 2009 | $6M | +8.2% | $11M | $0.07 | 11.6% | 19.9% |
| 2008 | $6M | +205.3% | $8M | $0.07 | 12.1% | 16.1% |
| 2007 | $2M | -79.9% | $2M | $0.02 | 4.1% | 4.5% |
| 2006 | $10M | -49.2% | $12M | $0.10 | 17.8% | 22.0% |
| 2005 | $19M | +46.5% | $27M | $0.24 | 30.7% | 43.2% |
| 2004 | $13M | +218.1% | $19M | $0.18 | 27.7% | 40.0% |
| 2003 | $4M | - | $9M | $0.06 | 7.6% | 17.3% |
Download Data
Export KRNY earnings history in CSV or JSON format
Free sign-in required to download data
KRNY Chart Terminal
Live VCP patterns, Cup & Handle overlays, support/resistance, and AI trade plans.
Live Breakouts Feed
High-probability breakout stocks crossing their pivot across 5 pattern engines.
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
23+ years return with dividends reinvested.
Peer Comparison
Compare growth, multiples, and margins vs sector.
KRNY — Frequently Asked Questions
Quick answers to the most common questions about buying KRNY stock.
What is KRNY earnings per share (EPS)?
KRNY trailing twelve-month (TTM) diluted EPS is $0.58, reflecting +35.7% year-over-year growth. The 5-year EPS CAGR is -5.8%. Complete EPS history from 2003 to 2026 is available in the table on this page.
What is Kearny Financial Corp.'s net income?
Kearny Financial Corp. (KRNY) trailing twelve-month net income is $37M as of 2026. Earnings grew +35.7% year-over-year. Kearny Financial Corp. has been profitable for 2 consecutive years.
Is KRNY profitable?
Yes, KRNY is profitable with a TTM net income of $37M and a net profit margin of +20.4%. Kearny Financial Corp. has generated profits for 2 consecutive years.
What is KRNY's earnings growth rate?
KRNY compound annual EPS growth rates (CAGR): 1-Year: +35.7%, 3-Year: -3.3%, 5-Year: -5.8%, 10-Year: +12.2%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2003 to 2026.
What are KRNY's profit margins?
Kearny Financial Corp. net profit margin is +20.4%, operating margin is +26.6%, and gross margin is +99.0%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +4.8%.
Is KRNY growing earnings?
Yes, KRNY earnings are accelerating — EPS growth of +35.7% exceeds the 5-year CAGR of -5.8%. TTM net income reached $37M. Earnings momentum is strengthening.
What was KRNY's best earnings year?
Kearny Financial Corp.'s highest annual net income on record is $68M, achieved in fiscal year 2022. Earnings history on this page spans 2003 to 2026 and includes all annual and quarterly figures.
What were KRNY's earnings last quarter?
KRNY's most recent reported quarter was Q1 2027. Net income was $10M with diluted EPS of $0.16. For a full breakdown of all quarters, see the quarterly earnings table on this page.