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MDAISpectral AI, Inc.
$1.71$54M
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HomeStocksMDAICash Flow

Spectral AI, Inc. (MDAI) Cash Flow Statement

5Y historyFree accessUpdated daily

Liquidity is under pressure due to erratic working capital cycles and a 93.4% CapEx-to-revenue ratio in 2026Q1, which highlights the heavy capital burden of deploying DeepView hardware.

MDAI Cash Flow Statement

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly
MetricTTMDec'25Dec'24Dec'23Dec'22Dec'21
Cash from Operations-12.14M-9.92M-9.2M-13.24M-1.16M-2.92M
Operating CF Margin %--50.48%-31.1%-73.33%-4.58%-19.15%
Operating CF Growth %-808.36%-7.84%30.52%-1039.41%60.18%-
Net Income-14.29M-7.57M-15.31M-20.85M-2.91M-3.99M
Depreciation & Amortization669K635K588K722K568K1K
Stock-Based Compensation915K1.11M1.03M1.24M1.16M1.36M
Deferred Taxes000000
Other Non-Cash Items3.52M-2.07M6.37M4.01M-57K-298K
Working Capital Changes-3.37M-2.03M-1.87M1.63M84K2K
Change in Receivables918K1.24M-159K566K-1.41M1.19M
Change in Inventory-394K-413K-195K-230K00
Change in Payables-1.67M-1.02M1.43M-935K1.34M-2.4M
Cash from Investing00000-7K
Capital Expenditures00000-7K
CapEx % of Revenue0%----0.05%
Acquisitions000000
Investments------
Other Investing000000
Cash from Financing9.73M20.12M9.57M3.84M-785K13.92M
Debt Issued (Net)-602K6.71M5.34M-483K-785K-701K
Equity Issued (Net)10.33M13.41M4.06M3.35M014.62M
Dividends Paid000000
Share Repurchases000000
Other Financing00177K976K04K
Net Change in Cash-2.41M10.24M367K-9.38M-1.95M11M
Free Cash Flow-8.41M-9.92M-9.2M-13.24M-1.16M-2.92M
FCF Margin %-50.4%-50.48%-31.1%-73.33%-4.58%-19.19%
FCF Growth %-4.87%-7.84%30.52%-1039.41%60.27%-
FCF per Share-0.26-0.37-0.51-0.94-0.06-0.16
FCF Conversion (FCF/Net Income)0.59x1.31x0.60x0.63x0.40x0.73x
Interest Paid278K011K29K23K12K
Taxes Paid-5K011K114K53K255K

Key Metrics

Growth RegimeContracting
ProfitabilityNegative
Balance SheetVulnerable
Cash FlowBurning
Top Statement Risk

BARDA funding dependency risk

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Earnings Disconnect Masks Cash Burn

As reported in financial statements, Spectral AI's operating cash flow frequently diverges from net income, with the OCF/NI ratio reaching -3.98 in 2025Q4, suggesting that reported accounting profits are not translating into actual liquidity as the company navigates its early-stage development and clinical trial phases.

The persistent gap between net income and operating cash flow indicates that the company's earnings are heavily influenced by non-cash items or timing differences in government contract recognition. Investors should monitor this divergence closely, as it implies that the underlying business model is consuming cash at a rate that accounting profitability metrics fail to capture.

Negative Free Cash Flow Trajectory

Based on EDBL's reported figures, the company's free cash flow remains consistently negative, with the exception of a single anomalous quarter, highlighting a structural inability to self-fund operations through current revenue streams while maintaining the high R&D spending required for its medical device pipeline.

The lack of a positive FCF trend suggests that the company is currently in a deep investment phase where cash outflows are dictated by clinical trial requirements rather than commercial scale. Without a clear path to positive FCF margins, the company appears reliant on external financing or continued government grants to sustain its current operational footprint.

Working Capital Volatility Hinders Liquidity

According to recent SEC filings, Spectral AI's working capital changes are highly erratic, with a significant $1.9M outflow in 2026Q1, reflecting the inherent difficulty in managing cash cycles when revenue is tied to lumpy, milestone-based government contracts rather than predictable commercial sales.

The volatility in working capital suggests that the company's cash position is highly sensitive to the timing of contract payments and the accumulation of inventory for its DeepView hardware. This lack of predictability in cash conversion cycles warrants further investigation into the company's ability to manage liquidity during periods of delayed milestone achievement.

Capital Intensity Remains Unpredictable

As indicated by the company's financial history, the 93.4% CapEx-to-revenue ratio observed in 2026Q1 underscores the heavy capital burden required to manufacture and deploy the DeepView imaging carts, which currently outweighs the revenue generated from these assets.

The high capital intensity relative to revenue suggests that the company is still in the process of building out its hardware infrastructure, which may continue to pressure cash flows in the near term. Investors should monitor whether future revenue growth can outpace these capital requirements to justify the current hardware-heavy business model.

MDAI — Frequently Asked Questions

Quick answers to the most common questions about buying MDAI stock.

How much cash does Spectral AI, Inc. (MDAI) generate from operations?

Spectral AI, Inc. (MDAI) generated $-9.9M in net cash from operating activities in 2025. This reflects the cash generated directly from core business operations.

What is Spectral AI, Inc.'s free cash flow?

Spectral AI, Inc. (MDAI) reported negative free cash flow of $9.9M in 2025, indicating capital requirements exceeded cash from operations.

What is Spectral AI, Inc.'s capital expenditure (CapEx)?

Spectral AI, Inc. (MDAI) spent $0.0M on capital expenditures in 2025. CapEx represents the cash invested in physical assets like property, plant, and equipment to maintain or grow the business.