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MFA logoMFA Financial, Inc. (MFA) P/E Ratio History

Historical price-to-earnings valuation from 1999 to 2026

Current P/E
5.8
Undervalued
5Y Avg P/E
16.4
-64% vs avg
PE Percentile
0%
Low
PEG Ratio
N/A
N/A
TTM EPS$1.28
Price$9.77
5Y PE Range6.7 - 114.1
Earnings Yield17.20%

Loading P/E history...

MFA Valuation Context

How does the current P/E compare to historical and market benchmarks?

vs. 5Y Average
5.8vs16.4
-64%
Cheap vs History
vs. Real Estate
5.8vs24.3
-76%
Below Sector
vs. S&P 500
5.8vs25.2
-77%
Below Market
PEG Analysis
N/A
P/E ÷ EPS Growth
Based on 105% EPS growth (1Y)
Export Data

P/E Ratio Analysis

As of May 7, 2026, MFA Financial, Inc. (MFA) trades at a price-to-earnings ratio of 5.8x, with a stock price of $9.77 and trailing twelve-month earnings per share of $1.28.

The current P/E is 64% below its 5-year average of 16.4x. Over the past five years, MFA's P/E has ranged from a low of 6.7x to a high of 114.1x, placing the current valuation at the 0th percentile of its historical range.

Compared to the Real Estate sector median P/E of 24.3x, MFA trades at a 76% discount to its sector peers. The sector includes 170 companies with P/E ratios ranging from 1.1x to 195.0x.

Relative to the broader market, MFA trades at a notable discount to the S&P 500 median P/E of 25.2x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.

For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our MFA DCF Valuation Calculator →

Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.

MFA P/E vs Peers

P/E ratio compared to closely matched public peers

CompanyMarket CapP/E RatioPEG RatioEPS Growth (1Y)
AGNC logoAGNCAGNC Investment Corp.
$10B11.6-+1760%Best
NLY logoNLYAnnaly Capital Management, Inc.
$16B7.7-+80%
MITT logoMITTTPG Mortgage Investment Trust Inc
$250M8.8--27%
EARN logoEARNEllington Credit Company
$182M20.2--23%
PMT logoPMTPennyMac Mortgage Investment Trust
$960M11.10.38Best-28%
IVR logoIVRInvesco Mortgage Capital Inc.
$576M5.2Lowest-+135%
EFC logoEFCEllington Financial Inc.
$1B11.40.46-13%

Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.

MFA Historical P/E Data (1999–2026)

Quarterly P/E ratios calculated from closing price and TTM EPS

QuarterDatePriceTTM EPSP/E Ratiovs Avg
FY2026 Q1$9.58$1.078.9x-70%
FY2025 Q4Wed Dec 31 2025 00:00:00 GM$9.31$1.396.7x-77%
FY2025 Q3$9.19$0.8510.8x-64%
FY2025 Q2Mon Jun 30 2025 00:00:00 GM$9.46$0.8710.9x-63%
FY2025 Q1Mon Mar 31 2025 00:00:00 GM$10.26$0.9810.5x-65%
FY2024 Q4$10.19$0.8112.6x-58%
FY2024 Q3Mon Sep 30 2024 00:00:00 GM$12.72$1.598.0x-73%
FY2024 Q2Sun Jun 30 2024 00:00:00 GM$10.64$0.6715.9x-47%
FY2024 Q1Sun Mar 31 2024 00:00:00 GM$11.41$0.10114.1x+284%
FY2023 Q4Sun Dec 31 2023 00:00:00 GM$11.27$1.447.8x-74%
FY2023 Q3Sat Sep 30 2023 00:00:00 GM$9.61$0.7113.6x-54%
FY2023 Q2Fri Jun 30 2023 00:00:00 GM$11.24$0.6816.6x-44%

Average P/E for displayed period: 29.7x

See MFA's True Return

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Is MFA Undervalued?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

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Compare MFA vs WELL

Side-by-side business, growth, and profitability comparison vs Welltower Inc..

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MFA — Frequently Asked Questions

Quick answers to the most common questions about buying MFA stock.

Is MFA stock overvalued or undervalued?

MFA trades at 5.8x P/E, below its 5-year average of 16.4x. At the N/A percentile of historical range, the stock is priced at a discount to its own history.

How does MFA's valuation compare to peers?

MFA Financial, Inc. P/E of 5.8x compares to sector median of 24.3x. The discount suggests lower growth expectations or higher risk.

What is MFA's PEG ratio?

MFA PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 1999-2026.

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MFA P/E Ratio History (1999–2026)

P/E ratio calculated as closing price divided by trailing 12-month diluted EPS at each quarter end.