loanDepot, Inc. (LDI) Earnings History
Annual and quarterly earnings data from 2013 to 2025
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LDI EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
LDI Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 88.3% | 13.2% | -4.1% |
| 2024 | 70.5% | -21.7% | -8.8% |
| 2023 | 70.1% | -26.7% | -10.6% |
| 2022 | 70.8% | -48.9% | -19.3% |
| 2021 | 91.9% | 17.7% | 3.0% |
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loanDepot, Inc. (LDI) Earnings Overview
As of May 6, 2026, loanDepot, Inc. (LDI) reported trailing twelve-month net income of -$63M, reflecting +43.4% year-over-year growth. The company earned $-0.28 per diluted share over the past four quarters, with a net profit margin of -4.1%.
Looking at the long-term picture, LDI's historical earnings data spans multiple years. The company achieved its highest annual net income of $114M in fiscal 2021.
loanDepot, Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including RKT (-$102M net income, 0.5% margin), UWMC ($27M net income, 0.9% margin), PFSI ($507M net income, 11.5% margin), LDI has room to improve margins relative to the peer group. Compare LDI vs RKT →
LDI Earnings vs Peers
Earnings metrics vs comparable public companies
LDI Historical Earnings Data (2013–2025)
10 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | -$63M | +36.3% | $203M | $-0.30 | -4.1% | 13.2% |
| 2024 | -$98M | +10.7% | -$243M | $-0.53 | -8.8% | -21.7% |
| 2023 | -$110M | +59.7% | -$278M | $-0.63 | -10.6% | -26.7% |
| 2022 | -$273M | -340.5% | -$690M | $-1.75 | -19.3% | -48.9% |
| 2021 | $114M | - | $667M | $0.83 | 3.0% | 17.7% |
| 2020 | $0 | - | $2.02B | $15.93 | 0.0% | 46.4% |
| 2019 | $0 | - | $33M | $0.27 | 0.0% | 2.4% |
| 2018 | $0 | -100.0% | -$103M | $-0.70 | 0.0% | -9.1% |
| 2014 | $22M | -70.0% | $22M | $0.07 | 4.2% | 4.3% |
| 2013 | $72M | - | $73M | $0.49 | 22.0% | 22.2% |
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Start ComparisonLDI — Frequently Asked Questions
Quick answers to the most common questions about buying LDI stock.
Is LDI growing earnings?
LDI EPS is $-0.28, with earnings growth accelerating to +43.4%. This exceeds the 5-year CAGR of N/A. TTM net income reached $-63M.
What are LDI's profit margins?
loanDepot, Inc. net margin is -4.1%, with operating margin at +13.2%. Below-average margins reflect competitive or cost pressures.
How consistent are LDI's earnings?
LDI earnings data spans 2013-2025. The accelerating earnings trend is +43.4% YoY. Historical data enables comparison across business cycles.