Lake Shore Bancorp, Inc. (LSBK) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 2.79M | 2.15M | 3.34M | 1.79M | 718K | 3.38M | -1.42M | 574K | -32K | 1.58M | 1.2M | 2M | 1.42M | 1.78M | 2.25M | 2.69M | 1.41M | 2.12M | 2.87M | 2.04M |
| Operating CF Growth % | 288.58% | -36.48% | 335.64% | 212.2% | 2343.75% | 114.11% | -217.79% | -71.37% | -102.26% | -11.48% | -46.49% | -25.49% | 0.35% | -15.96% | -21.7% | 31.72% | -6.68% | 82.63% | 99.1% | 26.74% |
| Net Income | 1.92M | 1.93M | 2.36M | 1.92M | 1.06M | 1.47M | 1.33M | 1.12M | 1.01M | 749K | 1.57M | 816K | 1.68M | 1.19M | 1.77M | 1.68M | 1.06M | 1.81M | 1.69M | 993K |
| Depreciation & Amortization | 143K | 150K | 150K | 156K | 156K | 173K | 181K | 191K | 194K | 200K | 207K | 205K | 195K | 204K | 203K | 218K | 231K | 213K | 222K | 215K |
| Deferred Taxes | -54K | 53K | -49K | -13K | -92K | 25K | 5K | 25K | 73K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -4K | 199K | -245K | 30K | 60K | -691K | -95K | -128K | -213K | 148K | -270K | 70K | -424K | 147K | 107K | 111K | 338K | 254K | 186K | 686K |
| Working Capital Changes | 583K | -358K | 962K | -405K | -583K | 2.3M | -2.95M | -718K | -1.14M | 468K | -367K | 861K | -11K | 166K | 82K | 576K | -290K | -248K | 666K | 42K |
| Cash from Investing | 2.6M | -3.36M | 1.16M | -324K | -5.6M | -6.83M | 7.35M | 12.19M | 8.41M | -420K | 8.13M | 11.98M | -171K | -12.24M | -12.93M | 4.68M | -36.71M | 2.02M | 14.74M | -10.95M |
| Purchase of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -615K | -5.53M | -8.63M | -12.12M | -6.75M |
| Sale/Maturity of Investments | 1.07M | 989K | 787K | 798K | 739K | 768K | 866K | 826K | 743K | 2.12M | 3.4M | 7.32M | 871K | 1.01M | 1.25M | 2.65M | 2.6M | 3.47M | 5.25M | 4.78M |
| Net Investment Activity | 1.07M | 989K | 787K | 798K | 739K | 768K | 866K | 826K | 743K | 2.12M | 3.4M | 7.32M | 871K | 1.01M | 1.25M | 2.03M | -2.92M | -5.16M | -6.88M | -1.97M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 1.54M | -1.38M | 410K | -736K | -6.19M | -7.65M | 6.49M | 11.36M | 7.67M | -2.51M | 4.78M | 4.84M | -896K | -13.15M | -14.07M | 2.71M | -33.65M | 7.33M | 21.81M | -8.92M |
| Cash from Financing | -8.07M | -18.15M | 3.78M | 43.47M | 2.18M | -13.4M | -16.94M | -6.73M | -7.16M | 6.57M | 1.08M | -17.14M | 27.88M | 415K | 3.21M | -10.98M | -1.52M | 2.46M | -2.44M | 2.75M |
| Dividends Paid | -662K | -657K | -658K | 0 | -361K | -360K | -361K | -361K | 0 | 0 | 0 | 0 | 0 | -462K | -353K | -313K | -312K | -256K | -280K | -280K |
| Share Repurchases | -32K | -2K | 0 | -16K | -35K | -3K | 0 | 0 | -17K | -2K | 0 | 0 | -56K | 0 | 0 | -85K | 0 | -159K | -897K | -547K |
| Stock Issued | 0 | -2K | 43.24M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -32K | -4K | 43.24M | -16K | -35K | -3K | 0 | 0 | -17K | -2K | 0 | 0 | -56K | 0 | 0 | -85K | 0 | -159K | -897K | -547K |
| Debt Issuance (Net) | -26K | -1000K | -26K | -1000K | -1000K | -24K | -1000K | -1000K | -1000K | -1000K | 37K | -1000K | 1000K | 1000K | 0 | 1000K | 0 | 0 | -1000K | -1000K |
| Other Financing | -7.35M | -15.46M | -38.78M | 45.51M | 8.85M | -13.01M | -3.56M | -4.34M | 2.88M | 7.85M | 1.04M | -12.29M | 24.22M | -11.72M | 3.56M | -13.59M | -1.21M | 2.87M | 3.74M | 4.88M |
| Net Change in Cash | -2.67M | -19.36M | 8.27M | 44.94M | -2.7M | -16.85M | -11.01M | 6.03M | 1.22M | 7.73M | 10.42M | -3.16M | 29.11M | -10.04M | -7.48M | -3.61M | -36.82M | 6.61M | 15.18M | -6.16M |
| Exchange Rate Effect | 2.67M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 64.28M | 83.64M | 75.37M | 30.43M | 33.13M | 49.98M | 60.99M | 54.95M | 53.73M | 46M | 35.58M | 38.74M | 9.63M | 19.68M | 27.16M | 30.77M | 67.58M | 60.98M | 45.8M | 51.96M |
| Cash at End | 61.61M | 64.28M | 83.64M | 75.37M | 30.43M | 33.13M | 49.98M | 60.99M | 54.95M | 53.73M | 46M | 35.58M | 38.74M | 9.63M | 19.68M | 27.16M | 30.77M | 67.58M | 60.98M | 45.8M |
| Interest Paid | 2.4M | 2.82M | 2.99M | 3.03M | 2.92M | 3.22M | 3.65M | 3.62M | 3.98M | 2.79M | 2.29M | 2.06M | 1.49M | 912K | 567K | 457K | 468K | 511K | 637K | 742K |
| Income Taxes Paid | 0 | 288K | 529K | 704K | 55K | -828K | 124K | 704K | 0 | 383K | 432K | 506K | 0 | 325K | 375K | 275K | 0 | 275K | 250K | 825K |
| Free Cash Flow | 2.78M | 2.17M | 3.3M | 1.41M | 568K | 3.39M | -1.42M | 573K | -37K | 1.55M | 1.16M | 1.83M | 1.27M | 1.68M | 2.14M | 2.64M | 1.27M | 1.97M | 2.68M | 1.98M |
| FCF Growth % | 389.79% | -36.09% | 332.75% | 145.38% | 1635.14% | 118.22% | -221.94% | -68.65% | -102.91% | -7.39% | -45.75% | -30.65% | -0.31% | -14.96% | -20.13% | 33.13% | -1.16% | 88.89% | 97.93% | 18.42% |