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MCRIMonarch Casino & Resort, Inc.
$133.87$2.4B
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HomeStocksMCRIFinancials

Monarch Casino & Resort, Inc. (MCRI) Financials

30Y historyFree accessUpdated daily

Revenue growth remains steady at 8.9% year-over-year as of 2026Q1, though gross margins exhibit significant sensitivity to seasonal shifts, fluctuating between 42.2% and 57.9% historically.

MCRI Income Statement

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly
MetricTTMDec'25Dec'24Dec'23Dec'22Dec'21Dec'20Dec'19Dec'18Dec'17Dec'16Dec'15Dec'14Dec'13Dec'12Dec'11Dec'10Dec'09Dec'08Dec'07Dec'06Dec'05Dec'04Dec'03Dec'02Dec'01Dec'00Dec'99Dec'98Dec'97Dec'96
Sales/Revenue556.28M545.13M522.19M501.48M477.87M395.38M184.41M249.17M240.31M230.73M217.03M202.25M187.77M188.75M170.36M140.63M142.03M133.73M141.37M159.86M151.97M139.78M129.46M115.95M111.04M104.52M96.96M78.87M62.5M59.1M53.6M
Revenue Growth %5.77%4.39%4.13%4.94%20.86%114.4%-25.99%3.68%4.16%6.31%7.31%7.71%-0.52%10.8%21.14%-0.98%6.21%-5.4%-11.56%5.19%8.72%7.98%11.65%4.42%6.24%7.79%22.95%26.19%5.75%10.26%0.37%
Cost of Goods Sold269.12M299.09M241.37M232.3M218.28M177.72M84.71M122.29M117.06M112.2M105.24M98.97M92.53M89.22M80.34M66.85M66.42M62.86M65.63M66.05M63.5M59.82M58.58M55.28M53.08M52.64M51.6M43.64M31.8M29.9M28.2M
COGS % of Revenue-54.87%46.22%46.32%45.68%44.95%45.94%49.08%48.71%48.63%48.49%48.94%49.28%47.27%47.16%47.54%46.77%47%46.43%41.32%41.79%42.8%45.25%47.68%47.8%50.37%53.21%55.33%50.88%50.59%52.61%
Gross Profit287.16M246.03M280.82M269.18M259.59M217.66M99.7M126.87M123.26M118.52M111.79M103.28M95.24M99.52M90.02M73.78M75.61M70.88M75.74M93.8M88.47M79.96M70.88M60.67M57.96M51.87M45.37M35.23M30.7M29.2M25.4M
Gross Margin %51.62%45.13%53.78%53.68%54.32%55.05%54.06%50.92%51.29%51.37%51.51%51.06%50.72%52.73%52.84%52.46%53.23%53%53.57%58.68%58.21%57.2%54.75%52.32%52.2%49.63%46.79%44.67%49.12%49.41%47.39%
Gross Profit Growth %--12.39%4.32%3.69%19.26%118.31%-21.42%2.93%4%6.02%8.24%8.44%-4.31%10.56%22.01%-2.42%6.68%-6.42%-19.26%6.03%10.64%12.81%16.84%4.67%11.73%14.34%28.78%14.75%5.14%14.96%1.2%
Operating Expenses148.45M109.38M188.31M159.02M148.15M127.78M84.43M87.3M80.42M77.85M72.56M70.71M72.67M69.07M71.88M64.01M61.58M61.73M61.05M58.11M54.98M46.89M44.61M43.46M40.76M37.74M35.82M31.25M21.9M20.3M19.3M
OpEx % of Revenue-20.06%36.06%31.71%31%32.32%45.78%35.04%33.46%33.74%33.44%34.96%38.7%36.59%42.19%45.52%43.35%46.16%43.19%36.35%36.18%33.55%34.46%37.48%36.71%36.11%36.94%39.62%35.04%34.35%36.01%
Selling, General & Admin109.94M109.38M108.29M105.82M97.6M84.43M60.4M69.31M65.8M62.72M57.73M54.78M52.99M52.43M55.23M50.63M48.3M47.87M51.16M49.97M46.31M38.51M34.98M32.66M30.44M27.66M25.54M23.33M17.3M16M15.2M
