LKFN's net interest income has risen roughly 26% from $48.3M in 2024Q2 to $60.7M in 2026Q3, and provisions have fallen from $6.8M in 2025Q1 to $1.2M in 2026Q3, which suggests the earnings base is recovering.
Price trend, volume and key moving averages
Trailing total returns as of 11/7/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 26, 2026 | $1.14+4.6% vs $1.09 | $73M-1.0% vs $74M |
Q3 2026 Jul 27, 2026 | $1.13+4.6% vs $1.08 | $71M-1.7% vs $72M |
Q2 2026 Apr 27, 2026 | $1.04+3.0% vs $1.01 | $70M-1.0% vs $70M |
Q1 2026 Jan 26, 2026 | $1.16+10.5% vs $1.05 | $70M+0.5% vs $69M |
While the top- and bottom-line numbers for Lakeland Financial (LKFN) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Lakeland Financial (LKFN) came out with quarterly earnings of $1.14 per share, beating the Zacks Consensus Estimate of $1.08 per share. This compares to earnings of $1.03 per share a year ago.
WARSAW, Ind., Oct. 26, 2026 (GLOBE NEWSWIRE) -- Lakeland Financial Corporation (Nasdaq Global Select/LKFN), parent company of Lake City Bank, today reported record third quarter net income of $28.9 million for the three months ended September 30, 2026, which represents an increase of $2.5 million, or 9%, compared to net income of $26.4 million for the three months ended September 30, 2025. Diluted earnings per share of $1.14 for the third quarter of 2026 also represents a record for third quarter performance and increased $0.11, or 11%, compared to $1.03 for the third quarter of 2025. On a linked quarter basis, net income increased $417,000 from $28.4 million. Diluted earnings per share increased $0.01 from $1.13 on a linked quarter basis.
Two Midwest banks share the same ex-dividend date, but one cut its payout to the bone during the financial crisis while the other never touched it. That difference in character shapes which bank retirement income investors can actually trust.
Benchmark LKFN against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Lakeland Financial Corporation (LKFN)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $61.15 | $1.52B | 13.58 | 6.1% | 40.12% | 15.07% | 3.26% | |
| $30.41 | $4.36B | 15.02 | 16.23% | 42.9% | 15.14% | 2.43% | |
| $36.39 | $3.35B | 9.45 | 4.73% | 34.29% | 12.55% | 2.84% | |
| $23.34 | $3.39B | 13.00 | -86.6% | 27.54% | 7.61% | 3.66% | |
| $23.76 | $4.54B | 11.06 | 11.19% | 29.66% | 11.39% | 3.24% | |
| $36.31 | $748.21M | 11.25 | 4.57% | 29.92% | 13.61% | 2.85% |
Lakeland Financial Corporation (LKFN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Lakeland Financial Corporation (LKFN) SEC filings — annual & quarterly reports (10-K, 10-Q)
Oct 26, 2026·SEC
Oct 26, 2026·SEC
Oct 13, 2026·SEC
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Lakeland Financial Corporation (LKFN) stock FAQ — growth, dividends, profitability & financials explained
Lakeland Financial Corporation (LKFN) grew revenue by 7.8% over the trailing twelve months, compared with the twelve months before.
Yes. Lakeland Financial Corporation (LKFN) earned $113.7M in net income over the trailing twelve months (a 40.1% net margin).
Yes. Lakeland Financial Corporation (LKFN) pays a dividend that yields 3.26% at the current price, a moderate yield.
Lakeland Financial Corporation (LKFN) had a return on equity (ROE) of 15.1% over the trailing twelve months. That is above the market's typical 10-15%.
Lakeland Financial Corporation (LKFN) has a net interest margin (NIM) of 3.2%. This indicates healthy earnings from lending activities.
Lakeland Financial Corporation (LKFN) has an efficiency ratio of 48.9%. This is excellent, indicating strong cost control.
