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MFA logoMFA Financial, Inc. (MFA) Earnings History

Annual and quarterly earnings data from 1998 to 2025

TTM Net Income
$135M
Profitable
TTM EPS
$1.28
Diluted
YoY EPS Growth
+104.9%
Excellent
Net Margin
20.2%
Profitability
Operating Margin78.8%
Gross Margin96.2%
ROE9.6%
ROA1.4%
Highest Annual Net Income$378M (2019)
Highest Quarterly EPS$1.48 (Q1 2023)
Consecutive Profitable Years3 years
Q1 2026
Net Income-$984,000
EPS$-0.01
QoQ Growth-101.8%Declining

Loading earnings history...

MFA EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+104.9%
Excellent
3-Year
N/A
N/M
5-Year
N/A
N/M
10-Year
-6.2%
Slow

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

MFA Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202596.2%78.8%20.2%
202487.4%39.9%42.6%
202385.4%29.6%34.3%
2022---
202188.9%97.5%97.5%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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MFA Financial, Inc. (MFA) Earnings Overview

As of May 8, 2026, MFA Financial, Inc. (MFA) reported trailing twelve-month net income of $135M, reflecting +104.9% year-over-year growth. The company earned $1.28 per diluted share over the past four quarters, with a net profit margin of 20.2%.

Looking at the long-term picture, MFA's historical earnings data spans multiple years. The company achieved its highest annual net income of $378M in fiscal 2019.

MFA Financial, Inc. maintains industry-leading profitability with a gross margin of 96.2%, operating margin of 78.8%, and net margin of 20.2%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including AGNC ($838M net income, 17.7% margin), NLY ($2.03B net income, 30.3% margin), TWO (-$343M net income, -75.0% margin), MFA has outperformed on profitability metrics. Compare MFA vs AGNC →

MFA Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
MFA logoMFACurrent
$135M$1.2820.2%9.6%+104.9%—
AGNC logoAGNC
$838M$0.7917.7%9.6%+1760.0%
NLY logoNLY
$2.0B$2.9230.3%14.1%+80.2%
TWO logoTWO
-$343M$-3.17-75.0%-23.2%-284.0%
MITT logoMITT
$34M$1.0610.3%8.8%-26.8%
RWT logoRWT
-$70M$-0.55-6.3%-6.5%-296.9%
Best in group
Lowest in group

MFA Historical Earnings Data (1998–2025)

28 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$177M+48.2%$690M$1.6820.2%78.8%
2024$119M+48.8%$112M$0.8242.6%39.9%
2023$80M+134.6%$69M$0.4634.3%29.6%
2022-$232M-170.4%-$224M$-2.40--
2021$329M+148.4%$329M$2.6397.5%97.5%
2020-$679M-279.7%$0$-6.01--
2019$378M+25.3%$0$3.1787.3%0.0%
2018$302M-6.4%$534M$2.8686.8%153.5%
2017$322M+3.1%$74M$3.1686.4%19.9%
2016$313M-0.2%$93M$3.2087.2%25.9%

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Compare MFA vs WELL

Side-by-side business, growth, and profitability comparison vs Welltower Inc..

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MFA — Frequently Asked Questions

Quick answers to the most common questions about buying MFA stock.

Is MFA growing earnings?

MFA EPS is $1.28, with earnings growth accelerating to +104.9%. This exceeds the 5-year CAGR of N/A. TTM net income reached $135M.

What are MFA's profit margins?

MFA Financial, Inc. net margin is +20.2%, with operating margin at +78.8%. Above-average margins indicate pricing power.

How consistent are MFA's earnings?

MFA earnings data spans 1998-2025. The accelerating earnings trend is +104.9% YoY. Historical data enables comparison across business cycles.

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MFA Earnings Over Time (2014–2025)

Net income and EPS trends