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Kearny Financial Corp. (KRNY) Total Return Calculator with Dividends Reinvested

Kearny Financial Corp.

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The total return for Kearny Financial Corp. (KRNY) stock is +35.39% over the past 12 months. So far it's up 13.40% this year. The 5-year total return is -20.33%, meaning $10,000 invested in KRNY stock 5 years ago would be worth $7,967 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in KRNY 1 year ago, it would be worth $14,034 today — you'd have gained $4,034 with dividends reinvested.

With Dividends Reinvested$14,034+40.34%

Price Only (No DRIP)$12,963+29.63%

Dividend Boost+$1,0705 payments · +10.70% extra

Period2025-05-07 → 2026-05-06

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in KRNY

1Y$13,539+$3,539 (+35.4%)35.4% CAGR

3Y$13,312+$3,312 (+33.1%)10.0% CAGR

5Y$7,967-$2,033 (-20.3%)-4.4% CAGR

10Y$9,303-$697 (-7.0%)-0.7% CAGR

15Y$17,773+$7,773 (+77.7%)3.9% CAGR

20Y$12,514+$2,514 (+25.1%)1.1% CAGR

30Y$15,457+$5,457 (+54.6%)1.5% CAGR

Dividend Reinvestment History (5)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-05-07	$0.11	$6.26	+0.017572
2025-08-12	$0.11	$6.04	+0.018532
2025-11-05	$0.11	$6.46	+0.017643
2026-02-04	$0.11	$8.08	+0.014346
2026-05-06	$0.11	$8.12	+0.014478

Loading KRNY total return...

As of 2026-05-07

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+13.40%	—	+10.41%	+2.99 pp	$11,340
1Y	+35.39%	35.39%	+26.80%	+8.59 pp	$13,539
3Y	+33.12%	10.01%	+13.18%	+19.94 pp	$13,312
5Y	-20.33%	-4.44%	-37.86%	+17.53 pp	$7,967
10Y	-6.97%	-0.72%	-35.39%	+28.42 pp	$9,303
15Y	+77.73%	3.91%	+21.30%	+56.43 pp	$17,773
20Y	+25.14%	1.13%	-19.49%	+44.64 pp	$12,514
30Y	+54.57%	1.46%	-1.64%	+56.21 pp	$15,457

Risk & Highlights

Best Year+30.75%2021

Worst Year-25.28%2007

Max Drawdown-15.83%2025-07-03 → 2025-08-01 · Recovered 2025-12-01

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+5.58%	+4.08%	+1.5pp	+0.41%	+5.2pp
2025	+13.77%	+7.39%	+6.4pp	+16.64%	-2.9pp
2024	-15.79%	-20.72%	+4.9pp	+24.00%	-39.8pp
2023	-7.29%	-11.63%	+4.3pp	+24.81%	-32.1pp
2022	-20.73%	-24.03%	+3.3pp	-19.95%	-0.8pp

KRNY outperformed the S&P 500 by 4.07pp over the past year (+35.39% vs +31.32%).

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KRNY Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
KRNYKearny Financial Corp.	$510M	+4.8%	+13.4%	+35.4%	+8.6pp	+33.1%	-20.3%	-7.0%
NBTBNBT Bancorp Inc.	$2.4B	+3.5%	+9.6%	+9.3%	+3.4pp	+54.5%	+29.5%	+102.2%
OCFCOceanFirst Financial Corp.	$1.1B	+3.4%	+9.0%	+18.7%	+4.8pp	+56.8%	+2.3%	+45.4%
NFBKNorthfield Bancorp, Inc.	$587M	+2.2%	+26.3%	+30.1%	+5.8pp	+65.5%	-0.3%	+19.1%
WAFDWaFd, Inc.	$2.7B	+11.2%	+11.8%	+29.3%	+3.8pp	+51.5%	+22.3%	+84.0%
HONEHarborOne Bancorp, Inc.	$522M	—	—	+7.6%	+1.6pp	+58.9%	-5.5%	+88.3%
DCOMDime Community Bancshares, Inc.	$1.6B	+8.1%	+26.2%	+45.8%	+3.8pp	+128.6%	+24.3%	+67.4%
FHNFirst Horizon Corporation	$12.2B	+7.7%	+4.6%	+38.3%	+3.3pp	+151.3%	+47.8%	+123.2%
ICEIntercontinental Exchange, Inc.	$86.9B	-7.8%	-3.8%	-11.3%	+1.1pp	+48.2%	+42.4%	+222.9%
FISFidelity National Information Services, Inc.	$23.8B	-1.5%	-29.3%	-37.3%	+2.2pp	-8.8%	-64.0%	-14.4%
CSGPCoStar Group, Inc.	$14.4B	-17.3%	-48.1%	-54.3%	—	-54.1%	-58.5%	+74.0%

Compare:KRNY vs NBTB KRNY vs OCFC KRNY vs NFBK KRNY vs NBTB vs OCFC

About KRNY Dividend Returns

Kearny Financial Corp. (KRNY) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of KRNY over the past year?

Kearny Financial Corp. (KRNY) delivered a total return of 35.39% over the past year when dividends are reinvested. The price-only return was 26.80%, meaning dividends contributed an additional 8.59 percentage points to total returns.

Q2How much would $10,000 invested in KRNY be worth today?

A $10,000 investment in Kearny Financial Corp. one year ago would be worth $13,539 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $12,680. Dividend reinvestment added $859 to the portfolio value.

Q3Does KRNY pay dividends?

Yes, Kearny Financial Corp. (KRNY) pays dividends. In the last year, KRNY paid approximately $0.44 per share in dividends (5.43% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did KRNY beat the S&P 500?

Yes, Kearny Financial Corp. (KRNY) outperformed the S&P 500 by 4.07 percentage points over the past year. KRNY delivered a total return of 35.39%, compared to the S&P 500's 31.32%. This 4.07pp alpha means investors in KRNY earned more than a passive S&P 500 index fund.

Q5What is KRNY's worst drawdown?

Kearny Financial Corp. (KRNY) experienced a maximum drawdown of -15.83% over the past year, declining from its peak on 2025-07-03 to its trough on 2025-08-01. The stock recovered to its prior peak by 2025-12-01. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is KRNY's long-term total return over 10, 20, or 30 years?

Here are Kearny Financial Corp. (KRNY)'s long-term returns with dividends reinvested. Over 10 years, the total return is -7.0% (-0.7% CAGR) — $10,000 would have grown to $9,303. Over 20 years: 25.1% total return (1.1% CAGR) — $10,000 → $12,514. Over 30 years: 54.6% total return (1.5% CAGR) — $10,000 → $15,457. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was KRNY's best and worst year?

Kearny Financial Corp.'s best calendar year was 2021 with a total return of 30.7%. Its worst year was 2007 with a total return of -25.3%. This range shows the volatility investors should expect — the difference between the best and worst year is 56.0 percentage points.