SG&A % of Revenue-20.06%20.74%21.1%20.42%21.35%32.75%27.82%27.38%27.18%26.6%27.09%28.22%27.78%32.42%36%34%35.79%36.19%31.26%30.47%27.55%27.02%28.17%27.42%26.46%26.34%29.58%27.68%27.07%28.36%
Research & Development000000000000000000010.48K106.48K0000000000
R&D % of Revenue-------------------0.01%0.07%----------
Other Operating Expenses2.54M080.03M53.2M50.55M43.36M24.04M17.99M14.62M15.13M14.84M15.93M19.69M16.64M16.65M13.38M13.28M13.87M9.89M8.14M8.56M8.38M9.63M10.8M10.32M10.09M10.28M7.92M4.6M4.3M4.1M
Operating Income138.71M136.66M92.5M110.15M111.44M89.88M15.27M39.58M42.83M40.67M38.55M32.55M22.22M30.46M15.98M9.77M14.03M9.14M14.69M35.69M33.49M33.07M26.27M17.21M17.2M14.13M9.55M3.98M8.8M8.9M6.1M
Operating Margin %24.93%25.07%17.71%21.97%23.32%22.73%8.28%15.88%17.82%17.63%17.76%16.1%11.83%16.14%9.38%6.95%9.88%6.84%10.39%22.32%22.04%23.66%20.3%14.84%15.49%13.52%9.85%5.05%14.08%15.06%11.38%
Operating Income Growth %-47.73%-16.02%-1.16%23.99%488.55%-61.41%-7.59%5.31%5.49%18.41%46.52%-27.04%90.55%63.59%-30.38%53.5%-37.75%-58.85%6.56%1.28%25.87%52.67%0.08%21.68%47.97%139.83%-54.75%-1.12%45.9%-3.17%
EBITDA189.98M191.11M143.86M157.45M154.88M128.29M32.59M54.45M57.44M55.8M53.38M48.49M40.04M47.09M32.63M23.15M27.31M21.64M24.6M43.97M42.09M41.59M36.08M28.19M27.7M24.4M19.83M11.9M13.4M13.2M10.2M
EBITDA Margin %34.15%35.06%27.55%31.4%32.41%32.45%17.68%21.85%23.9%24.18%24.6%23.97%21.33%24.95%19.16%16.46%19.23%16.18%17.4%27.51%27.7%29.75%27.87%24.31%24.94%23.34%20.45%15.09%21.44%22.34%19.03%
EBITDA Growth %30.04%32.84%-8.63%1.65%20.73%293.58%-40.14%-5.21%2.95%4.52%10.1%21.09%-14.97%44.31%40.97%-15.25%26.2%-12.01%-44.06%4.48%1.21%15.27%27.99%1.77%13.52%23.06%66.58%-11.18%1.52%29.41%-0.97%
D&A (Non-Cash Add-back)51.27M54.46M51.36M47.29M43.44M38.41M17.32M14.88M14.62M15.13M14.84M15.93M17.82M16.64M16.65M13.38M13.28M12.5M9.91M8.29M8.6M8.52M9.8M10.98M10.5M10.26M10.28M7.92M4.6M4.3M4.1M
EBIT139.92M131.37M92.5M110.15M111.44M89.88M15.27M39.58M42.83M40.67M39.23M32.56M22.56M30.46M15.98M9.77M14.03M9.27M15.06M37.62M33.49M33.07M26.14M17.21M17.2M14.13M9.55M3.8M8.1M8.9M6.1M
Net Interest Income1.07M-1.94M-104K-1.63M-2.42M-4.51M-273K1K-177K-967K-616K-679K-1.1M-1.86M-2.02M-914.31K-1.46M-1.98M-168.05K1.78M368.33K-1.01M-1.45M-1.61M-3.93M-7.24M-8.16M0-2.2M0-3.6M
Interest Income1.64M0000001K000000000124.66K370.63K1.93M466.05K0000000000
Interest Expense575K1.94M104K1.63M2.42M4.51M273K0177K967K616K679K1.1M1.86M2.02M914.31K1.46M2.1M538.68K152.27K97.72K1.01M1.45M1.61M3.93M7.24M8.16M02.2M03.6M
Other Income/Expense634K-7.22M-104K-1.63M-2.42M-4.51M-273K1K-177K-967K-616K-679K-1.1M-1.86M-4.17M-914.31K-1.46M-1.98M-168.05K1.78M-831.67K-1.01M-1.58M-2.64M-4.16M-7.24M-8.16M-4.74M-2.4M-3.2M-4.8M
