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LKFN logoLakeland Financial Corporation (LKFN) Earnings History

Annual and quarterly earnings data from 1994 to 2025

TTM Net Income
$103M
Profitable
TTM EPS
$4.01
Diluted
YoY EPS Growth
+10.5%
Strong
Net Margin
24.5%
Profitability
Operating Margin29.8%
Gross Margin61.0%
ROE14.3%
ROA1.5%
Highest Annual Net Income$104M (2022)
Highest Quarterly EPS$1.16 (Q4 2025)
Consecutive Profitable Years32 years
Q4 2025
Net Income$30M
EPS$1.16
QoQ Growth+13.3%Strong

Loading earnings history...

LKFN EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+10.5%
Strong
3-Year
-0.2%
Slow
5-Year
+4.0%
Solid
10-Year
+8.2%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

LKFN Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202561.0%29.8%24.5%
202455.1%26.0%21.7%
202361.3%28.1%23.9%
202283.6%44.5%36.9%
202193.2%49.4%40.2%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Lakeland Financial Corporation (LKFN) Earnings Overview

As of May 8, 2026, Lakeland Financial Corporation (LKFN) reported trailing twelve-month net income of $103M, reflecting +10.5% year-over-year growth. The company earned $4.01 per diluted share over the past four quarters, with a net profit margin of 24.5%.

Looking at the long-term picture, LKFN's 5-year EPS compound annual growth rate (CAGR) stands at +4.0%, reflecting modest earnings expansion. The company achieved its highest annual net income of $104M in fiscal 2022.

Lakeland Financial Corporation maintains industry-leading profitability with a gross margin of 61.0%, operating margin of 29.8%, and net margin of 24.5%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including FFIN ($243M net income, 30.2% margin), TOWN ($169M net income, 16.8% margin), SFNC (-$398M net income, -63.4% margin), LKFN has room to improve margins relative to the peer group. Compare LKFN vs FFIN →

LKFN Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
LKFN logoLKFNCurrent
$103M$4.0124.5%14.3%+10.5%—
FFIN logoFFIN
$243M$1.6930.2%14.4%+12.2%
TOWN logoTOWN
$169M$2.1416.8%7.4%+2.8%
SFNC logoSFNC
-$398M$-2.74-63.4%-11.4%-343.8%
FULT logoFULT
$392M$2.1420.7%11.7%+32.5%
IBCP logoIBCP
$69M$3.2921.7%14.3%+3.5%
Best in group
Lowest in group

LKFN Historical Earnings Data (1994–2025)

32 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$103M+10.6%$126M$4.0124.5%29.8%
2024$93M-0.3%$112M$3.6321.7%26.0%
2023$94M-9.7%$110M$3.6523.9%28.1%
2022$104M+8.4%$125M$4.0436.9%44.5%
2021$96M+13.5%$117M$3.7440.2%49.4%
2020$84M-3.1%$104M$3.3037.0%45.5%
2019$87M+8.3%$107M$3.3834.8%43.0%
2018$80M+40.3%$99M$3.1335.0%43.1%
2017$57M+10.1%$90M$2.2329.6%46.3%
2016$52M+12.3%$77M$2.0531.8%47.2%

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LKFN — Frequently Asked Questions

Quick answers to the most common questions about buying LKFN stock.

Is LKFN growing earnings?

LKFN EPS stands at $4.01, with +10.5% growth matching the 5-year CAGR of +4.0%. TTM net income is $103M. Earnings trajectory remains consistent.

What are LKFN's profit margins?

Lakeland Financial Corporation net margin is +24.5%, with operating margin at +29.8%. Above-average margins indicate pricing power.

How consistent are LKFN's earnings?

LKFN earnings data spans 1994-2025. The current earnings trend is +10.5% YoY. Historical data enables comparison across business cycles.

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LKFN Earnings Over Time (2014–2025)

Net income and EPS trends