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LSAKLesaka Technologies, Inc.
$4.69$394M
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  4. Financial Ratios

Lesaka Technologies, Inc. (LSAK) Financial Ratios

Latest Ratios: P/E Ratio -4.1x · EV/EBITDA 83.6x · ROE -33.9%. (2000–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

LSAK Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$394M$345M$287M$241M$294M$265M$170M$224M$508M$539M$481M
Enterprise Value$553M$503M$394M$375M$465M$86M$-27044880$263M$468M$313M$309M
P/E Ratio →-4.11———————12.977.415.84
P/S Ratio0.600.520.510.461.322.031.181.390.830.880.81
P/B Ratio1.381.321.120.930.940.740.450.520.600.760.80
P/FCF——18.12—————4.136.275.95
P/OCF——9.96586.68————3.835.554.12

P/E links to full P/E history page with 30-year chart

LSAK EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—0.760.700.712.090.66-0.191.640.760.510.52
EV / EBITDA83.5676.0514.4744.99————4.952.261.99
EV / EBIT——64.30—————4.542.662.70
EV / FCF——24.92—————3.803.643.82

LSAK Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin26.2%26.2%21.5%20.9%24.4%26.4%29.1%22.7%50.3%52.1%50.9%
Operating Margin-4.1%-4.1%0.6%-2.9%-18.1%-41.2%-30.7%-84.0%9.6%15.9%19.4%
Net Profit Margin-13.3%-13.3%-3.1%-6.6%-19.7%-29.1%-54.3%-193.6%6.4%12.0%14.0%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE-33.9%-33.9%-6.8%-12.2%-13.0%-10.3%-19.5%-48.9%5.0%11.1%15.2%
ROA-14.4%-14.4%-3.2%-5.9%-8.1%-8.6%-13.9%-32.9%2.9%5.4%6.5%
ROIC-5.2%-5.2%0.7%-2.6%-9.0%-22.5%-10.3%-15.9%6.9%15.9%20.1%
ROCE-5.9%-5.9%0.8%-3.2%-9.1%-14.2%-10.8%-19.7%7.1%14.0%19.0%

LSAK Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.900.900.650.660.680.050.050.200.060.050.09
Debt / EBITDA35.5535.556.1220.39————0.530.240.33
Net Debt / Equity—0.610.420.520.54-0.50-0.530.09-0.05-0.32-0.28
Net Debt / EBITDA23.9923.993.9516.14————-0.42-1.63-1.11
Debt / FCF——6.80—————-0.32-2.62-2.13
Interest Coverage-3.94-3.940.32-0.45-4.85-18.07-7.51-31.4012.0333.8533.41

LSAK Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio1.521.521.451.611.495.614.481.241.511.531.53
Quick Ratio1.371.371.301.341.265.184.201.211.471.521.52
Cash Ratio0.480.480.450.350.303.783.050.190.320.360.37
Asset Turnover—1.011.010.970.340.310.320.240.500.420.47
Inventory Turnover20.6620.6624.2915.274.924.305.1516.4723.6336.4629.00
Days Sales Outstanding—64.5352.2243.15102.95133.19149.1028.7153.2867.1351.17

LSAK Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield———————————
Payout Ratio———————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield————————7.7%13.5%17.1%
FCF Yield——5.5%—————24.2%16.0%16.8%
Buyback Yield3.5%4.0%0.5%0.5%0.0%0.0%0.0%0.0%0.0%8.5%5.5%
Total Shareholder Yield3.5%4.0%0.5%0.5%0.0%0.0%0.0%0.0%0.0%8.5%5.5%
Shares Outstanding—$77M$61M$63M$57M$56M$56M$56M$56M$55M$48M

Key Metrics

Growth RegimeMixed
ProfitabilityStrained
Balance SheetStrained
Cash FlowMixed
Top Statement Risk

South African macro volatility

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q3)

Market Pricing Reflects Turnaround Uncertainty

Based on reported figures, Lesaka trades at a P/S of 0.60, which appears to discount the company's historical legacy issues while failing to fully price in the potential for margin expansion from its recent strategic pivot toward merchant-acquiring services within the South African informal economy.

The forward P/E of 13.35 suggests that the market is beginning to anticipate a return to profitability, yet the negative TTM P/E highlights the persistent earnings volatility that continues to weigh on investor sentiment. Investors should monitor whether the current valuation multiple remains compressed due to lingering reputational risks or if it represents a genuine mispricing of the company's long-term growth potential.

Capital Efficiency Remains Under Pressure

According to quarterly data, Lesaka's ROIC has struggled to maintain positive territory, hovering near 0.3% in 2026Q3, which indicates that the company is currently failing to generate returns on invested capital that exceed its cost of capital, a trend that warrants further investigation by fundamental analysts.

The persistent inability to compound returns on invested capital suggests that the heavy integration costs and capital-intensive nature of the POS hardware network are currently offsetting the gains from the merchant services segment. This lack of efficiency implies that management must prioritize organic margin expansion over further acquisition-led growth to improve long-term shareholder value.

Working Capital Cycles Signal Complexity

As evidenced by the reported financial statements, Lesaka's cash conversion cycle reached 221 days in 2026Q3, a significant increase from 55 days in 2024Q2, which suggests that the company is facing mounting challenges in managing its working capital and collecting payments from its informal merchant base.

The sharp rise in DSO to 231 days indicates that the company's credit terms or collection processes may be becoming increasingly strained, potentially reflecting the economic stress faced by its core merchant customers. This trend warrants close monitoring, as it may indicate a deterioration in the quality of the company's receivables and a potential future drag on liquidity.

Misapplication of Standard P/E Multiples

The P/E ratio is frequently misapplied to Lesaka's business model, as it obscures the significant impact of non-recurring integration expenses and the amortization of intangible assets that currently distort the company's reported net income and mask the underlying cash-generating potential of its merchant-acquiring operations.

Analysts should instead focus on EV/Sales or adjusted EBITDA metrics to better capture the scale of the merchant network and the recurring nature of the processing fees. Relying on P/E in this context may lead to an overly pessimistic view of the company's valuation, as it fails to account for the structural transition from a legacy grant-processing model to a modern fintech infrastructure provider.

Download Financial Ratios Data

Includes 30+ ratios · 26 years · Updated daily

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LSAK — Frequently Asked Questions

Quick answers to the most common questions about buying LSAK stock.

What is Lesaka Technologies, Inc.'s P/E ratio?

Lesaka Technologies, Inc.'s current P/E ratio is -4.1x. The historical average is 24.2x.

What is Lesaka Technologies, Inc.'s EV/EBITDA?

Lesaka Technologies, Inc.'s current EV/EBITDA is 83.6x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 12.4x.

What is Lesaka Technologies, Inc.'s ROE?

Lesaka Technologies, Inc.'s return on equity (ROE) is -33.9%. The historical average is -9.9%.

Is LSAK stock overvalued?

Based on historical data, Lesaka Technologies, Inc. is trading at a P/E of -4.1x. Compare with industry peers and growth rates for a complete picture.

What are Lesaka Technologies, Inc.'s profit margins?

Lesaka Technologies, Inc. has 26.2% gross margin and -4.1% operating margin.

How much debt does Lesaka Technologies, Inc. have?

Lesaka Technologies, Inc.'s Debt/EBITDA ratio is 35.5x, indicating high leverage. A ratio above 4x may signal elevated financial risk.