Pretax Income139.34M129.43M92.4M108.53M109.02M85.37M15M39.58M42.65M39.7M37.93M31.88M21.11M28.59M13.96M8.86M12.58M7.16M14.52M37.46M33.86M32.06M24.69M14.57M13.03M6.89M1.39M-944.54K5.7M5.7M1.3M
Pretax Margin %25.05%23.74%17.69%21.64%22.81%21.59%8.13%15.88%17.75%17.21%17.48%15.76%11.25%15.15%8.19%6.3%8.85%5.36%10.27%23.44%22.28%22.93%19.07%12.57%11.74%6.59%1.43%-1.2%9.12%9.64%2.43%
Income Tax30.22M28.04M19.63M26.08M21.54M16.88M-8.68M7.76M8.55M14.16M13.36M11.22M6.93M10.63M5.05M3.18M4.34M2.32M4.98M12.98M11.78M11.02M8.16M4.97M4.43M2.29M425.43K-359.67K1.9M2M500K
Effective Tax Rate %21.69%21.66%21.24%24.03%19.76%19.78%-57.87%19.61%20.05%35.67%35.22%35.19%32.82%37.19%36.17%35.91%34.5%32.41%34.28%34.66%34.79%34.38%33.06%34.08%33.99%33.2%30.71%38.08%33.33%35.09%38.46%
Net Income109.12M101.39M72.77M82.45M87.48M68.49M23.68M31.82M34.1M25.54M24.57M20.66M14.19M17.96M8.91M5.68M8.24M4.84M9.54M24.48M22.08M21.04M16.53M9.61M8.6M4.6M960.08K-584.87K3.8M3.5M800K
Net Margin %19.62%18.6%13.94%16.44%18.31%17.32%12.84%12.77%14.19%11.07%11.32%10.21%7.55%9.52%5.23%4.04%5.8%3.62%6.75%15.31%14.53%15.05%12.77%8.28%7.75%4.4%0.99%-0.74%6.08%5.92%1.49%
Net Income Growth %46.75%39.33%-11.74%-5.75%27.73%189.25%-25.58%-6.69%33.52%3.92%18.95%45.64%-21.02%101.56%57%-31.09%70.12%-49.26%-61.03%10.87%4.97%27.28%72.04%11.65%86.96%379.31%264.15%-115.39%8.57%337.5%-50%
Net Income (Continuing)109.12M101.39M72.77M82.45M87.48M68.49M23.68M31.82M34.1M25.54M24.57M20.66M14.19M17.96M8.91M5.68M8.24M4.84M9.54M24.48M22.08M21.04M16.53M9.61M8.6M4.6M960.08K-584.87K3.8M3.7M800K
Discontinued Operations0000000000000000000000000000000
Minority Interest0000000000000000000000000000000
EPS (Diluted)6.005.433.844.204.473.531.251.701.841.391.391.190.831.060.550.350.510.300.561.271.151.100.880.510.450.250.05-0.030.200.190.05
EPS Growth %16.37%41.41%-8.57%-6.04%26.63%182.4%-26.47%-7.61%32.37%0%16.81%43.37%-21.7%92.73%57.14%-31.37%70%-46.43%-55.91%10.43%4.55%25%72.55%13.33%80%400%261.29%-115.5%5.26%322.22%-43.75%
EPS (Basic)-5.553.914.284.613.681.301.771.911.451.421.220.851.100.550.350.510.300.561.281.161.120.880.510.460.250.05-0.030.200.190.05
Diluted Shares Outstanding18.2M18.74M18.97M19.62M19.58M19.43M18.88M18.68M18.57M18.37M17.66M17.34M17.11M16.94M16.25M16.23M16.21M16.16M17.02M19.33M19.27M19.09M18.81M18.82M19.04M18.96M18.95M18.87M19M18.92M20M
Basic Shares Outstanding17.84M18.3M18.61M19.24M19M18.62M18.22M18.02M17.85M17.59M17.3M16.95M16.73M16.3M16.14M16.14M16.13M16.12M16.96M19.06M18.99M18.85M18.76M18.76M18.92M18.87M18.87M18.87M18.87M18.92M19M
Dividend Payout Ratio-21.59%30.6%136.84%---------------------------

Key Metrics

Growth RegimeStable
ProfitabilityStrong
Balance SheetFortress
Cash FlowRobust
Top Statement Risk

Regional gaming tax volatility

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Revenue Growth Amid Market Maturation

As reported in recent quarterly filings, Monarch Casino & Resort has maintained a steady revenue growth trajectory, with the most recent quarter showing an 8.9% year-over-year increase, suggesting that the company is successfully leveraging its expanded Black Hawk capacity to capture higher-value regional gaming demand.

The revenue performance appears to reflect a transition from heavy capital investment to operational optimization. Investors should monitor whether this growth rate remains sustainable as the initial benefits of the Black Hawk expansion normalize against a backdrop of regional competition.

Structural Margin Volatility Warrants Caution

Based on the provided income statement data, gross margins have exhibited significant quarterly fluctuations, ranging from 42.2% to 57.9%, which suggests that the company's profitability is highly sensitive to seasonal shifts and the variable costs inherent in its luxury hospitality and gaming service model.

The wide variance in gross margins implies that management may be navigating complex trade-offs between promotional discounting and premium pricing strategies. This volatility warrants further investigation into whether these margin swings are purely cyclical or indicative of intensifying competitive pressure in the Denver-metro market.

Operating Leverage Scaling With Efficiency

According to the latest financial statements, Monarch has demonstrated effective control over its overhead, with SG&A expenses remaining remarkably consistent near $27M per quarter, allowing operating income to scale efficiently as the company moves past the intensive construction phase of its recent resort expansion.

The stability of SG&A relative to revenue growth suggests a disciplined approach to cost management that enhances the company's operating leverage. This efficiency appears to be a core driver of the firm's ability to maintain strong profitability despite the high fixed-cost nature of the casino industry.

Competitive Risks to Margin Sustainability

While the company displays strong profitability, the potential for margin compression remains a significant risk, as evidenced by the 2024Q4 operating margin dip to 2.9%, which highlights the vulnerability of the business to sudden shifts in regional gaming tax structures or increased competitive reinvestment requirements.

Short-term fluctuations in operating income suggest that the company's earnings quality may be more susceptible to external shocks than the current valuation implies. Investors should monitor whether the recent expansion of tribal gaming in Northern California begins to erode the Reno property's pricing power.

MCRI — Frequently Asked Questions

Quick answers to the most common questions about buying MCRI stock.

What was Monarch Casino & Resort, Inc.'s (MCRI) revenue in 2025?

For fiscal year 2025, Monarch Casino & Resort, Inc. (MCRI) reported total revenue of $545.1M. This represents a 917.0% increase compared to $53.6M in 1996.

Is Monarch Casino & Resort, Inc. (MCRI) profitable?

Monarch Casino & Resort, Inc. (MCRI) is profitable, generating $101.4M in net income for the fiscal year ending 2025 with a net profit margin of 18.6%.

What is Monarch Casino & Resort, Inc.'s operating profit margin?

Monarch Casino & Resort, Inc. (MCRI) reported an operating income of $136.7M, resulting in an operating profit margin of 25.1%. This margin reflects the operational efficiency of the business before interest and taxes.

What is Monarch Casino & Resort, Inc.'s gross profit and gross margin?

Monarch Casino & Resort, Inc. (MCRI) generated $246.0M in gross profit for the year, representing a gross profit margin of 45.1%. This demonstrates the company's core pricing power and production efficiency.